The top-rated truck insurance agent in St Paul, Minnesota is Juan Cervantes - State Farm Insurance Agent, rated 4.9 stars across 159 reviews. Other highly rated options include Theisen Escobar Agency, Garry Insurancenter, Farmers Insurance - Patrick Loucks. This directory lists 27 truck insurance agents serving St Paul.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Juan Cervantes - State Farm Insurance Agent | 391 Ruth St N | (651) 793-0777 |
| 2 | Theisen Escobar Agency | 428 Minnesota St UNIT 500 | (651) 309-6040 |
| 3 | Garry Insurancenter | 2555 7th Ave E | (651) 777-8361 |
| 4 | Farmers Insurance - Patrick Loucks | 991 Smith Ave S W | (651) 714-7979 |
| 5 | Krog Insurance | 637 Snelling Ave N | (651) 483-2919 |
| 6 | Wilebski Insurance Agency | 101 5th St E suite 202 a | (651) 283-9371 |
| 7 | Insurance Group™ | 445 Minnesota St #1500 | (763) 233-6405 |
| 8 | Cox Insurance Associates, Inc | 1639 Larpenteur Ave W | (651) 647-0001 |
| 9 | Wiessner Insurance | 250 Hamline Ave S | (651) 698-0771 |
| 10 | Quality Insurance Service | 236 Larpenteur Ave W | (651) 489-1347 |
Juan Cervantes, a State Farm Insurance Agent based in St. Paul, Minnesota, provides specialized truck insurance policies designed to protect commercial vehicles and their operators. The agency also offers general personal and business insurance services to meet the diverse needs of the local community. Tailoring coverage to regional risks, the office helps address specific concerns such as winter weather hazards that can impact trucking routes throughout the harsh Minnesota season.
As winter approaches the Twin Cities, St. Paul trucking operators need coverage that handles seasonal liability and cargo risks specific to Minnesota highways. Theisen Escobar Agency provides tailored truck insurance policies for local independent drivers and small fleets, focusing on regulatory compliance and route-specific needs. Their process begins with a thorough review of driving records and typical hauling distances to determine appropriate coverage levels during your initial consultation.
Garry Insurancenter in St. Paul, Minnesota, works with businesses to secure essential trucking insurance coverage required for commercial vehicle operations. Their services extend into specialized protections that address unique risks on the road and during loading. The agency focuses on matching policies to hauling demands and regulatory obligations common throughout the region. They assist a range of commercial sectors, including offices, warehouses, and food service establishments that depend on reliable truck transport for daily operations.
Farmers Insurance - Patrick Loucks in St Paul, Minnesota, is known for providing tailored coverage to local truck operators and independent drivers. Its service range includes liability, physical damage, and cargo protection for commercial vehicles operating throughout the region. The agency works to match policies with the specific hauling needs and fleet sizes of businesses in the area. For added support, it offers rental reimbursement coverage that helps keep trucks on the road during repair downtimes.
Krog Insurance offers residential truck insurance services for personal vehicles in the St Paul area. The agency also provides commercial coverage for local businesses operating fleets or single rigs. Serving clients across Minnesota, Krog Insurance handles policy adjustments and claims support for truck owners. When regular visits are not needed, the agency follows up with policyholders to ensure coverage remains appropriate for changing needs.
Wilebski Insurance Agency serves the St Paul, Minnesota metro area and surrounding communities, providing truck insurance to local fleet operators. The company focuses on policies for commercial vehicles used in regional hauling and long-distance freight transportation. It helps drivers and small trucking businesses meet Minnesota’s liability and cargo coverage requirements. The agency also handles physical damage protection for rigs and specialized endorsements like hired auto and non-trucking liability.
Insurance Group™ provides commercial truck insurance solutions for owner-operators and fleet operators in the St Paul area. Its service offerings include policy consultation to help select appropriate liability, cargo, and physical damage coverage. Maintenance plans feature regular policy reviews to ensure compliance with changing industry regulations and Minnesota state requirements. The agency services single-company trucking operations, small independent fleets, and larger commercial transport businesses that haul freight across regional routes.
Cox Insurance Associates, Inc in St Paul, Minnesota serves businesses that operate commercial trucks, providing coverage for liability, cargo, and physical damage on their fleets. The agency helps clients navigate the specific insurance requirements tied to local and interstate hauling. Its truck insurance policies are designed to address the unique risks encountered on regional highways and city routes. Cox Insurance Associates also works with clients located in the western metro suburbs, including the communities of Minnetonka and Eden Prairie.
Wiessner Insurance serves St. Paul, Minnesota, and the surrounding metropolitan communities, specializing in commercial truck insurance policies for owner-operators and small fleet operators. This independent agency handles liability coverage, physical damage protection, and cargo insurance tailored to regional transportation needs. The company focuses on assessing each client’s specific route and cargo risks before recommending appropriate coverage limits. For a typical job, it reviews policy documents with the business owner to ensure compliance with both state and federal regulations, then verifies that deductibles align with the operator’s financial comfort.
Quality Insurance Service in St Paul, Minnesota, provides both one-time policy setup and ongoing coverage management for trucking operations. Its offerings address liability, cargo, and physical damage protection needed by local and regional carriers. The agency works with both owner-operators and larger fleets to match insurance solutions to each client’s specific hauling profile. Service runs on a one-time, scheduled, or as-needed basis depending on policy renewals and changing business demands.
What Does a a Truck Insurance Agent in St Paul Cost?
Truck insurance costs in Minnesota vary widely based on driving record, vehicle type, and coverage limits. A typical annual premium for a single truck can range from 5,000 to 15,000 dollars for basic liability. Full coverage with cargo and physical damage may cost 10,000 to 25,000 dollars or more per year. This is general information and not insurance advice.
About truck insurance agents in St Paul
Truck insurance agents in St Paul help owner-operators and fleet companies find coverage that meets Minnesota Department of Transportation requirements. Minnesota law mandates minimum liability limits of 50,000 dollars per person and 100,000 dollars per accident for commercial trucks. An agent can also assist with cargo insurance and physical damage coverage tailored to local routes.
Frequently Asked Questions
What are the minimum insurance requirements for trucks in Minnesota?
Minnesota requires commercial trucks to have liability insurance of at least 50,000 dollars per person and 100,000 dollars per accident for bodily injury. For property damage, the minimum is 10,000 dollars. Higher limits are often needed for interstate hauling.
How do I find a truck insurance agent in St Paul?
You can search online for agents who specialize in commercial truck insurance in Ramsey County. Many independent agents in St Paul work with multiple carriers to compare rates for local trucking businesses.
Does my truck insurance cover cargo in Minnesota?
Standard liability policies do not cover cargo. You need separate cargo insurance to protect goods you haul. An agent can help you add cargo coverage based on the value and type of freight you carry.
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