The top-rated truck insurance agent in Port Huron, Michigan is Megan Simmons - State Farm Insurance Agent, rated 5.0 stars across 421 reviews. Other highly rated options include Jeff Genaw - State Farm Insurance Agent, Tremble Insurance Agency, Blue Water Insurance. This directory lists 15 truck insurance agents serving Port Huron.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Megan Simmons - State Farm Insurance Agent | 203 Huron Ave | (810) 385-4466 |
| 2 | Jeff Genaw - State Farm Insurance Agent | 4155 Lapeer Rd | (810) 984-1538 |
| 3 | Tremble Insurance Agency | 2620 Griswold St | (810) 987-8610 |
| 4 | Blue Water Insurance | 603 Griswold St | (810) 544-3072 |
| 5 | Presnell Insurance Agency | 2924 Pine Grove Ave | (810) 479-5494 |
| 6 | Kearns Agency Inc | 1101 Pine Grove Ave | (810) 987-3330 |
| 7 | Rusty Fournier: Allstate Insurance | 333 Huron Ave | (810) 982-2340 |
| 8 | Farm Bureau Insurance | 234 Huron Ave | (810) 984-5200 |
| 9 | Great Lakes Insurance | 3928 24th Ave | (810) 824-3159 |
| 10 | Maplethorpe Insurance | 827 Michigan St | (810) 982-8221 |
Megan Simmons - State Farm Insurance Agent serves the Port Huron, Michigan, metro area, specializing in truck insurance policies for commercial operators. The agency assists local trucking businesses in securing coverage tailored to their fleet and operational needs. Policies are designed to protect against liabilities and cargo risks common in regional transport. Megan Simmons - State Farm Insurance Agent handles liability coverage for trucks and physical damage protection for vehicles in Port Huron.
Businesses and commercial trucking operators in Port Huron, MI turn to Jeff Genaw as a State Farm Insurance agent for liability and cargo coverage. Tailored policies protect local rigs and fleets from on-road risks, regulatory requirements, and seasonal weather delays common along Michigan's Blue Water bridges. Personal consultations help match deductibles and limits to each client's operational budget and hauling routes. The team also serves independent owner-operators and freight companies across nearby St. Clair County and the broader thumb region.
Tremble Insurance Agency provides comprehensive commercial truck insurance services, including liability, physical damage, and cargo coverage for local and long-haul operators. The agency assists with policy maintenance and offers tailored risk management plans to address seasonal driving conditions and fluctuating freight demands in Port Huron, MI. Its clientele includes single-family homes, apartment complexes, retail storefronts, and full-service restaurants across the region.
Serving Port Huron and the surrounding communities of Michigan’s Blue Water region, Blue Water Insurance handles truck insurance policies for local commercial fleets and independent owner-operators. The agency focuses on providing coverage that meets the specific needs of freight and logistics operations in this Great Lakes corridor. Each policy is typically built by first assessing a client’s route types and cargo, then matching those risks with appropriate liability and physical damage options from its carrier network.
Located in Port Huron, MI, Presnell Insurance Agency helps trucking operators choose between one-time liability policies or recurring annual plans that cover multiple commercial vehicles. Coverage options adapt to local shipping routes and fleet sizes common in the region. Policyholders can obtain quotes specific to cargo, physical damage, or roadside assistance needs. Service for new and renewing clients runs on an as-needed basis, with agents available upon request to adjust coverage when freight demands or operational requirements change.
Kearns Agency Inc in Port Huron, MI focuses on providing specialized truck insurance coverage for commercial vehicles, including policies for liability, cargo, and physical damage. It also assists local fleet operators and independent drivers with general business insurance needs, helping them manage daily operational risks on regional highways and rural roads. When winter ice and snow create hazardous driving conditions along Lake Huron shoreline routes, the agency helps clients update their policies to ensure adequate protection.
Winter roads in Port Huron bring increased risks for truck operators, so Rusty Fournier: Allstate Insurance helps local fleets and owner‑operators secure coverage tailored for commercial vehicles. Specializing in truck insurance, the agency addresses liability, cargo, and physical damage needs unique to regional shipping corridors. Their process begins with a thorough assessment of each client's driving history, equipment, and typical hauling routes before providing a detailed policy review.
Farm Bureau Insurance in Port Huron, Michigan, is known for providing truck insurance coverage to local commercial drivers. Its service range includes policies for owner-operators, fleet vehicles, and independent trucking businesses across the area. The agency helps clients meet Michigan’s specific liability and cargo protection requirements while operating on regional routes. As a specialty service, it can add on coverage for refrigerated freight and hauling equipment to protect perishable goods during transport.
Great Lakes Insurance in Port Huron, Michigan, provides truck insurance coverage that protects commercial vehicles and their operators from financial loss due to accidents, cargo damage, or liability claims. As a local agency, it can offer specialized endorsements for hauling specific commodities or using reefer trailers on regional routes. This service is available to businesses such as freight offices, warehouse distribution centers, and food service providers requiring cold chain logistics.
Maplethorpe Insurance provides residential truck insurance to individual owner-operators and fleets in Port Huron, Michigan. The company also offers commercial coverage tailored for long-haul and local trucking operations throughout the surrounding area. Their focus remains on matching each client with appropriate liability and cargo protection for their specific routes and vehicles. After the initial policy is written, the agent follows up to review coverage before every scheduled renewal, ensuring adjustments are made between regular visits as needed.
What Does a a Truck Insurance Agent in Port Huron Cost?
Truck insurance costs in Michigan typically range from 1,500 to 3,000 dollars per year for a single truck with basic liability coverage. Full coverage policies with higher limits and cargo insurance can cost 5,000 to 10,000 dollars annually. Rates depend on driving history, cargo type, and annual mileage. This is general information and not insurance advice.
About truck insurance agents in Port Huron
Truck insurance agents in Port Huron help owner-operators and fleets meet Michigan commercial auto insurance requirements. Michigan law mandates no-fault personal injury protection for all trucks registered in the state. Local agents can guide you through the specific coverage limits needed for Port Huron routes along I-94 and I-69.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Michigan?
Michigan requires commercial trucks to carry liability insurance with minimum limits of 300,000 dollars for bodily injury per person and 100,000 dollars for property damage. You also need no-fault personal injury protection and uninsured motorist coverage. Higher limits may be required for interstate hauling.
How do I find a truck insurance agent in Port Huron?
You can search online directories for commercial truck insurance agents in Port Huron. Look for agents who specialize in commercial auto policies and have experience with Michigan no-fault laws. Local agents can also help you compare quotes from multiple carriers.
Does Michigan require a specific filing for truck insurance?
Yes, Michigan requires proof of insurance to be filed with the Michigan Department of State for all registered commercial vehicles. Your agent can file the SR-22 or other required forms for you. Failure to maintain continuous coverage can result in license suspension.
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