The top-rated truck insurance agent in St Clair Shores, Michigan is Tom Peck - State Farm Insurance Agent, rated 4.9 stars across 379 reviews. Other highly rated options include Sue Crowe - State Farm Insurance Agent, Lakepointe Insurance Agency, Jeff Abraham - State Farm Insurance Agent. This directory lists 18 truck insurance agents serving St Clair Shores.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tom Peck - State Farm Insurance Agent | 25310 Little Mack Ave | (586) 775-6300 |
| 2 | Sue Crowe - State Farm Insurance Agent | 31800 Harper Ave | (586) 296-3800 |
| 3 | Lakepointe Insurance Agency | 25124 Jefferson Ave | (586) 776-6990 |
| 4 | Jeff Abraham - State Farm Insurance Agent | 25118 Jefferson Ave | (586) 771-9222 |
| 5 | Michigan Insurance and Financial Services | 26503 Harper Ave | (586) 218-5980 |
| 6 | DDI Insurance Agency | 24522 Harper Ave | (313) 925-3216 |
| 7 | Joe Manzella Agency - Goosehead Insurance | 23000 Greater Mack Ave 2nd Floor, Suite 400 | (313) 314-6811 |
| 8 | Goosehead Insurance - Joe Manzella | 23000 Greater Mack Ave Suite 400 | (313) 314-2227 |
| 9 | Jeffery Torrice: Allstate Insurance | 22811 Greater Mack Ave Ste 214 | (313) 881-0200 |
| 10 | Gardner Insurance Agency | 21731 Greater Mack Ave | (586) 359-2286 |
Tom Peck - State Farm Insurance Agent serves the St Clair Shores, Michigan area and surrounding communities. The company provides commercial truck insurance policies designed to protect vehicle owners and their cargo. Agents work with independent operators and small fleet owners to assess liability risks for local routes. Coverage options may include physical damage protection for equipment and trailers. This agency specifically handles comprehensive truck insurance and tailored liability coverage for local delivery vehicles.
Sue Crowe - State Farm Insurance Agent in St Clair Shores, MI, provides a comprehensive range of truck insurance services, including liability, physical damage, and cargo coverage for commercial vehicles. The agency offers tailored insurance plans designed to protect trucks and their loads, along with options for roadside assistance and flexible maintenance schedule endorsements that help keep fleets operational. These services are available for owner-operators, small fleets, and larger trucking operations. The agent also protects the properties truckers frequent, including single-family homes, apartments, retail locations, and restaurants.
Lakepointe Insurance Agency in St Clair Shores, Michigan provides truck insurance agents who distinguish between one-time policy purchases for a single truck and recurring service options that handle ongoing commercial fleet needs. Coverage typically protects against cargo loss, liability from highway accidents, and physical damage to vehicles and trailers. Local agents understand regional freight routes and state-specific insurance requirements for Michigan carriers. This agent works with clients on either a one-time basis for a single vehicle or as recurring scheduled service to adjust policies as fleets expand throughout the year.
Jeff Abraham - State Farm Insurance Agent serves St Clair Shores and the surrounding communities of Macomb County, handling truck insurance for commercial vehicles of various sizes. Policies are tailored for owner-operators and small fleets needing liability, cargo, and physical damage coverage in southeast Michigan. The agency typically reviews each client’s routes, cargo types, and annual mileage to match coverage to specific operational risks.
As spring roads thaw under heavy loads, commercial truck operators in southeastern Michigan face unique insurance needs. Michigan Insurance and Financial Services in St Clair Shores provides truck insurance agent services covering liability, cargo, and physical damage policies for local owner-operators and fleets. This office works to align coverage with a client’s operational radius and vehicle type. New business consultations begin with a review of current driving logs and hauling schedules to recommend adequate protection. Coverage proposals typically follow an initial inspection of each commercial vehicle.
DDI Insurance Agency in St Clair Shores, MI assists local businesses with their commercial vehicle coverage needs. The agency specializes in providing truck insurance policies that can be tailored to include additional protections like cargo coverage and roadside assistance. These services help protect companies from financial risks associated with transportation and logistics. DDI Insurance Agency can serve commercial sectors including offices, warehouses, and food service operations.
Based in St Clair Shores, Joe Manzella Agency - Goosehead Insurance provides truck insurance coverage for clients throughout the area. Their service begins with honest, personalized consultations to understand each operator’s regional routes and fleet size. Commercial policies are designed to address liability, cargo, and physical damage risks. The agency focuses on building long-term relationships, regularly reviewing policies to adjust for changing mileage or seasonal demands. This careful coordination ensures clients experience smooth follow-up support between scheduled visits, with timely adjustments made as needs evolve.
Goosehead Insurance - Joe Manzella is known for providing commercial truck insurance in St Clair Shores, MI, and the surrounding region. The agency assists owner-operators and fleets with liability, physical damage, and cargo coverage to meet state and federal requirements. It offers standard protection that aligns with the daily risks of transportation work in southeastern Michigan. As a specialty service, it can add on coverage for non-trucking liability, commonly called bobtail insurance, while the vehicle is driven for personal use.
Jeffery Torrice: Allstate Insurance in St Clair Shores, MI specializes in providing tailored truck insurance policies for local commercial vehicles. It also offers general personal auto and homeowners coverage to area residents. The agency helps truck operators manage industry-specific risks like cargo damage and liability issues on regional routes. Clients can turn to this office for expert guidance during winter months, when icy roads increase the likelihood of transportation-related claims.
Gardner Insurance Agency, located in St Clair Shores, MI, distinguishes between one-time truck insurance policies for specific hauls or temporary coverage needs and recurring service options for continuous fleet or owner-operator protection. Their coverage typically includes liability, physical damage, and cargo insurance tailored for commercial trucking risks in the region. Local agents assist clients in navigating Michigan-specific insurance requirements. Services for this truck insurance agent are available on either a one-time or as-needed basis, allowing clients to secure quick quotes for individual trips without committing to a long-term policy.
What Does a a Truck Insurance Agent in St Clair Shores Cost?
Truck insurance costs in Michigan vary widely based on driving history, cargo type, and annual mileage. A basic liability policy for a single truck might cost 3000 to 6000 dollars per year. Full coverage including physical damage and cargo can range from 8000 to 15000 dollars annually. This is general information and not insurance advice.
About truck insurance agents in St Clair Shores
Truck insurance agents in St Clair Shores Michigan help owner-operators and fleet managers secure liability and cargo coverage. Michigan law requires minimum liability limits of 20/40/10 for commercial vehicles, but many truckers choose higher limits to protect their assets. Local agents understand the unique risks of hauling freight through the Metro Detroit area.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in St Clair Shores Michigan?
Michigan requires commercial trucks to carry at least 20/40/10 liability coverage. This means 20000 dollars per person for bodily injury, 40000 dollars per accident, and 10000 dollars for property damage. Many carriers require higher limits for interstate hauling.
How does Michigan no-fault insurance apply to commercial trucks?
Commercial trucks in Michigan are subject to the no-fault system but with different rules than personal vehicles. Truck owners must carry personal injury protection (PIP) and property protection insurance. An agent can explain how these coverages interact with workers compensation.
Do I need cargo insurance for my truck in St Clair Shores?
Cargo insurance is not required by Michigan state law but is usually required by freight brokers and shippers. It covers the value of goods you are hauling in case of damage or theft. Typical coverage starts at 5000 dollars and goes up based on cargo value.
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