The top-rated truck insurance agent in Winter Garden, Florida is Bryan Fifer - State Farm Insurance Agent, rated 5.0 stars across 1,100 reviews. Other highly rated options include Shannon Till - State Farm Insurance Agent, Blake Price - State Farm Insurance Agent, Craig Martin - State Farm Insurance Agent. This directory lists 17 truck insurance agents serving Winter Garden.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bryan Fifer - State Farm Insurance Agent | 3724 Winter Garden Vineland Rd | (407) 614-2622 |
| 2 | Shannon Till - State Farm Insurance Agent | 1620 Daniels Rd #110 | (407) 656-4000 |
| 3 | Blake Price - State Farm Insurance Agent | 14230 W Colonial Dr Suite 110 | (407) 573-6666 |
| 4 | Craig Martin - State Farm Insurance Agent | 14416 Shoreside Way #140 | (407) 656-1040 |
| 5 | Heather Thies - State Farm Insurance Agent | 15835 Shaddock Dr #150 | (407) 354-1320 |
| 6 | Mike Broschart - State Farm Insurance Agent | 14230 W Colonial Dr Ste 110 | (407) 298-2700 |
| 7 | Shane Swan - State Farm Insurance Agent | 14416 Shoreside Way Suite 140 | (407) 452-0124 |
| 8 | NL Insurance Solutions Inc | 13640 W Colonial Dr ste 150 | (407) 654-6500 |
| 9 | Direct Auto Insurance | 14187 W Colonial Dr | (407) 656-2274 |
| 10 | Central Florida Insurance Advisors | 213 S Dillard St | (352) 575-2342 |
Bryan Fifer - State Farm Insurance Agent in Winter Garden, FL, provides a full range of commercial truck insurance services, including liability, physical damage, and cargo coverage for local and regional fleets. It offers tailored service plans designed to help policyholders maintain proper coverage as their operational needs evolve. The company also assists with risk management advice to support safe driving practices. It serves a variety of properties, such as single-family homes, apartments, retail storefronts, and restaurants.
Shannon Till’s State Farm Insurance agency serves the Winter Garden area and the greater Orange County region, providing truck insurance coverage for local commercial drivers. Agents assist business owners with liability policies that protect against cargo loss and vehicle damage. The office can handle specific coverage needs such as physical damage insurance for tractor-trailers and medical payments coverage for long-haul operators.
Serving local businesses and commercial fleet operators in Winter Garden, Florida, Blake Price’s State Farm Insurance Agency provides truck insurance policies for vehicles used in hauling and delivery. The agency advises clients on liability, physical damage, and cargo coverage to help manage the risks of commercial driving. This agent in Winter Garden also extends its commercial truck insurance services to neighboring communities in west Orange County, including the greater Ocoee area.
Serving Winter Garden, Florida, and the surrounding communities of Orlando and western Orange County, Craig Martin - State Farm Insurance Agent provides commercial truck insurance policies. It handles coverage needs for local delivery trucks, long-haul operators, and owner-operators operating in Central Florida. The agency works to match each client with an appropriate policy for their specific vehicle types and freight requirements, offering standard protections for liability and cargo. It approaches each case by first reviewing the driver’s history and hauling routes before selecting suitable coverage options.
Heather Thies - State Farm Insurance Agent in Winter Garden, Florida, provides specialized truck insurance coverage tailored for commercial vehicles and fleet operators. The agency also handles general personal and business insurance needs within the local area, offering standard policies for cars, homes, and rental properties. This service helps trucking professionals protect their assets and maintain compliance with industry requirements. During hurricane season, the agency can assist drivers in adjusting their comprehensive coverage for storm-related damage to their vehicles or cargo.
Mike Broschart - State Farm Insurance Agent in Winter Garden, FL, distinguishes between one-time liability filings for independent hauls and recurring fleet policies that renew monthly or quarterly. Coverage options commonly include cargo protection, physical damage for tractors and trailers, and liability limits suited to local or regional routes. Factoring in seasonal demand and fluctuating freight volumes helps tailor each policy. Services for this truck insurance agent run on a one-time, scheduled, or as-needed basis, with options to adjust deductibles and limits during renewal periods.
Shane Swan - State Farm Insurance Agent in Winter Garden, FL, offers specialty services directed at the unique liability and cargo coverage needs of local trucking operations. In addition, the agency handles general auto, home, and life insurance for the surrounding Orange County community. These policies are designed to protect independent owner-operators and small fleet managers from financial exposure on the road. During hurricane season, the agency helps trucking clients secure proper comprehensive coverage against storm damage and route disruptions.
As the busy harvest and holiday shipping seasons increase traffic across Central Florida, NL Insurance Solutions Inc in Winter Garden helps regional trucking operators navigate higher liability exposure with tailored coverage. The company specializes in matching the specific risks of commercial auto, cargo, and non-trucking liability to the unique schedules of local fleets. Understanding that breakdowns and weather delays often strain a driver’s business, they focus on responsive policy adjustments. The process begins with a thorough review of each truck’s operational route and cargo history during the initial consultation.
Winter Garden’s humid summers and sudden afternoon storms challenge truck drivers who need reliable cargo protection. Direct Auto Insurance responds to these local conditions by offering policies tailored for commercial vehicles navigating Florida’s freight corridors. Their agents focus on the specific liability and physical damage coverage required for long-haul and regional trucking operations. Claims support addresses breakdowns and accident recovery efficiently. A typical consultation begins with reviewing the truck’s annual mileage, cargo type, and operating radius before scheduling a formal vehicle inspection to confirm coverage details.
Central Florida Insurance Advisors provides risk management solutions tailored to local trucking operations. Located in Winter Garden, this agency focuses on liability coverage, cargo protection, and physical damage insurance required for commercial vehicles. Its services help independent owner-operators and small fleet managers meet regulatory requirements while addressing common regional hauling exposures. The agency routinely serves logistics offices, warehouse distribution centers, and food service transportation businesses needing reliable policy support for their delivery fleets.
What Does a a Truck Insurance Agent in Winter Garden Cost?
Truck insurance costs in Florida typically range from 8,000 to 15,000 dollars per year for basic liability coverage on a single truck. Full coverage policies including physical damage and cargo insurance can cost 15,000 to 30,000 dollars annually or more. Premiums vary based on factors like truck age, driver history, and coverage limits. This is general information and not insurance advice.
About truck insurance agents in Winter Garden
Truck insurance agents in Winter Garden, Florida help owner-operators and fleet managers secure coverage that meets state and federal requirements. Florida law mandates minimum liability coverage of 50,000 dollars per person and 100,000 dollars per accident for bodily injury, plus 25,000 dollars for property damage. Local agents understand the specific risks of hauling freight through central Florida highways and can tailor policies to your operation.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Florida?
Florida requires commercial trucks to carry at least 50,000 dollars in bodily injury liability per person, 100,000 dollars per accident, and 25,000 dollars in property damage liability. Trucks hauling hazardous materials or operating across state lines may need higher limits under federal regulations.
Do I need a local agent in Winter Garden for my truck insurance?
A local agent in Winter Garden can help you navigate Florida-specific requirements and find coverage for your specific truck type and cargo. They are familiar with regional risk factors like weather and traffic patterns on the Florida Turnpike and I-4.
How does Florida law affect truck insurance rates?
Florida is a no-fault state for personal auto insurance, but commercial truck insurance follows different rules. Rates are influenced by your driving record, cargo type, annual mileage, and the value of your truck. Florida law also requires proof of insurance to register a commercial vehicle.
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