The top-rated truck insurance agent in St. Petersburg, Florida is Tivly, rated 4.7 stars across 6,362 reviews. Other highly rated options include HH Insurance Group, LLC, Florida All Risk Insurance, Northeast Underwriters Insurance. This directory lists 28 truck insurance agents serving St. Petersburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tivly | 136 4th St N Ste 201 | (877) 907-5267 |
| 2 | HH Insurance Group, LLC | 9887 4th St N # 200 | (727) 498-5551 |
| 3 | Florida All Risk Insurance | 7024 Central Ave | (888) 880-9200 |
| 4 | Northeast Underwriters Insurance | 4790 1st St N | (727) 521-4253 |
| 5 | Freedom Insurance Services | 5980 66th St N unit k | (727) 546-5600 |
| 6 | Insurance Resources | 6620 1st Ave S | (727) 345-0242 |
| 7 | Acceptance Insurance | 3114 1st Ave N | (727) 203-7022 |
| 8 | Direct Auto Insurance | 3375 34th St N Suite 100 | (727) 522-6661 |
| 9 | 5-Star Insurance | 475 Central Ave m5 | (727) 620-0620 |
| 10 | Gulf Coast Insurance Services | 5429 Central Ave | (727) 317-5799 |
Tivly serves the St. Petersburg, Florida metro area as a truck insurance agent. The company helps local owner-operators and small fleet owners manage the complex liability and cargo coverage requirements common to the region’s busy freight corridors. Its agents work to match each client’s commercial driving history and vehicle type with appropriate policy options from multiple insurers. Services are tailored for the specific risks and equipment needs of the trucking industry. Tivly handles physical damage coverage for semi-trucks and trailers and offers non-trucking liability protection for operators.
HH Insurance Group, LLC in St. Petersburg, Florida, provides tailored truck insurance agent services for local commercial fleets and independent operators. The agency evaluates each client’s risk exposure and coverage gaps, then offers annual policy reviews and claims assistance to maintain continuous protection. Services include guidance on liability limits, cargo insurance, and physical damage coverage to meet regional driving conditions. The firm provides these plans for single-family homes, apartments, retail establishments, and restaurants.
Trucking businesses in and around St. Petersburg, Florida turn to Florida All Risk Insurance for their commercial coverage needs. This truck insurance agent provides tailored policies addressing liability, cargo, and physical damage for local fleet operators and independent owner-operators. Serving the greater Pinellas County region, including the busy industrial corridors of Kenneth City and the surrounding metropolitan area, the agency works to protect assets on the road.
Northeast Underwriters Insurance serves St. Petersburg, Florida, and the surrounding communities along the Tampa Bay area, handling comprehensive truck insurance coverage for local owner-operators and regional fleets. It addresses the specific liability and cargo risks faced by commercial trucks operating on busy roadways. For a typical client, the agency first assesses the vehicle usage patterns and trip types, then customizes protection to meet both regulatory requirements and operational exposures.
Freedom Insurance Services in St. Petersburg, FL distinguishes between one-time policy setups for single fleet needs and recurring coverage options for ongoing business operations, offering tailored truck insurance plans that protect cargo, vehicles, and liability requirements. The agency provides a full spectrum of service from initial risk assessment to claims assistance, ensuring alignment with local regulations. All service options are offered on both a one-time and as-needed basis to accommodate fluctuating client demands.
Insurance Resources specializes in coverage for commercial trucking operations, including policies for owner-operators and small fleets. Based in St. Petersburg, FL, this agency works with local drivers to arrange protection for vehicles, cargo, and liability exposure. It assists clients in understanding policy options relevant to regional routes and load requirements. The agency also helps truckers address coverage gaps often encountered during the busy hurricane season, such as comprehensive protection for storm-related flooding or wind damage to parked equipment.
Acceptance Insurance serves St. Petersburg, Florida, and the surrounding area as a provider of truck insurance. It offers coverage options designed for commercial trucking needs, addressing liability and physical damage risks. This local agency helps operators meet state requirements while protecting their vehicles and cargo. Specific services include policies for long-haul trucks and specialized coverage for owner-operators navigating Florida's busy roadways.
Direct Auto Insurance in St. Petersburg, Florida, provides truck insurance policies designed to cover commercial vehicles and owner-operators. Coverage options typically include liability, physical damage, cargo protection, and uninsured motorist safeguards. The agency offers assistance with policy renewals, billing questions, and filing claims to keep trucks operating reliably. Customers may discuss flexible payment schedules or deductible options during service consultations. The agency serves commercial properties such as warehouses, distribution centers, retail stores, and restaurants.
As trucking activity picks up along the Gulf Coast each spring, local owner-operators and small fleets in St. Petersburg require coverage that meets state liability requirements and protects their cargo. 5-Star Insurance operates as a truck insurance agent in this area, helping commercial drivers compare policies tailored to regional routes and seasonal freight demands. The agency works with standard and non-standard markets to address different risk profiles common among local haulers. A new client typically begins with an initial inspection and assessment of their vehicle and driving history.
Gulf Coast Insurance Services in St. Petersburg, FL assists commercial vehicle operators with securing necessary coverage for their fleets. The agency focuses on policies that address unique operational risks, including cargo protection and roadside liability. Agents work to match coverage levels with the specific hauling duties and vehicle types each client runs. Services extend beyond trucking to other business property needs. The company can serve offices, warehouses, and food service establishments.
What Does a a Truck Insurance Agent in St. Petersburg Cost?
Typical truck insurance costs in Florida range from 8,000 to 15,000 dollars per year for a single owner-operator with standard liability and cargo coverage. Rates can be higher for new drivers or those with violations. Factors like vehicle value, cargo type, and driving record affect premiums. This is general information and not insurance advice.
About truck insurance agents in St. Petersburg
Truck insurance agents in St. Petersburg Florida help owner-operators and fleets meet state and federal insurance requirements. Florida law requires minimum liability coverage of 50,000 dollars for bodily injury per person and 100,000 dollars per accident for intrastate trucks. Agents can also assist with cargo insurance and physical damage coverage for local routes and port operations.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Florida?
Florida requires at least 50,000 dollars in bodily injury liability per person and 100,000 dollars per accident for intrastate commercial trucks. Interstate trucks must follow federal minimums of 750,000 dollars. An agent can help you meet these limits.
Do I need a special license to drive a truck in St. Petersburg Florida?
Yes, drivers of trucks over 26,000 pounds gross vehicle weight rating need a Commercial Drivers License CDL from the Florida Department of Highway Safety and Motor Vehicles. Insurance agents can verify that your policy covers CDL holders.
How does Florida no-fault insurance apply to trucks?
Florida is a no-fault state for personal vehicles, but commercial trucks are generally exempt from Personal Injury Protection PIP requirements. Truck insurance agents in St. Petersburg will recommend liability and cargo policies instead of PIP coverage.
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