The top-rated truck insurance agent in Waterford Township, Michigan is Joe Fagan - State Farm Insurance Agent, rated 4.9 stars across 473 reviews. Other highly rated options include J. Bejin & Associates, Acrisure Waterford Township, MI (Select Underwriters), AAA Insurance - Jon Gilroy Insurance Agency. This directory lists 19 truck insurance agents serving Waterford Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Joe Fagan - State Farm Insurance Agent | 6909 Highland Rd | (248) 666-2590 |
| 2 | J. Bejin & Associates | 2300 Dixie Hwy Suite 415 | (248) 599-9076 |
| 3 | Acrisure Waterford Township, MI (Select Underwriters) | 100 N Williams Lake Rd Suite A | (248) 698-7600 |
| 4 | AAA Insurance - Jon Gilroy Insurance Agency | 5324 Highland Rd | (248) 618-3665 |
| 5 | Larry Lukovich - State Farm Insurance Agent | 5660 Dixie Hwy Ste 1 | (248) 623-0878 |
| 6 | Acrisure Waterford Township, MI (Huttenlocher Group) | 1007 W Huron St | (248) 681-2100 |
| 7 | Hutchison's Insurance Agency, LLC | 3392 Sashabaw Rd | (248) 674-0464 |
| 8 | Vikings Insurance Agency | 4209 Sashabaw Rd | (248) 674-2271 |
| 9 | Mike Tolbert - State Farm Insurance Agent | 34 S Telegraph Rd | (248) 683-3484 |
| 10 | L.A. Insurance | 3505 Elizabeth Lake Rd | (248) 681-9800 |
Joe Fagan - State Farm Insurance Agent serves Waterford Township, MI, and the surrounding Oakland County area as a local truck insurance agent. This agency provides commercial auto coverage tailored for owner-operators and small fleet vehicles navigating regional routes. Policies can address cargo liability and physical damage for trucks hauling goods across Michigan. It handles specific coverages such as non-trucking liability for leased operators and hired auto protection for businesses using non-owned vehicles.
J. Bejin & Associates provides a range of truck insurance services for commercial operators in the Waterford Township area. Its service plans include assistance with policy renewals, claims processing, and adjusting coverage as fleet or freight needs change. The agency maintains plans to help trucking businesses manage liability and physical damage risk. The company services properties such as single-family homes, apartments, retail spaces, and restaurants.
Acrisure Waterford Township, MI (Select Underwriters) serves local businesses and independent trucking operators who need reliable commercial auto coverage for their fleets. The agency helps clients navigate complex liability and cargo insurance requirements specific to the freight industry. Drawing on broad market knowledge, it connects regional operators with policies tailored to their equipment and shipping routes. This includes serving the heavy-haul and delivery sectors throughout Oakland County. It also extends its truck insurance services to clients in neighboring communities such as Pontiac and the surrounding metropolitan Detroit area.
AAA Insurance - Jon Gilroy Insurance Agency serves Waterford Township, MI, and surrounding communities, handling truck insurance for local operators. It works with commercial policies that protect vehicles and cargo during transport. The agency assists clients in comparing coverage options to meet their specific operational needs. Its approach typically involves reviewing each trucker’s policy requirements and matching them with an appropriate plan from available insurers.
Navigating the complexities of commercial coverage for heavy trucks, Larry Lukovich – State Farm Insurance Agent in Waterford Township, MI provides tailored liability and cargo policies for local fleets and owner-operators. It assists clients with general business insurance needs across the region. During the winter months, the agency helps drivers obtain specialized protection for weather-related cargo claims and road hazards that increase accident risks on icy southeastern Michigan highways.
As the region’s seasonal weather shifts and road conditions become unpredictable, Acrisure Waterford Township, MI (Huttenlocher Group) helps local trucking operators navigate the corresponding liability and cargo risks. A truck insurance agent in this area focuses on underwriting policies that cover fleet vehicles, driver endorsements, and physical damage. This agency tailors a new business owner policy or an existing policy renewal to meet Michigan’s specific commercial auto requirements. The process typically begins with a full review of the operator’s driving records and equipment inspections on site.
Hutchison's Insurance Agency, LLC in Waterford Township, MI provides truck insurance tailored for commercial vehicles. The agency helps drivers distinguish between one-time liability coverage for single trips and recurring annual policies that protect ongoing fleet operations. Full coverage options address cargo, physical damage, and roadside assistance needs for local and regional routes. This service runs on a one-time, scheduled, or as-needed basis, allowing clients to select the payment structure that best fits their current hauling schedule and budget.
Vikings Insurance Agency helps commercial vehicle operators manage their risk and comply with regulatory requirements. It specializes in tailored truck insurance coverage, including add-ons such as cargo protection, physical damage coverage, and roadside assistance plans. The agency assists drivers and fleet owners with policy options that reflect local Michigan road conditions and legal standards. Vikings Insurance Agency serves distinct commercial sectors, including distribution offices, large warehouses, and food service transport companies that require specialized liability and cargo policies.
Mike Tolbert’s agency serves local homeowners in Waterford Township with residential insurance solutions. For commercial clients, the office provides tailored truck insurance coverage designed for this region’s logistics and transport needs. Service extends across the surrounding area for convenience. Policyholders can expect thorough follow-up assistance between regular visits, ensuring accounts remain current without interruption or surprise gaps in protection.
L.A. Insurance assists clients in Waterford Township, Michigan, with comprehensive truck insurance solutions for commercial vehicle operations. The agency specializes in essential coverages including liability, cargo protection, and physical damage policies tailored to fleet requirements. It also advises on additional endorsements for specialized equipment or seasonal risks common in regional transportation. This carrier supports businesses ranging from local independent owner-operators to larger commercial enterprises requiring adaptable risk management strategies. Such resources serve various operational sectors such as corporate offices, distribution warehouses, and food service logistics providers.
What Does a a Truck Insurance Agent in Waterford Township Cost?
Truck insurance costs in Michigan vary widely based on vehicle type, cargo, driving history, and coverage limits. A basic policy for a single straight truck may range from 2,000 to 5,000 per year, while a full coverage policy for a semi-truck with cargo insurance can cost 8,000 to 15,000 annually. This is general information and not insurance advice.
About truck insurance agents in Waterford Township
Truck insurance agents in Waterford Township Michigan help owner-operators and fleet managers secure coverage that meets state requirements. Michigan law mandates minimum liability limits of 20/40 for bodily injury and 10 for property damage for commercial trucks. Agents can also advise on additional coverage options like cargo insurance and physical damage protection.
Frequently Asked Questions
What are the minimum insurance requirements for a commercial truck in Michigan?
Michigan requires commercial trucks to carry at least 20,000 per person and 40,000 per accident for bodily injury liability, plus 10,000 for property damage liability. Higher limits are often needed for interstate hauling or specific cargo types.
Do I need a special license to sell truck insurance in Waterford Township?
Yes, truck insurance agents in Michigan must hold a valid property and casualty insurance license issued by the Michigan Department of Insurance and Financial Services. They also need to be appointed by an insurer to sell commercial auto policies.
How does Michigan no-fault insurance apply to trucks?
Michigan no-fault law applies to personal vehicles but commercial trucks are typically covered under a different system. Truck insurance agents can explain how commercial auto policies handle liability and medical benefits under state regulations.
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