The top-rated truck insurance agent in St Cloud, Minnesota is Dan Anderson - State Farm Insurance Agent, rated 5.0 stars across 616 reviews. Other highly rated options include Ken Bellicot - State Farm Insurance Agent, The Lyle Group: Allstate Insurance, Hess Partners Insurance Agency. This directory lists 16 truck insurance agents serving St Cloud.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Dan Anderson - State Farm Insurance Agent | 300 23rd Ave N | (320) 253-4656 |
| 2 | Ken Bellicot - State Farm Insurance Agent | 2904 Roosevelt Rd #2 | (320) 251-4686 |
| 3 | The Lyle Group: Allstate Insurance | 30 15th Ave S | (320) 253-4994 |
| 4 | Hess Partners Insurance Agency | 31 33rd Ave N | (320) 255-0417 |
| 5 | Travis Williams - State Farm Insurance Agent | 330 US-10 | (320) 774-1091 |
| 6 | Michael Brower Agency, Inc. American Family Insurance | 1727 W St Germain St | (320) 252-5151 |
| 7 | Advantage 1 Insurance | 3801 3rd St N | (320) 252-6650 |
| 8 | Farmers Insurance - Jed Simi | 4180 Thielman Ln Suite 108 | (320) 255-9837 |
| 9 | Rock City Insurance | 14 7th Ave N | (320) 259-4003 |
| 10 | Moe Janssen Schee Agency: Allstate Insurance | 3717 3rd St N | (320) 251-1383 |
Dan Anderson – State Farm Insurance Agent serves the St Cloud, MN area as a source of truck insurance coverage. The agency helps local commercial drivers meet mandatory liability requirements and protect their vehicles. Standard policies cover physical damage, cargo loss, and medical payments for on‑the‑job accidents. Clients can also discuss roadside assistance and coverage for non‑trucked cargo exposures. The agency handles commercial auto liability policies and physical damage plans for trucking operations in central Minnesota.
Ken Bellicot - State Farm Insurance Agent provides truck insurance policies for commercial vehicles operating throughout the St Cloud, MN area. Their services help local trucking businesses manage liability, cargo, and physical damage coverage. Ongoing maintenance plans ensure policyholders can quickly adjust their insurance as their fleet or operations expand. The agency also specializes in protecting a wide range of properties that require commercial vehicle coverage, including single-family homes, apartments, retail, and restaurants.
The Lyle Group: Allstate Insurance serves business owners, fleet operators, and independent truckers operating in central Minnesota by offering tailored commercial truck insurance coverage. This agency assists clients in protecting their vehicles, cargo, and liability exposure through personalized risk analysis. They work closely with each customer to determine appropriate policy options for local and long-haul operations. Their office in St Cloud provides accessible service for those requiring documentation or claims support. The agency also regularly advises commercial drivers based in nearby Sartell, ensuring convenient access to truck insurance resources.
Hess Partners Insurance Agency serves St. Cloud, Minnesota, and the surrounding communities with tailored coverage for the trucking industry. It handles commercial auto liability, physical damage, and cargo protection for owner-operators and fleet managers. The agency operates with a consultative approach, assessing each client's specific route hazards and cargo types to build comprehensive policies. It typically addresses a job by first reviewing a trucker’s operational schedule and risk exposures, then recommending specific coverage limits that align with local and interstate regulatory requirements.
As winter arrives in St Cloud, truck operators face challenging road conditions and heightened liability concerns. Travis Williams - State Farm Insurance Agent provides coverage tailored to local fleet owners and independent drivers navigating Minnesota’s highways. Policies address cargo, physical damage, and liability for commercial trucks operating across seasonal hazards. The agent assists in reviewing coverage limits specific to regional freight routes and weather exposures. An initial inspection of driver qualifications and vehicle condition begins the assessment process.
The Michael Brower Agency, Inc., representing American Family Insurance in St Cloud, MN, provides truck insurance to local businesses. It offers specialty coverage that can protect cargo, provide rental reimbursement, and assist with downtime after accidents. The agency assists operators with liability protection and physical damage coverages for their commercial fleets. It can serve various commercial sectors including offices, warehouses, and food service operations.
Specializing in truck insurance, Advantage 1 Insurance provides tailored commercial coverage for local owner-operators and regional fleets in St Cloud, MN. Its general service work includes assessing specific policy needs, from cargo protection to physical damage on heavy-duty vehicles. The agency also assists with securing proper liability limits required for interstate hauling. During peak winter months, it helps clients review policies for snow and ice-related accident coverage, ensuring essential protection against seasonal road hazards common across Minnesota highways.
Farmers Insurance - Jed Simi is known for offering truck insurance options in St Cloud, MN. Its service range covers standard policies for commercial vehicles used in local and regional transport. Coverage typically includes liability, collision, and comprehensive protection for trucks and their cargo. Drivers can receive personalized assistance in assessing their specific insurance needs. The agency helps clients navigate the different coverage limits required for various hauls. A specialty service it can add on is physical damage coverage for specialized truck equipment or attached machinery.
Rock City Insurance provides residential truck insurance for owner-operators and local delivery drivers in St. Cloud, Minnesota, covering personal vehicles used for light commercial hauling. The company also offers commercial policies for larger fleets and long-haul operators throughout the greater St. Cloud area. While initial consultations focus on assessing individual liability and cargo needs, the agency maintains ongoing contact with clients to adjust coverage after regular inspections or seasonal route changes.
Running a trucking business in St Cloud may require one-time insurance quotes, while others find more value in ongoing policy management for fluctuations in cargo or routes. Moe Janssen Schee Agency: Allstate Insurance provides truck insurance agent services that address local liability, physical damage, and cargo coverage needs. Coverage can be adjusted to match seasonal or long-haul demands common to central Minnesota. These service options for trucking clients generally operate on an as-needed basis for immediate binders or scheduled reviews for existing policies.
What Does a a Truck Insurance Agent in St Cloud Cost?
Truck insurance costs in Minnesota typically range from 8,000 to 15,000 dollars per year for a single semi truck with basic liability coverage. Owner-operators with clean records may pay less, while high-risk or long-haul operators pay more. Premiums vary based on cargo type, radius of operation, and driving history. This is general information and not insurance advice.
About truck insurance agents in St Cloud
Truck insurance agents in St Cloud, Minnesota help owner-operators and fleet owners find liability, physical damage, and cargo coverage. Minnesota requires minimum liability limits of 30/60/25 for commercial vehicles. Local agents understand the specific needs of routes through the I-94 corridor and winter driving conditions.
Frequently Asked Questions
What types of truck insurance are required in Minnesota?
Minnesota law requires commercial auto liability insurance with minimum limits of 30/60/25. This means 30,000 dollars per person for injury, 60,000 dollars per accident, and 25,000 dollars for property damage. Many trucking companies also need cargo and physical damage coverage.
How do I find a truck insurance agent in St Cloud?
You can search online for independent agents in St Cloud who specialize in commercial trucking. Many local agencies work with multiple carriers to compare rates for semi trucks, dump trucks, and delivery vans.
What factors affect truck insurance costs in Minnesota?
Costs depend on driving record, type of cargo, annual mileage, and vehicle value. Winter weather and accident history in Minnesota can also raise premiums. Agents can help you adjust deductibles and coverage limits to fit your budget.
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