The top-rated truck insurance agent in Somerville, Massachusetts is Bassel Mannoun at Comparion Insurance Agency, rated 5.0 stars across 239 reviews. Other highly rated options include Amazonia Insurance, Luis Cuello at Comparion Insurance Agency, Mary Beth Cafferty at Comparion Insurance Agency. This directory lists 12 truck insurance agents serving Somerville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bassel Mannoun at Comparion Insurance Agency | 450 Artisan Way Suite 220 | (857) 221-4968 |
| 2 | Amazonia Insurance | 66 Bow St | (617) 625-1900 |
| 3 | Luis Cuello at Comparion Insurance Agency | 450 Artisan Way Suite 220 | (617) 406-5450 |
| 4 | Mary Beth Cafferty at Comparion Insurance Agency | 450 Artisan Way Suite 220 | (617) 476-6020 |
| 5 | Christopher Kokoras Insurance Agency, Inc | 272 Broadway | (617) 738-8188 |
| 6 | Daniel Brennan at Comparion Insurance Agency | 450 Artisan Way Suite 220 | (617) 316-6972 |
| 7 | Victor Cabral Jr at Comparion Insurance Agency | 450 Artisan Way Suite 220 | (857) 224-2577 |
| 8 | Somerville Summit Insurance Agency | 5 Middlesex Ave | (351) 212-2303 |
| 9 | Transit Insurance Agency, Inc | 170 School St | (617) 764-0266 |
| 10 | HJ Wiseman Insurance: Dan Wiseman | 415 Highland Ave | (617) 776-1454 |
Bassel Mannoun at Comparion Insurance Agency serves the Somerville, Massachusetts area, specializing in truck insurance. The agency helps local commercial drivers and fleet operators meet legal requirements and manage their unique risk exposures. Coverage options are tailored to protect vehicles, cargo, and liability for accidents on busy roads throughout the greater metro region. A knowledgeable agent guides clients through policy choices to ensure adequate coverage. Services include physical damage protection for trucks and policies covering non-trucking liability while the rig is used for personal trips.
Amazonia Insurance handles residential truck insurance for personal vehicles in Somerville, Massachusetts. Commercial coverage is also available for local haulers operating within the greater Boston area. The agency serves clients in Somerville and surrounding communities in eastern Massachusetts. Policies are tailored to protect against common roadway risks in this region. Clients are encouraged to contact the office after any change in vehicle use or accident to adjust their plan accordingly. Regular follow-ups are scheduled between annual renewals to ensure continued compliance.
Luis Cuello at Comparion Insurance Agency provides truck insurance and related coverage options for commercial vehicle operators in the Somerville, Massachusetts area. The agent helps clients select appropriate policies, reviews coverage limits, and explains deductions or available add-ons for their trucks. Assistance is offered with routine policy maintenance, such as updating fleet information or handling endorsements. The agency primarily serves single-family homes, apartment buildings, retail stores, and local restaurants that operate delivery trucks or vehicles for their businesses.
Serving Somerville and the surrounding Greater Boston communities, Mary Beth Cafferty at Comparion Insurance Agency handles commercial truck insurance for local owner-operators and small fleets. The agency focuses on covering the specific risks that regional delivery and construction vehicles face on busy urban routes. It structures policies to address liability, cargo, and physical damage exposures. For each client, the agency first reviews driving history and operational radius, then matches coverage limits to state requirements and business size. This approach secures appropriate protection so truck drivers can operate with financial security.
Christopher Kokoras Insurance Agency, Inc serves local businesses that operate commercial trucks, offering insurance policies tailored to fleet and owner-operator needs in the Somerville, MA area. The agency helps clients secure coverage for liability, cargo, and physical damage risks common to regional trucking routes. It also assists businesses in understanding compliance with Massachusetts commercial vehicle requirements. In addition to its Somerville base, the agency covers surrounding communities such as Medford and Cambridge throughout the Greater Boston metro area.
Specializing in truck insurance, this agency in Somerville, MA distinguishes between short-term policies for a single job and long-term annual coverage for regular fleet operations. The agent works to protect commercial vehicles from liabilities, physical damage, and cargo loss specific to local freight routes. For regional truckers requiring continual protection, a scheduled renewal plan ensures lapses are avoided. Service runs on an as-needed basis, with clients able to call when a new vehicle is purchased or a policy requires adjustment at any time.
Victor Cabral Jr at Comparion Insurance Agency provides tailored coverage options for commercial trucks operating throughout the Somerville area and the surrounding Greater Boston region. The company focuses on addressing liability, cargo, and physical damage needs typical for local routes and long-haul operations. Its general service work involves consulting with owner-operators and small fleets to explain policy details and risk management. When winter weather creates increased hazards on New England roads, the company helps clients review and adjust their coverage for seasonal exposure.
As winter ice and snow grip Somerville’s streets each year, local trucking operators face increased risk of accidents and cargo delays. Somerville Summit Insurance Agency works directly with commercial drivers to secure liability and physical damage coverage tailored to these seasonal hazards. The agent evaluates each fleet’s typical route and vehicle type before recommending specific policy options. After comparing coverage from multiple carriers, the company schedules an on-site inspection of the rigs and cargo equipment scheduled for endorsements.
Transit Insurance Agency, Inc in Somerville, MA provides residential coverage for local truck owners and drivers, ensuring protection for personal vehicles used in commercial settings. The agency also offers commercial policies catering to fleet and independent operator needs throughout the greater Boston area and surrounding regions. This work involves assessing risk and liability unique to heavy trucking operations across varied routes and loads. Clients frequently return for policy adjustments between regular service visits, maintaining coverage as their driving circumstances change.
What Does a a Truck Insurance Agent in Somerville Cost?
Truck insurance premiums in Massachusetts typically range from $4,000 to $12,000 per year for a single commercial truck, depending on coverage limits, cargo type, and driving history. For a fleet of five trucks, annual costs can range from $15,000 to $50,000 or more. Rates vary by vehicle weight, annual mileage, and the specific routes used in Somerville and surrounding areas. This is general information and not insurance advice.
About truck insurance agents in Somerville
Truck insurance agents in Somerville help owner-operators and fleet managers meet Massachusetts commercial auto insurance requirements. Massachusetts law mandates minimum liability coverage of $750,000 for for-hire trucks and $350,000 for private trucks. Local agents can also advise on cargo insurance and physical damage coverage for routes through the greater Boston area.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Massachusetts?
Massachusetts requires at least $750,000 in liability coverage for for-hire trucks and $350,000 for private trucks. You also need personal injury protection and uninsured motorist coverage. An agent can help you meet these state minimums.
Do I need a special license to sell truck insurance in Somerville?
Yes, truck insurance agents in Massachusetts must hold a property and casualty insurance license from the state Division of Insurance. They must also complete continuing education credits every two years to maintain their license.
How does my driving record affect my truck insurance premium in Massachusetts?
Massachusetts allows insurers to consider your driving record from the past three to five years. Accidents, speeding tickets, and at-fault claims can raise your premium. Some agents can help you find insurers that offer more favorable rates for clean records.
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