The top-rated truck insurance agent in Rochester, Minnesota is Shawn Christensen - State Farm Insurance, rated 4.9 stars across 587 reviews. Other highly rated options include Bruce Fujan - State Farm Insurance Agent, Fortress Insurance & Financial Services, David Jorgenson - State Farm Insurance Agent. This directory lists 20 truck insurance agents serving Rochester.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shawn Christensen - State Farm Insurance | 1903 Broadway Ave S | (507) 282-1500 |
| 2 | Bruce Fujan - State Farm Insurance Agent | 5025 Hwy 52 N | (507) 281-5194 |
| 3 | Fortress Insurance & Financial Services | 2766 Commerce Dr NW STE D | (507) 424-6200 |
| 4 | David Jorgenson - State Farm Insurance Agent | 401 16th Ave NW Suite 105 | (507) 216-5274 |
| 5 | Atlas Insurance Brokers | 5721 Bandel Rd NW | (507) 252-8720 |
| 6 | Connor Faupel Insurance Agency | 3552 West River Pkwy NW | (507) 261-9306 |
| 7 | Matt Kechely - State Farm Insurance Agent | 1712 37th St NW | (507) 282-2637 |
| 8 | Ted W. Smith Insurance | 3228 6th Ave NE | (507) 252-4640 |
| 9 | Sam Ghareeb Insurance Broker | 1500 1st Ave NE #111c | (507) 358-4497 |
| 10 | All Apple Insurance Agency / Paul M. Peterson | 511 Northern Hills Dr NE #3 | (507) 285-5760 |
Shawn Christensen - State Farm Insurance serves the Rochester, MN metro area, providing truck insurance agent services. Coverage is tailored for commercial vehicles, addressing the unique liability and cargo risks that truckers face. The company works with drivers to assess individual policy needs and build protection for their operations. It handles specialized business auto policies for local fleets and long-haul operators, along with physical damage coverage for trucks and equipment.
Bruce Fujan - State Farm Insurance Agent in Rochester, MN, provides truck insurance coverage for a range of commercial vehicles. It offers policies designed to protect drivers and their cargo, with options for liability and physical damage. The agent helps clients understand their coverage needs and can assist with claims processing. Its service plans include reviewing policy limits and deductibles to match changing business requirements. The company works with owners of single-family homes, apartments, retail locations, and restaurants to ensure comprehensive protection.
Fortress Insurance & Financial Services serves commercial trucking businesses, owner-operators, and fleet managers in and around Rochester, Minnesota. It provides truck insurance coverage tailored to the transportation industry, addressing local regulatory and coverage needs. As a dedicated truck insurance agent, the company helps businesses navigate complex policy options to protect their assets on the road. Its service area also extends to Owatonna and the surrounding communities in southeastern Minnesota.
David Jorgenson - State Farm Insurance Agent in Rochester, MN offers both one-time and recurring service options for truck insurance coverage. Permanent policies provide ongoing liability and physical damage protection for commercial vehicles, while single-use policies cover short-term hauls or temporary operations. Standard coverage includes collision, comprehensive, and cargo protection tailored to local freight routes. Claims support is available through local representatives who understand regional weather risks and road conditions. Service for new policies and policy reviews runs on a scheduled basis, with claim assistance available as needed.
Atlas Insurance Brokers serves Rochester, Minnesota, and the surrounding communities in Olmsted County with customized truck insurance policies. The agency handles commercial auto liability, physical damage coverage, and cargo protection for local owner-operators and small fleets operating in the region. To manage risks, it thoroughly analyzes each client's driving routes and freight types, then matches coverage limits to specific operational exposures using standard industry guidelines.
Connor Faupel Insurance Agency, based in Rochester, MN, specializes in tailored coverage for commercial trucking operations, including liability and cargo protection. It also serves local truckers with general business insurance needs in the region. Understanding the regulatory requirements and road risks unique to Minnesota, the agency helps clients prepare for seasonal challenges, such as icy winter highways and the increased frequency of deer crossings along rural routes.
As the agricultural harvest season peaks in Southeast Minnesota, Rochester truck operators require tailored liability and cargo protection to comply with shifting regulatory demands. Matt Kechely - State Farm Insurance Agent structures comprehensive policies covering local and over-the-road risks common to this rural freight corridor. Each commercial auto quote begins with a thorough review of vehicle weight classifications, hauling frequency, and operational radius. An initial assessment is conducted to identify necessary endorsements such as hired auto liability or non-trucking use coverage before binding any new policy.
Ted W. Smith Insurance works with trucking operators in Rochester, MN, to secure coverage for their fleets and individual vehicles. Specialty add-ons include cargo insurance to protect transported goods and roadside assistance plans for emergency breakdowns. The agency helps clients manage liability risks and compliance requirements that are specific to commercial trucking. Its policies are designed to support a range of sectors that depend on transportation, including delivery services, warehouses, and food service operations.
Sam Ghareeb Insurance Broker serves the residential needs of truck owners in Rochester, Minnesota, offering personal coverage for owner-operators and local fleets. Their services also extend to commercial policies that protect cargo, equipment, and liability for regional shipping companies throughout the area. Each policy is tailored to address the specific risks of highway and local route operations. After securing initial coverage, the agent assists clients in adjusting their plans as driving patterns or seasonal demands change, helping to ensure continuous protection is maintained between regular review visits.
All Apple Insurance Agency, operated by Paul M. Peterson in Rochester, MN, is known for providing truck insurance coverage tailored to local and regional commercial vehicle needs. The agency serves independent owner-operators and larger fleet clients throughout the Rochester area. Policies are arranged to meet state and federal liability requirements while also addressing cargo and equipment risks. Understanding the specific road conditions and seasonal demands of Minnesota trucking is central to the agency’s approach. A specialty endorsement for refrigerated cargo transport can be discussed as an add-on.
What Does a a Truck Insurance Agent in Rochester Cost?
Truck insurance costs in Minnesota typically range from 8000 to 15000 dollars per year for a single truck with basic liability coverage. Full coverage policies with physical damage can cost 15000 to 30000 dollars annually. Factors like cargo type and driving history cause significant variation. This is general information and not insurance advice.
About truck insurance agents in Rochester
Truck insurance agents in Rochester Minnesota help owner-operators and fleets find coverage that meets state and federal requirements. Minnesota law requires minimum liability limits of 750000 dollars for trucks carrying non-hazardous freight. Local agents understand the unique risks of driving on Rochester roads and Interstate 90.
Frequently Asked Questions
What are the minimum insurance requirements for trucks in Minnesota?
Minnesota requires commercial trucks to carry liability insurance of at least 750000 dollars for non-hazardous freight. For hazardous materials or larger vehicles, higher limits apply. An agent can help you determine the exact requirements for your operation.
How do I find a truck insurance agent in Rochester Minnesota?
You can search for agents who specialize in commercial trucking by looking for agencies that advertise truck insurance services. Many independent agents in Rochester work with multiple carriers to find coverage for local trucking businesses.
What factors affect the cost of truck insurance in Minnesota?
Costs depend on driving record, cargo type, annual mileage, and vehicle value. Minnesota winters and road conditions can also impact premiums. An agent will review your specific situation to provide accurate quotes.
Truck Insurance Agents in Other Minnesota Cities
Andover · Apple Valley · Blaine · Bloomington · Brooklyn Park · Burnsville · Chanhassen · Chaska · Coon Rapids · Cottage Grove · Eagan · Eden Prairie · Edina · Elk River · Inver Grove Heights