The top-rated truck insurance agent in Oviedo, Florida is Steve Manzano - State Farm Insurance Agent, rated 4.9 stars across 423 reviews. Other highly rated options include Professional Property & Casualty LLC, Brightway Insurance, Oviedo-Winter Springs, Salmon Agency. This directory lists 16 truck insurance agents serving Oviedo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Steve Manzano - State Farm Insurance Agent | 1977 Alafaya Trail #1031 | (407) 542-0067 |
| 2 | Professional Property & Casualty LLC | 2050 Winter Springs Blvd | (407) 366-7746 |
| 3 | Brightway Insurance, Oviedo-Winter Springs | 1500 Alafaya Trail STE 1012 | (407) 706-6550 |
| 4 | Salmon Agency | 1890 County Rd 419 #1040 | (407) 365-1766 |
| 5 | Karla Salmon Insurance | 95 E Mitchell Hammock Rd #201 | (407) 478-8808 |
| 6 | Goosehead Insurance - Stephanie Velez | 1317 W Broadway St | (407) 785-6761 |
| 7 | Adam Williams - State Farm Insurance Agent | 7250 Red Bug Lake Rd STE 1016 | (407) 365-8595 |
| 8 | Kerbelis Insurance Agency | 1949 County Rd 419 #1251 | (407) 775-2760 |
| 9 | Integrity Insurance Group Inc. | 1755 W Broadway St #7 | (407) 366-7050 |
| 10 | Monica Oliver | 120 Alexandria Blvd Ste 16 | (407) 588-4488 |
Steve Manzano - State Farm Insurance Agent serves the Oviedo, Florida, area with commercial truck insurance solutions tailored for local owner-operators and fleet companies. The agency helps businesses manage coverage for semi-trucks, delivery vehicles, and other commercial trucks operating throughout Seminole County and surrounding regions. Policies are structured to address liability protection on roadways and physical damage coverage for the vehicles themselves. Liability insurance for cargo transport and specialized coverage for refrigerated trucking are among the specific services handled in this area.
Professional Property & Casualty LLC provides truck insurance services to commercial and independent operators throughout the Oviedo, FL area. Its offerings include comprehensive coverage options and tailored risk management assistance for fleet and owner-operator needs. The company supports policy management and claims guidance, helping clients maintain compliant operations on local and regional routes. The agency services properties that include single-family homes, apartments, retail spaces, and restaurants.
Brightway Insurance, Oviedo-Winter Springs serves local businesses and independent truck operators in need of commercial truck insurance coverage. The agency helps clients navigate insurance requirements for their fleet vehicles, including liability and cargo protection. By focusing on this specialized area, it provides policy options suited to the unique risks of transporting goods. Beyond the Oviedo area, the office also extends its truck insurance services to nearby communities in the greater Sanford metro region.
Salmon Agency serves the Oviedo area and its surrounding communities, handling commercial truck insurance for local owner-operators and small fleet companies. It manages the various coverages needed for operating commercial vehicles, including liability and cargo protection. The agency identifies the specific risks each client faces on local and regional routes. To handle a typical job, the agency begins with a face-to-face consultation to understand each driver’s daily operations and then structures coverage that matches those exact working conditions.
A truck insurance agent in Oviedo, FL, can offer either a one-time policy purchase for a single truck or recurring coverage options that renew annually for fleet operations. Karla Salmon Insurance provides commercial truck coverage designed to protect cargo, liability, and physical assets on the road. Local agents here understand regional hauling routes and compliance requirements unique to Central Florida. Service for truck insurance policies typically runs on a scheduled renewal basis, with additional as-needed support for policy adjustments or claims filing throughout the year.
Serving as a truck insurance agent, Goosehead Insurance - Stephanie Velez provides specialized coverage for commercial vehicles, including liability and cargo protection. It works with local trucking businesses in Oviedo, FL, to structure policies that address both operational risks and regulatory requirements. The agent assists clients in managing the high costs associated with fleet maintenance and accident claims. During the busy holiday shipping season, affordable gaps in roadside breakdown and cargo coverage can jeopardize delivery deadlines.
With the growing number of commercial vehicles on Oviedo roads during the busy citrus harvest season, Adam Williams - State Farm Insurance Agent provides necessary liability and cargo coverage for local truck operators. Their office advises owner-operators and small fleets on protecting their assets with physical damage policies. After assessing a driver’s typical routes, freight types, and annual mileage, the agent performs a complimentary insurance coverage review. This initial assessment identifies gaps in existing protection and clarifies deductible options for each truck in the fleet.
Kerbelis Insurance Agency in Oviedo, FL helps local trucking operators secure essential liability and physical damage coverage. This agency also specializes in adding comprehensive cargo insurance, motor truck cargo liability, and on-hook coverage for specialized transport needs. By tailoring policies to both owner-operators and small fleets, it addresses the unique risks of highway hauling. The commercial sectors it can serve include local offices with delivery fleets, warehouse distribution centers, and food service companies requiring temperature-controlled cargo protection.
Integrity Insurance Group Inc. serves the Oviedo area by providing residential truck insurance policies for owner-operators. It also offers commercial coverage for fleets operating in and around central Florida. The agency works with drivers to secure protection for cargo and liability needs. Customers receive detailed policy explanations before making selections. Detailed follow-up is available after claims to address any concerns between regular visits.
Monica Oliver is a truck insurance agent based in Oviedo, Florida, known for providing commercial coverage for local and regional trucking operations. The company helps owner-operators and small fleets secure policies that address liability, cargo, and physical damage risks common to the area’s highway and distribution routes. Standard offerings include primary liability, motor truck cargo, and non-trucking liability coverage. Additionally, it can arrange for rental reimbursement coverage when a client’s vehicle is undergoing repairs after a claim.
What Does a a Truck Insurance Agent in Oviedo Cost?
Truck insurance costs in Florida typically range from 4000 to 12000 dollars per year for a single truck with basic liability. Factors like driving record cargo type and annual mileage affect the premium. A full coverage policy with physical damage can add 2000 to 5000 dollars more. This is general information and not insurance advice.
About truck insurance agents in Oviedo
Truck insurance agents in Oviedo Florida help owner-operators and fleet managers meet state requirements. Florida law mandates minimum liability coverage of 75000 dollars for intrastate trucks under 10000 pounds. Agents can also guide you on cargo insurance and bobtail coverage for local routes near Orlando.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Florida?
For intrastate trucks under 10000 pounds gross vehicle weight Florida requires at least 75000 dollars in combined single limit liability. Heavier trucks and interstate operations need higher limits set by the Federal Motor Carrier Safety Administration.
Do I need a special license to sell truck insurance in Florida?
Yes agents must hold a Florida 2-20 General Lines license which allows them to sell commercial auto and truck policies. They also need to complete continuing education credits every two years.
How does Oviedo location affect my truck insurance rates?
Oviedo is in Seminole County near major highways like SR 417 and I-4. Rates can be higher due to traffic density and accident frequency in the Orlando metro area compared to rural parts of Florida.
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