The top-rated truck insurance agent in Frankfort, Kentucky is Jason Dunn - State Farm Insurance Agent, rated 5.0 stars across 1,082 reviews. Other highly rated options include RB Brown - State Farm Insurance Agent, Steve Woodrum - State Farm Insurance Agent, Erika Hancock - State Farm Insurance Agent. This directory lists 20 truck insurance agents serving Frankfort.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jason Dunn - State Farm Insurance Agent | 160 Versailles Rd | (502) 352-2626 |
| 2 | RB Brown - State Farm Insurance Agent | 949 Louisville Rd C | (502) 875-1301 |
| 3 | Steve Woodrum - State Farm Insurance Agent | 331 Versailles Rd | (502) 695-8888 |
| 4 | Erika Hancock - State Farm Insurance Agent | 210 Kings Daughters Dr | (502) 227-7777 |
| 5 | Bill McCoy Insurance Agency | 1134 US-127 | (502) 875-3994 |
| 6 | Sean Shah: Allstate Insurance | 800 E Main St | (502) 875-1999 |
| 7 | Brenda Harris - State Farm Insurance Agent | 114 Thompson St | (502) 695-1799 |
| 8 | Franklin Goins Insurance Agency | 600 E Main St | (502) 875-4270 |
| 9 | Sturm Insurance Agency | 201 Capital Ave | (502) 875-1351 |
| 10 | Kentucky Farm Bureau Insurance | 1212 Wilkinson Blvd | (502) 223-2193 |
Jason Dunn - State Farm Insurance Agent serves Frankfort, Kentucky, and the surrounding Franklin County area. This agency provides truck insurance coverage designed to protect commercial vehicles and their operators. Local policies often include liability protection for cargo and equipment. Business owners routinely receive help assessing their unique fleet risks and matching those exposures with appropriate policy limits. The agency handles specialized coverage for long-haul trucks and local delivery vehicles operating within the region.
RB Brown - State Farm Insurance Agent in Frankfort, KY provides truck insurance coverage designed for commercial vehicles operating in local and regional routes. Its service plans include liability protection, cargo coverage, and physical damage insurance to meet standard fleet needs. Regular policy reviews and claims assistance are offered to help maintain coverage consistency. The agency supports properties such as single-family homes, apartments, retail storefronts, and restaurants.
Steve Woodrum - State Farm Insurance Agent serves local and regional trucking companies, independent owner-operators, and small fleet operators in the Frankfort, KY area. Their agency provides commercial auto liability, physical damage coverage, cargo insurance, and general liability policies tailored to the trucking industry. The office works to help clients meet state and federal insurance requirements while protecting vehicles and assets on the road. This agent also covers business and personal lines for clients in nearby Shelbyville.
Erika Hancock - State Farm Insurance Agent serves Frankfort, Kentucky, and the surrounding Franklin County communities with specialized truck insurance coverage. The agency handles both liability and physical damage policies for commercial trucks, as well as cargo and non-trucking liability options for owner-operators and small fleets. It begins each policy review by assessing the client’s typical routes, vehicle type, and hauling needs, then tailors coverage limits to match those specific risk factors.
Bill McCoy Insurance Agency in Frankfort, KY distinguishes between one-time policy placements for individual trucks and recurring service options for commercial fleets. The agency primarily offers comprehensive truck insurance coverage tailored to local hauling operations, addressing liability and cargo protection needs. Their service runs on both scheduled renewal reviews and as-needed policy adjustments, ensuring each client receives timely consultation when their fleet composition or operational routes change.
Sean Shah: Allstate Insurance specializes in truck insurance solutions for commercial operators in Frankfort, KY. The agency works with independent drivers and fleet owners to secure coverage and manage risk on the road. Its general service work includes policy reviews, claims assistance, and updating coverage as regulations change. The agency helps clients address seasonal shifts in driving conditions, such as winter weather, ensuring their insurance remains aligned with operational needs during peak delivery and hauling periods.
As winter weather affects central Kentucky roads, Brenda Harris - State Farm Insurance Agent in Frankfort helps local commercial drivers adjust their coverage to handle seasonal risks. Truck insurance policies for this area typically include cargo protection and liability options suited for regional routes. The agent provides guidance on comparing plan features to meet business needs. An initial review of a current policy or a discussion of new requirements begins the process.
Franklin Goins Insurance Agency provides truck insurance coverage to clients in Frankfort, Kentucky. Their policies address the specific liability and cargo needs of commercial vehicles operating in the region. The agency also offers additional protection for equipment and physical damage common on local routes. They can serve businesses operating from modest offices, warehouses storing goods, and food service distributors requiring specialized fleet coverage for refrigerated transport.
Sturm Insurance Agency assists residential clients in Frankfort, KY, with their personal truck insurance needs, offering coverage for vehicles used primarily for daily transportation. The agency also provides commercial policies for business-owned trucks, meeting the specific coverage requirements of local operators throughout the Frankfort area. This service extends to drivers hauling goods or equipment. Following each policy review or claim assistance, the agency documents account details and scheduling preferences to streamline future interactions. It will then reach out for follow-up consultations or routine policy renewals between the insured’s scheduled seasonal visits.
Kentucky Farm Bureau Insurance serves Frankfort and the surrounding Franklin County communities, providing truck insurance coverage for commercial and personal vehicles. It handles policies tailored to local trucking needs, including liability and cargo protection. The agency understands the specific demands of regional routes and highway operations. To manage each client’s risk, the agent begins with a thorough review of driving history and vehicle usage before recommending appropriate policy limits based on individual circumstances.
What Does a a Truck Insurance Agent in Frankfort Cost?
Typical truck insurance costs in Kentucky range from 8000 to 15000 per year for a single owner-operator depending on driving record cargo type and coverage limits. Fleet policies can cost more based on number of trucks and miles driven. This is general information and not insurance advice.
About truck insurance agents in Frankfort
Truck insurance agents in Frankfort Kentucky help owner-operators and fleet managers secure coverage required by state and federal law. Kentucky requires minimum liability insurance of 60/120/25 for commercial trucks. Local agents understand the specific needs of the trucking industry in the capital city and surrounding routes.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Kentucky?
Kentucky law requires commercial trucks to carry liability insurance of at least 60/120/25 meaning 60000 per person 120000 per accident and 25000 for property damage. Higher limits are often needed for interstate hauling.
Do I need a special license to sell truck insurance in Kentucky?
Yes agents must hold a valid Kentucky insurance license with a property and casualty line of authority. They must also complete continuing education credits to stay current on state regulations.
Can a Frankfort truck insurance agent help with cargo insurance?
Yes most agents can help you add cargo insurance to cover the goods you transport. This is often required by shippers and brokers for protection against loss or damage.
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