The top-rated truck insurance agent in Pensacola, Florida is John Shaffer - State Farm Insurance Agent, rated 4.9 stars across 1,051 reviews. Other highly rated options include Advance Insurance of Northwest Florida, Florida Insurance Agency, Classic Insurance Group. This directory lists 42 truck insurance agents serving Pensacola.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | John Shaffer - State Farm Insurance Agent | 117 N Palafox St | (850) 433-4343 |
| 2 | Advance Insurance of Northwest Florida | 105 Beverly Pkwy | (850) 469-0880 |
| 3 | Florida Insurance Agency | 17 W Government St Suite A | (850) 972-8070 |
| 4 | Classic Insurance Group | 1545 E Olive Rd | (850) 332-5717 |
| 5 | Acceptance Insurance | 5022 W Fairfield Dr # C | (850) 204-3849 |
| 6 | Direct Auto Insurance | 4499 N Palafox St | (850) 432-2274 |
| 7 | Sam Carpenter - State Farm Insurance Agent | 1510 Airport Blvd Suite 1 | (850) 208-6626 |
| 8 | Joe Leonard - State Farm Insurance Agent | 8094 N Davis Hwy | (850) 478-9147 |
| 9 | The O'Neil Agency LLC (Formerly David Seckinger & Associates) | 1117 N 9th Ave | (850) 469-8082 |
| 10 | Messick Insurance | 196 E 9 Mile Rd # A | (850) 479-3535 |
John Shaffer - State Farm Insurance Agent serves the greater Pensacola, Florida metro area, providing truck insurance coverage for commercial vehicles. The agency works with local owner-operators and small fleets to secure necessary liability protection. It understands the specific risks of hauling freight through the Gulf Coast region. Policies typically cover bodily injury, property damage, and cargo loss. The office handles both physical damage insurance and non-trucking liability coverage for trucks in this area.
Advance Insurance of Northwest Florida serves Pensacola and the surrounding communities throughout the region, handling truck insurance policies for commercial vehicle operators. As a specialized agent, it focuses on coverage needs unique to trucking, including liability and cargo protection. For a typical job, the company evaluates each client's operational routes and vehicle types to recommend appropriate policy options, tailoring its approach to address the specific risks faced by local trucking businesses.
Florida Insurance Agency provides truck insurance coverage for commercial vehicles operating in and around Pensacola. Services include liability, physical damage, and cargo protection tailored to local transportation needs. The agency offers customized service plans that help clients manage policy updates and claims assistance for on-the-road issues. Coverage supports owner-operators and small fleets navigating regional freight routes. Policies safeguard single-family homes, apartments, retail stores, and restaurants involved in trucking operations.
Classic Insurance Group in Pensacola, FL distinguishes between one-time policy placements and recurring service options for trucking companies. This truck insurance agent provides coverage that typically protects commercial vehicles against liability, physical damage, and cargo risks while they operate locally or regionally. Policyholders may also access guidance on compliance with transportation regulations and risk management tailored to fleet operations. Service arrangements for this agent run on a one-time, scheduled, or as-needed basis to accommodate varying client requirements.
Acceptance Insurance provides truck insurance coverage for commercial vehicles operating in and around Pensacola, Florida. Its services can be expanded with specialty add-ons such as cargo protection, towing reimbursement, and roadside assistance. This agency works with local businesses by offering policies that address fleet maintenance liability and accident-related downtime. It serves operational needs for various sectors, including offices coordinating logistics, warehouses managing stock deliveries, and food service providers requiring temperature-controlled transport insurance.
Direct Auto Insurance offers truck insurance policies for owner-operators and fleet managers in Pensacola, Florida. The agency specializes in liability, cargo, and physical damage coverages that protect commercial vehicles on the road and at job sites. Policies can safeguard equipment against theft, collision, and weather-related damage. The agency serves a variety of commercial sectors, including offices, warehouses, and food service operations that require delivery or transport vehicles.
Based in Pensacola, Florida, Joe Leonard - State Farm Insurance Agent provides residential truck insurance coverage for local owner-operators and fleet homeowners. The agency also offers commercial truck policies for small businesses and independent drivers across the greater Pensacola area. Every policy is tailored to protect vehicles, cargo, and liability on regional routes. After any claim or policy review, the agency schedules follow-up service to ensure coverage remains adequate between regular annual visits.
The O'Neil Agency LLC, formerly David Seckinger & Associates, is a truck insurance agent serving the Pensacola, Florida area. The agency provides coverage solutions for owner-operators and small fleets, focusing on the specific liability and cargo risks common to regional and long-haul trucking. Policies are typically structured to meet federal and state compliance requirements for commercial vehicles. For added protection, the agency can tailor physical damage coverage to help safeguard a truck’s equipment and cargo during transit.
What Does a a Truck Insurance Agent in Pensacola Cost?
Truck insurance costs in Florida vary widely based on driving record, cargo type, and annual mileage. A basic liability policy for a single truck can range from 3,000 to 6,000 dollars per year. Full coverage including physical damage and cargo insurance may cost 8,000 to 15,000 dollars annually. This is general information and not insurance advice.
About truck insurance agents in Pensacola
Truck insurance agents in Pensacola Florida help owner-operators and fleet owners meet state and federal insurance requirements. Florida law mandates minimum liability coverage of 50,000 dollars for bodily injury and 25,000 dollars for property damage for commercial trucks. Local agents can also assist with cargo insurance and physical damage coverage specific to Gulf Coast routes.
Frequently Asked Questions
What insurance is required for a truck in Pensacola Florida?
Florida requires commercial trucks to have a minimum of 50,000 dollars in bodily injury liability per person and 25,000 dollars in property damage liability. Trucks hauling hazardous materials or operating interstate may need higher limits and a federal DOT number.
How do I find a truck insurance agent in Pensacola?
You can search online directories or ask local trucking associations for referrals. Look for agents who specialize in commercial auto insurance and understand Florida-specific regulations like the no-fault law and PIP requirements.
Does Florida require uninsured motorist coverage for trucks?
Florida does not require uninsured motorist coverage for commercial trucks, but it is strongly recommended. Without it, you may have to pay out of pocket if an uninsured driver causes an accident.
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