The top-rated truck insurance agent in Springfield, Massachusetts is Western Mass Auto Insurance Inc., rated 4.8 stars across 529 reviews. Other highly rated options include Greg Quimby at Comparion Insurance Agency, AAA Springfield, Bryan Punderson at Comparion Insurance Agency. This directory lists 15 truck insurance agents serving Springfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Western Mass Auto Insurance Inc. | 383 Belmont Ave | (413) 781-3800 |
| 2 | Greg Quimby at Comparion Insurance Agency | 1000 Hall of Fame Ave Suite 4 | (413) 754-7016 |
| 3 | AAA Springfield | 1891 Wilbraham Rd | (413) 301-9969 |
| 4 | Bryan Punderson at Comparion Insurance Agency | 1000 Hall of Fame Ave Suite 4 | (413) 747-6420 |
| 5 | Comparion Insurance Agency | 1000 Hall of Fame Ave Suite 4 | (413) 567-2000 |
| 6 | CHI Insurance Agency Inc. | 1691 Main St | (413) 736-6785 |
| 7 | Alban Insurance Agency | 85 Wilbraham Rd | (888) 302-1568 |
| 8 | Amber Barnes at Comparion Insurance Agency | 1000 Hall of Fame Ave Suite 4 | (413) 846-2364 |
| 9 | FR insurance and Benefits LLC | 1 monarch place suite 2030 | (413) 505-5090 |
| 10 | Freeway Insurance | 54 Island Pond Rd | (413) 449-7010 |
Western Mass Auto Insurance Inc. serves the Springfield, MA metro area and surrounding counties as a truck insurance agent. The agency works with local owner-operators and commercial fleets to secure liability protection. It connects clients with policies designed for over-the-road risks and intrastate hauling needs. Specialized services include physical damage coverage for rigs and comprehensive motor truck cargo policies to protect goods in transit.
Greg Quimby at Comparion Insurance Agency provides tailored truck insurance coverage for commercial vehicles operating in and around Springfield, MA. Its service plans include policy reviews to adjust coverage as business needs change, alongside claims assistance to help clients navigate the process. Maintenance-focused offerings involve periodic risk assessments for fleet operations and guidance on compliance with state regulations. The agency services properties such as single-family homes, apartments, retail establishments, and restaurants needing coverage for delivery or service trucks.
Owners of trucking businesses and independent owner-operators in Springfield turn to AAA Springfield for commercial truck insurance agent services. They assist clients in finding coverage that meets local operational requirements for fleets of various sizes. The agency handles policy comparisons and risk assessments tailored to the trucking industry. Their service area includes the greater Springfield metro and neighboring communities like Chicopee.
Bryan Punderson at Comparion Insurance Agency offers specialized truck insurance services, including liability policies and cargo protection for commercial vehicles in the Springfield area. The agency also provides general commercial coverage for other business risks. It helps operators navigate the distinct challenges of winter driving conditions, such as icy roads and snow-related accidents that can disrupt local routes and schedules.
Comparion Insurance Agency provides truck insurance services for commercial vehicle operators in Springfield, Massachusetts, including policy consultations and risk assessment for local fleets. It offers coverage maintenance plans that help clients adjust policies as their fleets change or new regulations emerge. Services address liability, cargo protection, and physical damage coverage for trucks of varying sizes. The agency supports businesses that own or lease commercial vehicles, serving owner-operators, local delivery services, and contractors who require fleet insurance for single-family homes, apartments, retail locations, or restaurants.
CHI Insurance Agency Inc. serves Springfield, Massachusetts, and the surrounding communities of the Pioneer Valley, handling coverage for local trucking operators. It addresses the specific insurance needs of commercial trucks, including liability and cargo protection. To manage a typical job, the agency begins by assessing a client’s fleet size and operational routes. It then tailors a policy to match those risks, explaining each coverage option in plain terms to ensure the driver understands their protection. This straightforward, consultative approach helps the client secure appropriate coverage without confusion.
As winter weather approaches in Springfield, MA, local trucking companies seek coverage that addresses seasonal risks like ice and road closures. Alban Insurance Agency provides truck insurance agent services for commercial fleets operating throughout the region. The company assists with policies covering liability, cargo, and physical damage, helping truckers maintain compliance with state and federal requirements. After an initial phone consultation, an agent schedules an on-site inspection of the vehicles and driving records to assess coverage needs.
Amber Barnes at Comparion Insurance Agency serves residential clients in Springfield, Massachusetts, helping protect personal vehicles with tailored coverage. The agency also offers commercial truck insurance for local businesses needing fleet protection in the surrounding area, supporting operations with appropriate liability and cargo policies. Their work involves explaining policy options and assisting with claims. Clients often contact Amber between regular visits to adjust coverage as their driving needs change, ensuring continued protection through periodic updates.
FR Insurance and Benefits LLC serves businesses in Springfield, MA by providing commercial truck insurance coverage tailored to fleet operators and independent drivers. It offers essential liability, physical damage, and cargo protection, along with specialized add-ons such as non-trucking liability and roadside assistance. Operating in the local region, the agency helps clients navigate insurance requirements for long-haul and local delivery operations. It can serve commercial sectors including offices, warehouses, and food service establishments.
For a one-time policy placement, a local truck insurance agent secures coverage for a single term; for recurring service, the agent reviews and renews coverage annually to match evolving fleet needs. Freeway Insurance in Springfield, MA, advises on liability, cargo, and physical damage protection for commercial trucks. The agent also explains state-specific coverage requirements for Massachusetts operators providing regional freight hauling. Client service runs on a scheduled basis, with annual policy reviews and interim consultations available as needed.
What Does a a Truck Insurance Agent in Springfield Cost?
Typical annual premiums for a single commercial truck in Massachusetts range from 8,000 to 15,000 dollars for basic liability coverage. Full coverage including physical damage and cargo insurance can cost 12,000 to 25,000 dollars per year. Rates vary based on driver age experience and claims history. This is general information and not insurance advice.
About truck insurance agents in Springfield
Truck insurance agents in Springfield Massachusetts help owner-operators and fleets find coverage that meets state and federal requirements. Massachusetts law mandates minimum liability limits of 20/40/5 for commercial trucks, though most agents recommend higher limits for full protection. Local agents understand the specific risks of operating in the Pioneer Valley and along I-91.
Frequently Asked Questions
What are the minimum insurance requirements for a commercial truck in Massachusetts?
Massachusetts requires commercial trucks to carry at least 20/40/5 liability coverage meaning 20,000 dollars per person 40,000 dollars per accident for bodily injury and 5,000 dollars for property damage. However most trucking companies need much higher limits to comply with federal motor carrier regulations.
How does a truck insurance agent in Springfield help with cargo insurance?
A Springfield truck insurance agent can help you choose cargo insurance that covers the value of goods you transport. Massachusetts does not set a specific cargo insurance minimum but federal rules often require 5,000 dollars per vehicle for household goods carriers.
What factors affect truck insurance premiums in Massachusetts?
Premiums depend on your driving record the type of cargo you haul your annual mileage and the number of vehicles in your fleet. Massachusetts also considers the high cost of repairs and medical care in the state which can increase rates compared to other regions.
Truck Insurance Agents in Other Massachusetts Cities
Arlington · Auburn · Beverly · Boston · Braintree · Brockton · Burlington · Cambridge · Canton · Chicopee · Danvers · Dedham · East Longmeadow · Everett · Fall River