The top-rated truck insurance agent in Paducah, Kentucky is Shane Andrus - State Farm Insurance Agent, rated 4.9 stars across 579 reviews. Other highly rated options include Mason Denton - State Farm Insurance Agent, Shelter Insurance - Brian Meadows, Hibbs Insurance Agency, Inc.. This directory lists 20 truck insurance agents serving Paducah.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shane Andrus - State Farm Insurance Agent | 5160 Hinkleville Rd | (270) 443-4002 |
| 2 | Mason Denton - State Farm Insurance Agent | 202 Lone Oak Rd Suite 100 | (270) 908-4220 |
| 3 | Shelter Insurance - Brian Meadows | 3160 Parisa Dr #140 | (270) 443-5900 |
| 4 | Hibbs Insurance Agency, Inc. | 3124 Lone Oak Rd | (270) 554-2105 |
| 5 | Kent Bohanon - State Farm Insurance Agent | 2520 New Holt Rd Suite F | (270) 554-5450 |
| 6 | Shelter Insurance - Tessa Brown | 3210 Lone Oak Rd | (270) 554-3731 |
| 7 | Adam Ford - State Farm Insurance Agent | 2601 Jackson St | (270) 442-1123 |
| 8 | Paducah Insurance Agency LLC | 314 Broadway St | (855) 853-4763 |
| 9 | Allstate Insurance Agent: Scott Jordan | 2920 Lone Oak Rd | (270) 534-4800 |
| 10 | Insurance of Paducah | 2517 Jackson St | (270) 442-6137 |
Shane Andrus - State Farm Insurance Agent serves Paducah, Kentucky and the surrounding McCracken County area by offering specialized truck insurance policies. The agency provides coverage designed to protect commercial vehicles, including liability, physical damage, and cargo insurance options for local owner-operators and small fleets. Policyholders can access tailored solutions that address the unique risks faced by trucks operating in this region. Services handled here include comprehensive and collision coverage for semi-trucks.
Mason Denton - State Farm Insurance Agent in Paducah, KY offers tailored truck insurance policies and liability coverage for commercial vehicles in the region. Its service options include policy reviews and adjustments to reflect changing hauling needs and fleet updates. The company’s maintenance plans focus on helping clients manage risk and maintain valid commercial auto documentation. Regular consultations allow for coverage modifications as regulations evolve. The firm serves a range of properties, from single-family homes and apartment complexes to retail storefronts and local restaurants.
Shelter Insurance - Brian Meadows serves local homeowners, businesses, and property managers seeking commercial truck insurance coverage. As a truck insurance agent in Paducah, Kentucky, the company helps clients protect their commercial vehicles and fleet operations with appropriate policies. The agency assists with matching coverage options to individual transportation needs, whether for owner-operators or larger companies. Its service area also extends into the neighboring communities of the Paducah metro, including areas around Metropolis and across the Ohio River.
Hibbs Insurance Agency, Inc. serves Paducah and the surrounding communities in western Kentucky. It handles specialized insurance policies for commercial truck operators, covering both local and long-haul fleets. The agency focuses on matching coverage to the specific risks of transporting freight through this region. For a typical job, it begins by reviewing a client's driving routes and cargo types to identify necessary protection levels before constructing a tailored policy.
Unlike a one-time policy renewal, truck insurance often requires ongoing adjustments to coverage as routes and cargoes shift. Bohanon, a State Farm agent in Paducah, Kentucky, handles liability and physical damage protection for commercial vehicles operating in the region. Policies must account for varying load types and long-haul distances common to local logistics. Service for existing accounts runs on a scheduled basis, providing automatic reviews at policy renewal periods, while new quotes for prospective clients are typically handled on an as-needed basis.
Serving commercial vehicle operators along the Ohio River Valley and western Kentucky, Shelter Insurance - Tessa Brown provides tailored coverage for owner-operators and small fleets hauling freight through this busy corridor. The agency helps clients navigate local and interstate trucking regulations while securing liability, cargo, and physical damage policies suited to regional weather risks. Tessa Brown’s office also assists drivers adjusting policies during seasonal shifts, such as increased coverage for transporting winter grains when harvest deliveries peak between September and November.
Spring rains can make Kentucky roads slick and unpredictable for trucking fleets. Adam Ford - State Farm Insurance Agent in Paducah responds to these seasonal hazards by offering policies that cover cargo damage and liability during adverse weather. Local operators hauling agricultural goods or freight along the I-24 corridor need protection tailored to commercial vehicles. The agency reviews each trucker’s route, cargo type, and year-round usage to recommend appropriate coverage. An initial consultation includes a walk-around inspection of the primary truck and assessment of hauling schedules.
Paducah Insurance Agency LLC helps local businesses manage their commercial coverage needs, with a particular focus on tailored policies for truck operators. They offer liability protection and cargo insurance as common specialty add-ons for fleet owners and independent drivers. The agency serves a variety of commercial sectors, including offices, warehouses, and food service operations across the Paducah, Kentucky area.
Allstate Insurance Agent: Scott Jordan in Paducah, KY, provides truck insurance coverage for local and regional commercial vehicles. The agency structures policies to protect long-haul operators and smaller fleets against cargo damage, liability, and physical loss. They serve owner-operators and small businesses navigating Kentucky’s transport regulations. Quotes and policy reviews are handled directly with the agent. A specialty service available is arranging non-trucking liability coverage for a truck when it is operated for personal use, not under a lease with a carrier.
Insurance of Paducah provides residential insurance services for homes in the Paducah area, along with commercial coverage for local businesses. Its agency operations are based in Paducah, Kentucky, and it represents clients seeking truck insurance throughout the surrounding region. The firm handles individual policy questions and adjusts coverage needs as conditions change. Agents offer follow-up support and process renewals for commercial truck policies between regular service visits, ensuring continuous protection for area trucking operations.
What Does a a Truck Insurance Agent in Paducah Cost?
Truck insurance costs in Kentucky vary widely based on driving record, cargo type, and annual mileage. A typical policy for an owner-operator might range from 8000 to 15000 dollars per year. Fleet policies can cost more depending on the number of vehicles and coverage limits. This is general information and not insurance advice.
About truck insurance agents in Paducah
Truck insurance agents in Paducah Kentucky help owner-operators and fleet owners meet state and federal insurance requirements. Kentucky law mandates minimum liability coverage of 60/120/25 for commercial trucks. Local agents can also assist with cargo insurance and physical damage coverage for trucks operating on the Ohio River bridges and interstates.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Kentucky?
Kentucky requires commercial trucks to have liability insurance of at least 60/120/25. This means 60000 dollars per person for bodily injury, 120000 dollars per accident, and 25000 dollars for property damage. Higher limits are needed for trucks carrying hazardous materials.
Do I need a specific type of insurance for a dump truck in Paducah?
Yes dump trucks often require specialized coverage due to their weight and use in construction. Agents in Paducah can help you get dump truck insurance that includes liability, cargo, and comprehensive coverage. Kentucky may also require additional filings for intrastate operations.
How long do I have to file a claim after a truck accident in Kentucky?
Kentucky has a one year statute of limitations for filing a lawsuit after a truck accident. However you should report a claim to your insurance agent as soon as possible. Delays can affect your coverage and claim outcome.
Truck Insurance Agents in Other Kentucky Cities
Bowling Green · Elizabethtown · Florence · Frankfort · Georgetown · Henderson · Hopkinsville · La Grange · Lexington · Louisville · Nicholasville · Owensboro · Richmond