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Find Truck Insurance Agents Near You in Garden City, MI
Browse truck insurance agents serving Garden City, Michigan. Contact information and addresses listed below.
10 agents listed
Updated May 2026
Garden City, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 10 truck insurance agents in Garden City, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Lisa Lindbloom - State Farm Insurance Agent
29510 Ford Rd, Garden City, MI 48135
(734) 261-3111
lisalindbloom.com
L.A. Insurance
32917 Ford Rd, Garden City, MI 48135
(734) 367-9900
lainsurance.com
MIKE ALMALIKY: Allstate Insurance
32940 Cherry Hill Rd, Garden City, MI 48135
(313) 203-9319
agents.allstate.com
Paula M. Schembri: Allstate Insurance
29207 Ford Rd, Garden City, MI 48135
(734) 427-6020
agents.allstate.com
McFarlane-King Agency
28230 Ford Rd, Garden City, MI 48135
(734) 427-3000
mkainsurance.com
Flex Insurance Agency
1757 Inkster Rd, Garden City, MI 48135
(734) 425-5888
flexinsurance.net
AAA Insurance - Gheeda Insurance Agency, LLC
1757 Inkster Rd, Garden City, MI 48135
(734) 425-5359
locator.acg.aaa.com
Beaudrie Insurance Agency
29207 Ford Rd, Garden City, MI 48135
(734) 379-2400
beaudrieagency.com
Manessa Agency
6743 Middlebelt Rd, Garden City, MI 48135
(734) 881-0001
locator.meemic.com
State Farm Insurance
27532 Ford Rd, Garden City, MI 48135
(734) 425-4100
Truck insurance agents in Garden City, Michigan help owner-operators and fleet owners find coverage that meets state requirements. Michigan law mandates minimum liability limits of 20/40/10 for commercial vehicles, and many trucks need higher limits. A local agent can explain options for cargo insurance, physical damage coverage, and Michigan no-fault rules.
What Does a Truck Insurance Agent in Garden City Cost?
Truck insurance costs in Michigan vary widely based on the type of truck, driving record, and coverage limits. A single owner-operator might pay 8,000 to 15,000 dollars per year for liability and physical damage coverage. Fleet policies can cost 50,000 dollars or more annually. Factors like cargo value, radius of operation, and claims history also affect premiums. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Michigan?
Michigan requires commercial vehicles to carry at least 20/40/10 liability coverage. This means 20,000 dollars per person for bodily injury, 40,000 dollars per accident, and 10,000 dollars for property damage. Many trucks need higher limits to comply with federal regulations.
Do I need cargo insurance for my truck in Garden City?
Cargo insurance is not required by Michigan law but is often needed if you haul goods for hire. Many shippers and brokers require at least 100,000 dollars in cargo coverage. A local agent can help you choose the right amount based on the value of the goods you carry.
How does Michigan no-fault insurance apply to trucks?
Michigan no-fault rules apply to personal vehicles but commercial trucks have different requirements. Trucks used for business are often exempt from personal injury protection (PIP) coverage if the driver has health insurance. Your agent can explain the specific exemptions and help you avoid gaps in coverage.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Michigan.