The top-rated truck insurance agent in Grand Rapids, Michigan is The Brouwers Agency, LLC, rated 4.9 stars across 873 reviews. Other highly rated options include Boer Insurance Group, Kevin Curtis - State Farm Insurance Agent, Kevin J Curtis - State Farm Insurance Agent. This directory lists 31 truck insurance agents serving Grand Rapids.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Brouwers Agency, LLC | 1925 Breton Rd SE STE 110 | (616) 891-0123 |
| 2 | Boer Insurance Group | 2535 5 Mile Rd NE | (616) 363-7766 |
| 3 | Kevin Curtis - State Farm Insurance Agent | 11230 Tallmadge Woods Dr | (616) 453-3276 |
| 4 | Kevin J Curtis - State Farm Insurance Agent | 251 State St SE | (616) 319-7117 |
| 5 | Stedman Insurance Agency Inc. | 508 28th St SW | (616) 538-9911 |
| 6 | Kenowa Insurance: Allstate Insurance | 0-81, Lake Michigan Dr Ste 120 | (616) 828-5660 |
| 7 | Warsen Insurance Agency, Inc. | 6700 Division Ave S | (616) 455-7510 |
| 8 | Insurance Advantage Agency | 5234 Plainfield Ave NE suite c | (616) 458-2929 |
| 9 | West Michigan Insurance, Inc. | 56 Cesar E. Chavez Ave SW Suite 300 | (616) 866-3180 |
| 10 | OVD Insurance | 37 Ottawa Ave NW Suite 400 | (616) 441-0704 |
Based in Grand Rapids, MI, The Brouwers Agency, LLC provides truck insurance services for local and regional operators. It offers policies covering liability, physical damage, and cargo protection. The agency also assists clients with maintenance planning to help manage compliance and reduce operational risks. Services are designed for businesses that operate commercial trucks serving various commercial properties, including single-family homes, apartments, retail centers, and restaurants.
Boer Insurance Group in Grand Rapids, Michigan offers both one-time policy evaluations for new commercial vehicle purchases and recurring service for ongoing coverage adjustments. The agency specializes in truck insurance, addressing liability, physical damage, and cargo protection needs for local and regional operators. Fleet policies are structured to match varying cargo types and hauling distances. Their service is available on either a one-time basis for single policy setups or an as-needed and scheduled recurring cycle for periodic coverage reviews and renewals throughout the year.
Kevin Curtis - State Farm Insurance Agent specializes in truck insurance coverage designed for commercial vehicles in and around Grand Rapids, MI. The agency works with individual owner-operators and small fleet owners by offering general liability, collision, and comprehensive coverage. It also helps clients navigate the specific requirements for transporting goods, including cargo insurance and physical damage protection. Seasonal concerns such as winter weather related claims or spring construction road hazards are typical situations where the agent provides guidance on adjusting policies to meet changing conditions.
Kevin J Curtis - State Farm Insurance Agent in Grand Rapids, MI, is known for providing commercial truck insurance policies to local owner-operators and fleet businesses. Its services cover liability, physical damage, and cargo protection for vehicles operating throughout the region. Each policy is tailored to address the specific risks of hauling freight, including coverage for non-trucking liability and trailer interchange. Additionally, the agency can add on specialized roadside assistance that is designed for commercial trucks, offering support with towing, tire changes, and fuel delivery.
Stedman Insurance Agency Inc. is a truck insurance agent serving the Grand Rapids, Michigan area, known for helping owner-operators and fleets secure essential coverage for their vehicles and cargo operations. The agency offers policies addressing commercial auto liability, physical damage, and non-trucking liability for local and regional routes. Standard services also include guidance on maintaining compliance with state and federal insurance requirements. For added protection, it specializes in offering motor truck cargo insurance for transported goods.
Kenowa Insurance: Allstate Insurance serves the Grand Rapids, Michigan area as a local truck insurance agent. The agency helps commercial drivers and fleet owners find appropriate coverage for their vehicles and operations in the region. Policy options typically include liability, physical damage, and cargo protection tailored to meet industry requirements. This agent assists clients in understanding their insurance needs and selecting suitable plans from available options. It specifically handles truck liability coverage and cargo insurance for local operators in the Grand Rapids area.
Warsen Insurance Agency, Inc. provides a comprehensive range of truck insurance services, including liability, physical damage, and cargo coverage for commercial vehicles in Grand Rapids, Michigan. It offers flexible service plans designed to help clients select appropriate policy terms and adjust coverage as their fleets change. Regular policy reviews are available to maintain proper protection levels as regulations evolve. The agency serves a diverse portfolio of properties, including single-family homes, apartments, retail locations, and restaurants within the region.
Insurance Advantage Agency in Grand Rapids, Michigan, provides truck insurance solutions that distinguish between one-time liability coverage for short hauls and recurring policies for regular fleet operations. Policy options protect against cargo loss, equipment damage, and accident liabilities common to both local and regional routes. Service runs on a one-time, scheduled, or as-needed basis to match the unique demands of each trucking business.
West Michigan Insurance, Inc. serves trucking companies and owner-operators throughout the Grand Rapids area, offering coverage designed to meet the specific risks of commercial vehicle operations. Its truck insurance agents work closely with clients to assess fleet needs and secure appropriate policies. The agency is located in Grand Rapids, Michigan, and also supports transportation businesses in the neighboring community of Wyoming.
OVD Insurance serves trucking operators across Grand Rapids and the surrounding communities in western Michigan. The company handles commercial truck insurance, including policies for owner-operators and smaller fleets operating both locally and regionally. It focuses on the specific coverage needs that come with long-haul and short-haul trucking in this area. Each policy is reviewed by comparing the client’s driving history and cargo type to available coverage options. The agency typically manages claims by coordinating directly with the client and the insurer to ensure the repair process stays on schedule.
What Does a a Truck Insurance Agent in Grand Rapids Cost?
Truck insurance in Michigan typically costs between 8,000 and 15,000 dollars per year for a single semi truck with basic liability. Full coverage with cargo and physical damage can range from 12,000 to 25,000 dollars annually. Rates vary based on driving history, radius of operation, and cargo type. This is general information and not insurance advice.
About truck insurance agents in Grand Rapids
Truck insurance agents in Grand Rapids help owner operators and fleet managers meet Michigan financial responsibility laws. Michigan requires minimum liability coverage of 300,000 dollars for commercial trucks. An agent can explain how local road conditions and winter weather affect your policy needs.
Frequently Asked Questions
What minimum liability coverage does Michigan require for commercial trucks?
Michigan law requires at least 300,000 dollars in liability coverage for commercial trucks. This covers bodily injury and property damage per accident. Higher limits are often needed for interstate hauling or hazardous materials.
How do Michigan no fault insurance rules affect truck policies?
Michigan no fault rules apply to personal vehicles but commercial trucks have different requirements. Truck policies typically use a commercial auto form with liability and cargo coverage. An agent can explain how Michigan tort liability laws apply to truck accidents.
What factors affect the cost of truck insurance in Grand Rapids?
Costs depend on driving record, miles driven, cargo type, and vehicle value. Michigan winter weather and local traffic patterns also influence premiums. An agent can review your specific operation to give a quote.
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