The top-rated truck insurance agent in Palmetto Bay, Florida is Univista Insurance, rated 4.9 stars across 1,521 reviews. Other highly rated options include Jorge Milanes - GEICO Insurance Agent, GreatFlorida Insurance: Tamara Mourino, Florida Auto Plus Insurance. This directory lists 15 truck insurance agents serving Palmetto Bay.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Univista Insurance | 17605 S Dixie Hwy | (305) 507-9638 |
| 2 | Jorge Milanes - GEICO Insurance Agent | 17031 S Dixie Hwy | (305) 421-8000 |
| 3 | GreatFlorida Insurance: Tamara Mourino | 9811 Wayne Ave | (305) 256-0616 |
| 4 | Florida Auto Plus Insurance | 9555 SW 175th Terrace Suite 102 | (305) 796-2968 |
| 5 | Estrella Insurance | 18071 S Dixie Hwy | (305) 255-2985 |
| 6 | Freeway Insurance | 16935 S Dixie Hwy | (305) 916-7641 |
| 7 | Del Toro Insurance | 13843 S Dixie Hwy | (305) 831-2505 |
| 8 | Steve Myers - State Farm Insurance Agent | 9004 SW 152nd St | (305) 253-5800 |
| 9 | D Insurance Group | 9555 SW 175th Terrace Suite 224 | (305) 882-9358 |
| 10 | All About Insurance, Inc. | 17891 S Dixie Hwy STE 105 | (305) 251-3098 |
Univista Insurance provides coverage for commercial trucking operations, including liability, cargo, and physical damage protection. Their service plans typically involve reviewing policy terms and assisting with claims guidance to maintain continuous coverage. Drivers and fleet owners in Palmetto Bay, Florida, can coordinate renewal dates and adjust deductibles as needed. The agency also services local businesses requiring fleet insurance, including single-family rental properties, apartments, retail storefronts, and restaurants.
Jorge Milanes - GEICO Insurance Agent serves Palmetto Bay, Florida, and nearby Miami-Dade County communities, offering commercial truck insurance solutions. The agency works with local owner-operators and fleet managers to provide essential liability coverage required for hauling goods across South Florida and beyond. It also helps clients secure physical damage protection for their vehicles. Policies are tailored to match individual driving records and cargo types. The company assists with obtaining cargo insurance for transported freight and occupational accident coverage for independent contractors operating in this area.
GreatFlorida Insurance, represented by Tamara Mourino, provides truck insurance agent services for commercial and personal vehicles in Palmetto Bay, Florida. It assists clients in selecting appropriate coverage options and helps manage ongoing policy maintenance. The agency works closely with local drivers and business owners to address their specific insurance needs. Its services cover protection for various property types, including single-family homes, apartments, retail locations, and restaurants.
Businesses in Palmetto Bay that rely on commercial fleets turn to Florida Auto Plus Insurance for tailored coverage solutions. As a dedicated truck insurance agent, the agency assists owner-operators and local haulers with securing liability, cargo, and physical damage policies designed to meet state requirements. The team focuses on matching each company’s specific route and equipment needs with appropriate protection from standard carriers. Beyond Palmetto Bay, the agency also serves clients operating trucks throughout the greater Miami metropolitan area, ensuring comprehensive coverage continuity for regional deliveries.
Serving local businesses and fleet operators in Palmetto Bay, Estrella Insurance provides specialized truck insurance agent services. The agency helps commercial clients secure coverage for cargo liability, physical damage, and other essential protections required for over-the-road operations. With a focus on the unique needs of trucking companies in this area, the agency works to match policies with regulatory requirements. Estrella Insurance also extends its services to businesses and individual drivers throughout the greater Miami metropolitan region, including the nearby Cutler Bay community.
Freeway Insurance provides truck insurance services to Palmetto Bay, Florida, and the surrounding South Florida communities. It handles coverage for commercial trucks, including liability, physical damage, and cargo protection for local and regional operators. The agency works with drivers to review their specific operational needs and compliance requirements. For a typical policy, it assesses mileage, cargo type, and safety record to align coverage with each trucker's daily routes and risk exposure.
Del Toro Insurance in Palmetto Bay, Florida, offers truck insurance on either a one-time policy for a single trip or a scheduled recurring plan that provides continuous coverage for regular routes. Their coverage includes liability, cargo protection, and physical damage options, which are essential for local trucking operations in the area. Service runs on a one-time, scheduled, or as-needed basis, allowing clients to obtain a single policy for a specific haul or maintain ongoing protection through a recurring arrangement.
Steve Myers - State Farm Insurance Agent provides service to Palmetto Bay and the surrounding south Florida communities, handling a range of truck insurance needs for local commercial drivers. Policies typically cover liability, physical damage, and cargo protection for small fleets and independent owner-operators. The agency evaluates each client’s specific routes and vehicle usage to recommend appropriate coverage limits and deductibles. It generally works with drivers to compare options and secure the required filings for state compliance.
D Insurance Group in Palmetto Bay, Florida, offers specialized services for policy review and risk assessment for commercial trucking operators. It also provides general coverage management and claims support to local fleets and independent drivers. The company understands the regulatory requirements for vehicles traveling through Miami-Dade County and across state lines. Its work helps address the increased insurance demands during peak hurricane season, when cargo protection and vehicle storage become critical concerns for local truckers.
All About Insurance, Inc., in Palmetto Bay, FL, distinguishes between one-time policy placements and ongoing coverage renewals for commercial trucking clients. Their truck insurance agent services address liability, cargo, and physical damage protection for local fleets and owner-operators. As a resource for area operators, the agency helps businesses comply with federal and state insurance requirements for over-the-road haulers. Service for new quotes and policy adjustments runs on a one-time, scheduled, or as-needed basis.
What Does a a Truck Insurance Agent in Palmetto Bay Cost?
Truck insurance costs in Florida vary widely. A basic policy for a small box truck may start around 1,200 dollars per year. A full coverage policy for a semi-truck can range from 8,000 to 15,000 dollars annually. Factors like driving record, cargo value, and route distance affect the premium. This is general information and not insurance advice.
About truck insurance agents in Palmetto Bay
Truck insurance agents in Palmetto Bay Florida help commercial drivers meet state requirements. Florida law mandates minimum liability coverage of 50,000 dollars for bodily injury per person and 100,000 dollars per accident for commercial trucks. Agents in this area understand local routes and port traffic near Miami.
Frequently Asked Questions
What are the minimum insurance requirements for a commercial truck in Palmetto Bay Florida?
Florida requires commercial trucks to carry at least 50,000 dollars in bodily injury liability per person and 100,000 dollars per accident. Property damage liability must be at least 25,000 dollars. Higher limits may be needed for larger vehicles or hazardous materials.
How does Florida law affect truck insurance rates in Palmetto Bay?
Florida is a no-fault insurance state, but commercial trucks are exempt from personal injury protection requirements. Rates depend on cargo type, driving history, and annual mileage. Local agents can explain how Florida statutes like 627.7415 apply to your policy.
Can I get insurance for a truck used for both work and personal trips in Palmetto Bay?
Yes, but you need a commercial policy if the truck is used for business. A personal auto policy will not cover work-related accidents. An agent can help you choose a policy that matches your specific usage patterns.
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