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Truck Insurance Agents in Henderson, KY

Compare truck insurance agents in Henderson. Review contact information and insurance categorys before you decide.

20 agents listed
Updated May 2026
Henderson, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 20 truck insurance agents in Henderson, KY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Anne Thrasher Boyd - State Farm Insurance Agent
316 14th St, Henderson, KY 42420
(270) 826-9583 anneismyagent.com
Best Insured
1138 N Elm St, Henderson, KY 42420
(270) 844-4150 bestinsured.com
Oakmonte Insurance
2606 Zion Rd Ste O, Henderson, KY 42420
(270) 216-1232 oakmonteinsurance.com
Toddy Todd - State Farm Insurance Agent
113 N Main St, Henderson, KY 42420
(270) 869-2302 toddymyagent.com
Shane Boggess - State Farm Insurance Agent
2003 Stapp Dr B, Henderson, KY 42420
(270) 827-8545 shaneboggess.com
Vaughn Insurance Agency Co.
315 N Main St, Henderson, KY 42420
(270) 827-3505 govaughn.com
A Plus Insurance Services Of Henderson Inc
528 N Elm St, Henderson, KY 42420
(270) 826-3646 progressiveagent.com
Melton-Daniel Insurance
414 N Main St, Henderson, KY 42420
(270) 827-0990 progressiveagent.com
Kentucky Farm Bureau Insurance
3351 Zion Rd, Henderson, KY 42420
(270) 826-2949 kyfb.com
Melissa Carter: Allstate Insurance
730 2nd St Ste A, Henderson, KY 42420
(270) 826-7830 agents.allstate.com
E J Mabry Insurance Agency Inc
442 N Elm St, Henderson, KY 42420
(270) 827-4102 ejmabryinsurance.com
Kentucky Farm Bureau Insurance
19 N Main St, Henderson, KY 42420
(270) 830-3011 kyfb.com
Josh Benton - State Farm Insurance Agent
125 1st St #102, Henderson, KY 42420
(270) 826-5151 joshbentoninsurancepro.com
EM Ford
2111 US-41, Henderson, KY 42420
(270) 830-8877 emford.com
Supreme Insurance Agency
222 N Main St, Henderson, KY 42420
(270) 238-6939
First Advantage Insurance Agency
914 N Elm St, Henderson, KY 42420
(270) 212-3154 erieinsurance.com
Shelter Insurance - Jules Harrison
417 S Main St Ste 5, Henderson, KY 42420
(270) 827-0388 shelterinsurance.com
Latta Insurance
140 N Main St suite a, Henderson, KY 42420
(270) 827-3543 lattains.net
stephen c boyens insurance Inc
19 N Main St, Henderson, KY 42420
(270) 830-3011 kyfb.com
Davis Insurance Group
702 A Barret Blvd, Henderson, KY 42420
(270) 212-0102 davisinsgroup.com

Truck insurance agents in Henderson, Kentucky help owner-operators and fleet managers secure liability, physical damage, and cargo coverage. Kentucky requires minimum liability limits of 25/50/25 for commercial trucks, but many agents recommend higher limits to comply with federal motor carrier regulations. Local agents understand the specific risks of hauling along the Ohio River and through western Kentucky highways.

What Does a Truck Insurance Agent in Henderson Cost?

Truck insurance premiums in Kentucky typically range from 8,000 to 15,000 dollars per year for a single owner-operator with basic coverage. Fleet policies can cost 2,000 to 5,000 dollars per truck annually. Factors like driving record, cargo type, and annual mileage affect the final rate. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What minimum liability coverage does Kentucky require for commercial trucks?
Kentucky law requires minimum liability insurance of 25/50/25, meaning 25,000 dollars per person, 50,000 dollars per accident for bodily injury, and 25,000 dollars for property damage. However, interstate carriers must meet federal minimums of 750,000 dollars or more depending on cargo type.
Do truck insurance agents in Henderson offer policies for owner-operators?
Yes, agents in Henderson provide policies tailored for owner-operators, including primary liability, physical damage, and non-trucking liability coverage. They can also help with bobtail insurance for when the truck is driven without a trailer.
How does Kentucky law affect truck insurance premiums?
Kentucky is a no-fault state, which can influence premium costs for personal injury protection. Additionally, Kentucky has a high number of coal and agricultural trucks, which may affect rates based on cargo type and driving routes.