The top-rated truck insurance agent in Plant City, Florida is Tony Lee - State Farm Insurance Agent, rated 5.0 stars across 648 reviews. Other highly rated options include Acceptance Insurance, GreatFlorida Insurance: Tyrone & Sarah Shelton, Black's Insurance & Financial Services. This directory lists 20 truck insurance agents serving Plant City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tony Lee - State Farm Insurance Agent | 1702 S Alexander St #1 | (813) 752-7202 |
| 2 | Acceptance Insurance | 218 W Alexander St | (813) 947-7216 |
| 3 | GreatFlorida Insurance: Tyrone & Sarah Shelton | 1308 S Collins St | (813) 708-9595 |
| 4 | Black's Insurance & Financial Services | 1701 James L Redman Pkwy | (813) 752-5225 |
| 5 | Universal Insurance of Plant City Inc. | 1501 S Alexander St STE 101 | (813) 752-6742 |
| 6 | Direct Auto Insurance | 2403 James L Redman Pkwy Suite 2 | (813) 703-6966 |
| 7 | Bruners Insurance of Plant City | 1701 S Alexander St Suite 111 | (813) 754-2205 |
| 8 | Riddle Insurance Solutions | 706 W Dr Martin Luther King Jr Blvd | (813) 763-7565 |
| 9 | Strong Tower Insurance, Inc. | 101 N Wheeler St | (813) 708-0001 |
| 10 | Florida Insurance Center | 414 N Alexander St | (813) 754-3561 |
Tony Lee - State Farm Insurance Agent serves the Plant City, Florida, area and provides truck insurance coverage. The agency helps local commercial drivers and fleet owners meet state and federal insurance requirements. Policy options are tailored to cover cargo, liability, and physical damage for trucks operating in the region. The specific services include coordinating business auto liability and commercial truck comprehensive coverage for the surrounding community.
As harvest season approaches in Plant City, farmers and small trucking operators rely on commercial vehicles to move goods through central Florida. Acceptance Insurance provides tailored coverage for local truck fleet owners, independent owner-operators, and heavy equipment haulers. Agents work with each client to match policy types, such as liability or cargo insurance, to typical regional routes. New policyholders begin by scheduling an on-site inspection of their primary vehicles to assess condition and driving history.
GreatFlorida Insurance: Tyrone & Sarah Shelton serves Plant City, Florida, and its surrounding communities as a truck insurance agent. It handles commercial truck coverage needs for local owner-operators and smaller fleets operating in the central Florida region. The agency works to match drivers with liability, cargo, and physical damage policies suitable for their specific routes and hauls. When handling a typical job, the agent first gathers details about the truck’s operation and previous coverage to identify appropriate protection levels from available markets.
Black's Insurance & Financial Services serves local homeowners, businesses, and property managers in Plant City, Florida, providing tailored truck insurance policies for commercial and personal use. The agency helps clients navigate coverage options to protect their vehicles and assets in the region. Working within the Tampa Bay area's transportation sector, they offer guidance on liability, cargo, and fleet needs. The company also extends its truck insurance services to surrounding communities in eastern Hillsborough County, including the nearby Lakeland metropolitan area.
Universal Insurance of Plant City Inc. provides a comprehensive range of truck insurance agent services tailored to the transportation needs of the local area. Its ongoing service plans include regular policy reviews and claim assistance to help clients maintain proper coverage. Drivers, fleets, and independent owner-operators rely on the agency for liability, cargo, and physical damage protection. In addition to trucks, the firm also services the commercial property needs of single-family homes, apartments, retail spaces, and restaurants throughout Plant City, FL.
Direct Auto Insurance offers truck insurance coverage in Plant City, Florida, focusing on policies for commercial vehicles and their operators. The agency provides specialty add-ons such as cargo protection and liability extensions to meet industry demands. Common coverages include physical damage, non-trucking liability, and hired auto protection for various fleet sizes. The company can serve businesses operating offices, warehouses, and food service establishments that require reliable transportation insurance for their commercial vehicles.
As harvest season picks up in the Plant City area, local agricultural haulers and commercial fleets must ensure their trucks are properly insured. Bruners Insurance of Plant City handles coverage arrangements for rigs operating on Florida highways and back roads. The agency reviews liability limits to match cargo values and road risks common in the region. When a new commercial vehicle enters the fleet or a policy renews, the agent schedules a physical inspection of the truck to confirm safety equipment and vehicle condition before binding the coverage.
Riddle Insurance Solutions provides commercial coverage options for trucking operations in Plant City, Florida. Its specialty add-ons may include cargo protection and non-trucking liability policies tailored to independent owner-operators and small fleets. Policies are designed to address local hauling risks as well as regional logistics needs across the state. The company can serve a diverse range of commercial sectors, including offices, warehouses, and food service establishments that require reliable transportation insurance solutions.
Florida Insurance Center specializes in truck insurance agent services for commercial vehicles operating in and around Plant City. It assists owner-operators and small fleets with liability coverage and cargo protection tailored to local hauling routes. Managing mandatory filings and risk assessments is central to its practice. The agency frequently helps clients update their policies after seasonal shifts, such as during the winter produce rush when delivery distances increase and exposure to cross-state regulations grows substantially.
What Does a a Truck Insurance Agent in Plant City Cost?
Truck insurance costs in Plant City vary widely based on driving history, cargo type, and annual mileage. A basic liability policy for a single owner-operator can range from $6,000 to $12,000 per year. Full coverage with physical damage and cargo insurance often runs between $10,000 and $20,000 annually. Factors like your safety record, radius of operation, and the value of your truck all affect the premium. This is general information and not insurance advice.
About truck insurance agents in Plant City
Truck insurance agents in Plant City, Florida help owner-operators and fleet managers meet state and federal insurance requirements. Florida law mandates minimum liability coverage of $300,000 for trucks operating intrastate and higher limits for interstate haulers. Local agents understand the unique risks of hauling citrus, produce, and construction materials through the I-4 corridor.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Plant City Florida?
For intrastate trucks in Florida, you need at least $300,000 in combined single limit liability coverage. Interstate trucks require a minimum of $750,000 in liability insurance per the Federal Motor Carrier Safety Administration. Your agent can help you determine the correct limits based on your operations.
Do I need a specific type of insurance to haul produce or livestock in Plant City?
Yes, cargo insurance is required to protect the goods you transport. For produce hauling, many shippers require at least $100,000 in cargo coverage. Livestock haulers often need additional coverage for animal mortality. Your truck insurance agent can tailor a policy to your specific cargo needs.
How does Florida no-fault insurance apply to commercial trucks?
Florida is a no-fault state for personal injury protection, but commercial trucks are generally exempt from no-fault requirements. Trucking companies must carry bodily injury liability coverage. An agent can explain how Florida Statute 627.7407 affects your commercial auto policy.
Truck Insurance Agents in Other Florida Cities
Altamonte Springs · Apopka · Boca Raton · Bonita Springs · Boynton Beach · Bradenton · Brandon · Cape Coral · Casselberry · Clearwater · Clermont · Coconut Creek · Coral Gables · Coral Springs · Crestview