The top-rated truck insurance agent in Farmington Hills, Michigan is Wolf-Chandler Agency, LLC, rated 4.9 stars across 140 reviews. Other highly rated options include AAA Insurance - Ali Insurance Agency, AAA Farmington Hills, Kevin Wallon - State Farm Insurance Agent. This directory lists 13 truck insurance agents serving Farmington Hills.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Wolf-Chandler Agency, LLC | 30903 Northwestern Hwy Suite 260 | (248) 952-9500 |
| 2 | AAA Insurance - Ali Insurance Agency | 29525 W Nine Mile Rd | (313) 992-0006 |
| 3 | AAA Farmington Hills | 38751 W 12 Mile Rd | (248) 553-3700 |
| 4 | Kevin Wallon - State Farm Insurance Agent | 24380 Orchard Lake Rd Ste 102 | (248) 474-1500 |
| 5 | Eric Steffes - State Farm Insurance Agent | 36524 Grand River Ave Ste B-3 | (248) 478-7010 |
| 6 | AAA Insurance - Saleh Insurance Agency | 38255 W 10 Mile Rd | (248) 987-2660 |
| 7 | Bergstrom Insurance Agency | 30701 W 10 Mile Rd #400 | (248) 478-4800 |
| 8 | H W Kaufman Financial Group | 30833 Northwestern Hwy # 220 | (248) 916-1984 |
| 9 | AAA Insurance - J Fischer Insurance Agency | 33120 W 12 Mile Rd | (248) 489-1170 |
| 10 | VTC Insurance Group - Farmington Hills | 37000 Grand River Ave #150 | (248) 471-0970 |
Wolf-Chandler Agency, LLC serves the Farmington Hills metro area and surrounding counties as a truck insurance agent. The agency helps owner-operators and small fleets navigate commercial vehicle coverage, focusing on the specific liability and cargo protection needs required for regional freight operations. Policies are designed to meet the high-risk demands of this industry. The agency also assists clients with physical damage coverage and non-trucking liability insurance.
Serving local trucking companies, owner-operators, and fleet businesses in the Farmington Hills area, AAA Insurance - Ali Insurance Agency provides commercial truck insurance services. It assists clients with selecting appropriate liability, cargo, and physical damage coverage to meet regulatory requirements and protect their assets. The agency operates in a region with significant freight and logistics activity, helping drivers and small fleets manage their unique risk exposures. It also covers businesses operating throughout neighboring communities in Oakland County and the greater Detroit metro area.
AAA Farmington Hills provides a range of truck insurance agency services to commercial vehicle operators in the surrounding region. Its plans include coverage for liability, cargo, and physical damage, tailored specifically to the needs of local trucking businesses. The agency also offers routine policy reviews to ensure clients maintain adequate protection as their operations evolve. It services assets such as single-family homes, apartments, retail stores, and restaurants located throughout Farmington Hills, MI.
Kevin Wallon - State Farm Insurance Agent serves Farmington Hills, MI and the surrounding communities in southeastern Michigan with truck insurance policies. This agency handles coverage for commercial vehicles, including liability, physical damage, and cargo protection. Kevin Wallon’s team works directly with truck drivers and fleet operators to assess their specific risk exposures. To complete a typical job, the agent gathers details about vehicle usage and routes before presenting tailored coverage options designed to meet local regulatory requirements.
Eric Steffes - State Farm Insurance Agent in Farmington Hills, MI, addresses the difference between a single-policy purchase for a one-time need and a recurring service plan that includes annual policy reviews and updates. Coverage options encompass liability, physical damage, and cargo protection to help shield trucks in local and regional operations. The carrier’s expertise assists with managing fleet or individual vehicle risks under standard commercial lines. Service runs on both a scheduled annual review and an as-needed basis for policy adjustments after new vehicle acquisitions or route changes.
AAA Insurance - Saleh Insurance Agency in Farmington Hills, MI specializes in providing tailored truck insurance policies for local and long-haul operators. Its general work includes helping independent drivers and small fleets secure liability, physical damage, and cargo coverage that meets commercial requirements. The agency assists clients with navigating the complexities of DOT regulations and FMCSA compliance. During harsh Michigan winters, it helps truck operators review their policies to ensure adequate protection against ice-related accidents and road closures.
Farmington Hills trucking operations face seasonal weather shifts that demand adjusted coverage for cargo and equipment protection. Bergstrom Insurance Agency works as a truck insurance agent to provide policies tailored to commercial fleet risks here. The agency evaluates various liability limits and physical damage options through standard regional carrier markets. Each policy review considers local driving conditions and typical freight types encountered on Michigan highways. A completed insurance application leads to a structured inspection of each truck and its operational records.
H W Kaufman Financial Group serves as a truck insurance agent in Farmington Hills, MI, focusing on commercial auto and liability coverage for local fleets. The company can tailor policies with physical damage protection and cargo insurance to meet specific operational needs. For businesses in the area, it provides access to risk management solutions that address varying vehicle sizes and hauling requirements. This agency can serve commercial sectors such as offices, warehouses, and food service establishments, helping them secure necessary coverage for their transportation assets.
Located in Farmington Hills, MI, AAA Insurance - J Fischer Insurance Agency provides residential truck insurance for personal vehicles. The agency also offers commercial coverage tailored for local trucking operations throughout the area and surrounding communities. Their policy plans address liability and cargo protection for various truck types. Agents assist clients with tailoring coverage to meet specific route and fleet requirements. Following initial placement, the agency provides follow-up service and policy adjustments between regular visits.
What Does a a Truck Insurance Agent in Farmington Hills Cost?
Typical truck insurance costs in Michigan range from 8,000 to 15,000 dollars per year for a single owner-operator with a clean record. Fleet policies can cost 3,000 to 6,000 dollars per truck annually. Factors like cargo type, driving history, and annual mileage affect the price. This is general information, not insurance advice.
About truck insurance agents in Farmington Hills
Truck insurance agents in Farmington Hills Michigan help commercial truck drivers and fleet owners meet Michigan insurance requirements. Michigan law mandates minimum liability coverage of 300,000 dollars for bodily injury per accident and 50,000 dollars for property damage for commercial trucks. Local agents can also advise on cargo insurance and physical damage coverage specific to southeast Michigan routes.
Frequently Asked Questions
What are the minimum insurance requirements for a commercial truck in Michigan?
Michigan requires commercial trucks to carry at least 300,000 dollars in bodily injury liability per accident and 50,000 dollars in property damage liability. Higher limits may be needed for hazardous materials or interstate operations.
Do I need a special license to drive a commercial truck in Michigan?
Yes, you need a Commercial Drivers License CDL for most trucks over 26,000 pounds. Your insurance agent can help verify that your policy covers drivers with the correct CDL class.
How does Michigan no-fault insurance apply to commercial trucks?
Michigan no-fault rules apply to commercial trucks. You must carry Personal Injury Protection PIP for medical benefits. Your agent can explain how PIP limits affect your coverage and premiums.
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