The top-rated truck insurance agent in Palm Coast, Florida is Insurance Office of America, rated 4.9 stars across 179 reviews. Other highly rated options include Integrity Insurance Group of Florida, Tilton & Unger Insurance, The Berk Insurance Agency. This directory lists 18 truck insurance agents serving Palm Coast.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Insurance Office of America | 1 Hargrove Grde Building B, Suite 3 | (386) 276-9130 |
| 2 | Integrity Insurance Group of Florida | 5182 N Ocean Shore Blvd unit c | (386) 259-1000 |
| 3 | Tilton & Unger Insurance | 3 Cypress Branch Way #101 | (386) 447-4448 |
| 4 | The Berk Insurance Agency | 17 Old Kings Rd suite r | (386) 627-7405 |
| 5 | Coastal Palm Insurance Company | 2 Pine Lakes Pkwy #6 | (386) 313-5908 |
| 6 | Heart of Florida Insurance Group | 21 Old Kings Rd N B102 | (386) 445-0061 |
| 7 | Brightway Insurance, The Flagler Agency | 55 Plaza Dr #5 | (386) 597-8200 |
| 8 | Matt Rio - State Farm Insurance Agent | 1475 Palm Cst Pkwy NW #107 | (386) 302-0366 |
| 9 | Santos Group - All Insurance | 25 Palm Harbor Village Way W STE 5A | (386) 597-1112 |
| 10 | Goosehead Insurance - Sev Tamayo | 4869 Palm Coast Pkwy NW Office 3, Unit 3 | (904) 671-0392 |
Insurance Office of America provides a range of commercial truck insurance services for local and regional fleets in the Palm Coast area. Its service and maintenance plans help clients manage policy renewals, file claims for cargo or liability issues, and adjust coverage as operations change. The agency services properties that include single-family homes, apartments, retail outlets, and restaurants.
Integrity Insurance Group of Florida serves commercial truck owners, independent owner-operators, and small fleet operators in Palm Coast. They help clients secure essential liability, physical damage, and cargo insurance for their commercial vehicles. Their work involves reviewing coverage limits to match local hauling needs and regulatory requirements. Drivers receive guidance on policy options tailored to their specific routes and cargo types. The agency also extends its services to nearby communities in Flagler County and surrounding areas of the Daytona Beach metro.
Tilton & Unger Insurance serves the Palm Coast area as a truck insurance agent. It provides commercial coverage solutions designed specifically for trucking operators in the region. The agency works to help local truckers find policies that meet the unique liability and physical damage risks of commercial vehicle fleets. Policies often address the needs of both long-haul and local delivery drivers operating on Florida roads. The agency also assists with cargo insurance to protect goods in transit.
Serving Palm Coast and the surrounding communities throughout Flagler County, The Berk Insurance Agency handles comprehensive truck insurance policies for local owner-operators and small fleets. The agency addresses the specific coverage needs of commercial vehicles operating in this coastal region. Its professional team focuses on protecting clients from unique liability risks encountered on busy highways and local delivery routes. The agency approaches each client’s situation by first analyzing their specific operational exposures and then matching them with appropriate coverage options from several insurers.
Coastal Palm Insurance Company in Palm Coast, FL, helps local truck operators decide between one-time liability policies for seasonal hauls or recurring commercial plans that renew annually for consistent year-round coverage. Their work focuses on matching each fleet’s exposure with appropriate cargo and physical damage protection. Common coverage options they assist with include bobtail liability and non-trucking use for owner-operators. Service is offered on either a one-time or an as-needed basis depending upon the client’s current schedule and fluctuating operational demands.
Heart of Florida Insurance Group specializes in truck insurance policies designed to cover commercial vehicles and their cargo. The company also provides general commercial insurance services for local businesses. Serving Palm Coast, it helps independent operators and small fleets protect their assets with tailored coverage options. During hurricane season, it assists drivers in securing comprehensive policies that address storm-related damage and potential route disruptions.
As the busy shipping season picks up along the I-95 corridor near Palm Coast, local truck operators need reliable commercial auto coverage to protect their fleet assets and comply with federal mandates. Brightway Insurance, The Flagler Agency offers specialized truck insurance agent services to address these year round liability and cargo concerns. By focusing on this niche, they help drayage and long-haul drivers find appropriate policy limits. Their process begins by reviewing each client's vehicle registration and driving history during an initial risk inspection.
Matt Rio, operating as a State Farm Insurance agent in Palm Coast, FL, focuses on helping trucking operations secure necessary liability and physical damage coverage. The agency also works to integrate specific cargo protection and roadside assistance options tailored to the demands of commercial transport. By addressing the particular risks of hauling goods over regional and long-haul routes, the office helps maintain continuity for independent drivers and small fleets. This Palm Coast agent serves businesses in local sectors including offices, warehouses, and food service operations.
Santos Group - All Insurance is known for providing tailored truck insurance solutions in Palm Coast, FL, covering commercial auto and liability policies. It serves local owner-operators and small fleet businesses by assessing individual risk needs. The agency guides clients through coverage selection to ensure basic legal and financial protection. Beyond standard policies, it can arrange cargo insurance to safeguard transported goods.
Based at Goosehead Insurance with Sev Tamayo in Palm Coast, this agency serves truck insurance needs for residential clients with personal vehicles first. Commercial coverage is also arranged for local operators requiring fleet or cargo protection within the greater Flagler and Volusia County area. Agency representatives assist with policy reviews, claims guidance, and liability adjustments for trucks used on regional routes. Policyholders commonly contact the office for follow-up service between regular visits to update deductibles or add newly acquired commercial trucks.
What Does a a Truck Insurance Agent in Palm Coast Cost?
Truck insurance in Florida typically costs between $8,000 and $15,000 per year for a single truck with basic liability coverage. Full coverage with cargo and physical damage can range from $12,000 to $25,000 annually. Rates vary widely based on your specific operation, claims history, and coverage limits. This is general information, not insurance advice.
About truck insurance agents in Palm Coast
Truck insurance agents in Palm Coast, Florida help owner-operators and fleet managers meet state and federal insurance requirements. Florida law mandates minimum liability coverage of $300,000 for trucks carrying non-hazardous cargo, with higher limits for hazardous materials. Local agents understand the specific risks of driving on I-95 and A1A through Flagler County.
Frequently Asked Questions
What insurance coverage is required for trucks in Florida?
Florida requires a minimum of $300,000 in bodily injury and property damage liability for trucks under 10,000 pounds. Trucks over 10,000 pounds must carry $750,000 in combined liability. You also need personal injury protection and property damage liability if you operate within the state.
How do I find a truck insurance agent in Palm Coast?
You can search online for independent agents in Palm Coast who specialize in commercial auto insurance. Check that the agent is licensed in Florida and has experience with the Federal Motor Carrier Safety Administration filing requirements.
What factors affect truck insurance premiums in Florida?
Premiums depend on your driving record, cargo type, annual mileage, and the value of your truck. Florida's high accident rates and hurricane risk can raise costs. Agents can help you compare quotes from multiple carriers.
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