The top-rated truck insurance agent in Dearborn, Michigan is AAA Auto Club Group, rated 4.3 stars across 452 reviews. Other highly rated options include Reem Haidar - State Farm Insurance Agent, Firefly Insurance Agency, The Dearborn Agency Inc. This directory lists 16 truck insurance agents serving Dearborn.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AAA Auto Club Group | 1 Auto Club Dr | (877) 839-5318 |
| 2 | Reem Haidar - State Farm Insurance Agent | 3159 S Telegraph Rd | (313) 278-1520 |
| 3 | Firefly Insurance Agency | 710 N Telegraph Rd | (313) 945-1832 |
| 4 | The Dearborn Agency Inc | 22691 Michigan Ave | (313) 562-8373 |
| 5 | Oxford Risk, LLC | 3200 Greenfield Rd #300 | (313) 765-1032 |
| 6 | Adam Soofi: Allstate Insurance | 3 Parklane Blvd Ste 407w | (313) 299-0540 |
| 7 | Firas Jezzini: Allstate Insurance | 24335 Ford Rd | (734) 446-4000 |
| 8 | L.A. Insurance | 5098 Schaefer Rd | (313) 943-3300 |
| 9 | Khalil Rammal - State Farm Insurance Agent | 936 N Telegraph Rd | (313) 562-4062 |
| 10 | ATB Insurance | 13747 W Warren Ave | (313) 584-9800 |
AAA Auto Club Group serves the Dearborn, Michigan metro area, specializing in truck insurance agent services for local commercial carriers. It offers coverage tailored to semi-trucks and other heavy vehicles operating in and around Wayne County. Policies address liability and cargo protection for regional hauling routes. The agency also assists with compliance filings needed for Michigan-licensed trucks. Specific services include physical damage coverage and inland marine insurance for transported goods.
Reem Haidar - State Farm Insurance Agent serves the Dearborn, Michigan area and its surrounding communities, handling truck insurance policies for commercial vehicle owners. It addresses the specific coverage needs of local truck operators, including liability and cargo protection. The agency takes a straightforward, consultative approach to each job, first reviewing the client’s driving history and operational routes before tailoring a policy that fits the individual business.
Firefly Insurance Agency serves trucking businesses and independent owner-operators in Dearborn, Michigan, by providing tailored coverage for commercial vehicles and fleet operations. It helps clients manage risks specific to local and long-haul trucking, including liability and cargo protection. The agency also serves the logistics needs of nearby Detroit communities, offering accessible support for transportation professionals throughout the greater metro area.
The Dearborn Agency Inc in Dearborn, MI provides commercial truck insurance and risk management services for local and regional operators. It offers tailored coverage for liability, cargo, and physical damage, along with routine policy reviews to help clients maintain compliance with Michigan requirements. Service plans include annual coverage assessments and claims support. The agency also coordinates with drivers to adjust policies as fleets grow or change routes. It services single-family homes, apartments, retail properties, and restaurants.
Oxford Risk, LLC in Dearborn, MI provides specialty coverage tailored for commercial trucking operations, including liability, physical damage, and cargo protection. It serves owner-operators and small fleets through personalized risk assessments. The agency’s local knowledge helps drivers comply with Michigan-specific insurance requirements. During the harsh winter months, it assists clients in adjusting policies to cover weather-related claims like ice damage and road accidents.
As the busy winter shipping months approach, commercial drivers in the Dearborn area need reliable coverage for their heavy trucks. Adam Soofi: Allstate Insurance provides policies tailored for local fleets and independent owner-operators navigating Michigan roads. The focus is on liability protection and cargo insurance to safeguard against common seasonal hazards like ice or load shifting. This agency helps trucking professionals review their current commercial auto policies to meet state requirements. Every new client appointment begins with a thorough inspection of the vehicle and a review of its typical operating radius.
Firas Jezzini: Allstate Insurance in Dearborn, MI offers truck insurance agents through both one-time policy quotes for individual transactions and recurring service plans that manage ongoing coverage needs. Truck insurance agents in this area help local operators protect their vehicles against common risks and liabilities associated with commercial freight transport. Services for adjusting policy details or filing claims can be scheduled as needed or performed on a single engagement basis per the client's requirements.
L.A. Insurance in Dearborn, Michigan offers both one-time and recurring service options for trucking clients, with coverage tailored to commercial vehicle policies. Policies address liability, physical damage, and cargo protection specific to regional routes. The company advises on complying with federal and state insurance requirements for over-the-road operators. Service appointments operate on an as-needed basis to accommodate fluctuating fleet schedules and urgent policy adjustments.
ATB Insurance works with commercial clients in the Dearborn area to secure coverage for their vehicles and operations. Truck insurance typically provides protection for long-haul and local delivery fleets, with options for cargo coverage and roadside assistance add-ons. These specialized endorsements help mitigate risks unique to the trucking industry. The company can serve the commercial needs of local offices, warehouses, and food service businesses.
What Does a a Truck Insurance Agent in Dearborn Cost?
Typical costs for truck insurance in Michigan range from $5,000 to $15,000 per year for a single truck with basic liability coverage. Full coverage policies with cargo and physical damage can cost $10,000 to $25,000 annually. Rates depend on factors like driving record, cargo type, and annual mileage. This is general information, not insurance advice.
About truck insurance agents in Dearborn
Truck insurance agents in Dearborn, Michigan help owner-operators and fleet managers find coverage that meets state and federal requirements. Michigan law requires commercial trucks to carry minimum liability insurance of $1 million per occurrence for property damage and bodily injury. These agents can explain how local factors like Dearborns industrial zones and heavy traffic areas affect your policy options.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Michigan?
Michigan requires commercial trucks to have at least $1 million in liability coverage for bodily injury and property damage per accident. This applies to trucks operating in interstate commerce under federal regulations. Some haulers may need higher limits depending on cargo type.
Do I need a special agent for truck insurance in Dearborn?
Yes, truck insurance agents specialize in commercial policies that differ from personal auto insurance. They understand Michigan no-fault laws and how they apply to commercial vehicles. A local agent in Dearborn can also help with coverage for cargo, physical damage, and non-trucking liability.
How does Michigan no-fault insurance affect my truck policy?
Michigan no-fault laws apply to personal vehicles but commercial trucks are often exempt or have different rules. Your truck insurance agent can explain how Michigan law treats commercial truck accidents and what coverage you need to stay compliant. This is important for avoiding gaps in protection.
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