The top-rated truck insurance agent in West St Paul, Minnesota is Sonja Lhotka - State Farm Insurance Agent, rated 5.0 stars across 407 reviews. Other highly rated options include Tom Stremski - State Farm Insurance Agent, Turitto Insurance Agency, Paul Weinberg - State Farm Insurance Agent. This directory lists 11 truck insurance agents serving West St Paul.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sonja Lhotka - State Farm Insurance Agent | 1201 S Robert St Suite M3B | (651) 454-6555 |
| 2 | Tom Stremski - State Farm Insurance Agent | 1560 Livingston Ave Ste 101 | (651) 457-6348 |
| 3 | Turitto Insurance Agency | 1349 S Robert St Ste 103 | (651) 455-4808 |
| 4 | Paul Weinberg - State Farm Insurance Agent | 1635 S Robert St | (651) 457-7119 |
| 5 | Meyer Peltier Insurance | 1549 Livingston Ave STE 102 | (651) 457-5454 |
| 6 | Farmers Insurance - Christine Smith | 433 Mendota Rd E Ste G | (612) 808-9908 |
| 7 | Wolfgram Tritt & Associates Inc Insurance | 1633 Oakdale Ave | (651) 451-9565 |
| 8 | Fairway Insurance Brokers | 252 Marie Ave E Suite D | (952) 210-9631 |
| 9 | All County Agency Inc. | 1549 Livingston Ave STE 102 | (651) 484-1661 |
| 10 | Frank Huback Insurance Agency | 1549 Livingston Ave #108 | — |
Sonja Lhotka - State Farm Insurance Agent serves the West St Paul, MN area and surrounding communities. As a local truck insurance agent, the agency helps commercial vehicle operators find coverage that meets state and federal liability requirements. They assist with policies designed for various trucking operations, including both local delivery routes and long-distance freight hauling. Clients can speak with the agent about their specific insurance needs. The agency handles commercial auto liability for trucks and physical damage coverage for cargo and the vehicle itself.
Tom Stremski - State Farm Insurance Agent in West St Paul, MN provides commercial truck insurance services, offering liability, physical damage, and cargo coverage. Service and maintenance plans support local trucking operations by addressing policy adjustments and claims guidance tailored to individual business needs. The agency additionally handles general business insurance, helping clients protect their assets across various commercial properties. It services single-family homes, apartments, retail establishments, and restaurants within the surrounding area.
Turitto Insurance Agency serves West St Paul, Minnesota, and the surrounding communities. The company handles coverage for local truck operators, including both independent owner-operators and small fleet owners. It addresses the specific insurance needs that come with commercial trucking in the region, such as cargo liability and physical damage protection. When managing a typical policy, the agency begins by reviewing the client's specific routes and cargo type before matching those details with the appropriate liability limits and coverage options.
Paul Weinberg - State Farm Insurance Agent serves homeowners, local business owners, and commercial fleet operators seeking truck insurance coverage in West St Paul, MN. The agency provides standard liability policies and cargo protection for vehicles engaged in regional hauling and local delivery routes. Customized coverage options address the specific risks faced by trucks operating on area highways and city streets. Adjustments to deductibles and policy limits are available to meet varying operational budgets. The agency also extends its services to surrounding communities in Dakota County and the southern Minneapolis-Saint Paul metropolitan area.
Whether a trucking operation requires a single policy placement or long-term fleet management, Meyer Peltier Insurance in West St Paul, MN, provides both one-time coverage solutions and ongoing service arrangements. This local truck insurance agent handles the specific risk exposures common to regional commercial transport, including cargo liability and physical damage protection. Service runs on either a one-time or an as-needed basis, tailored to the client’s evolving schedule and business cycles.
Farmers Insurance - Christine Smith provides truck insurance agent services in West St Paul, MN, specializing in commercial auto liability and cargo coverage for local trucking operations. The agency also offers general commercial insurance to support small business owners and independent drivers. For truck operators facing Minnesota’s severe winter weather, it helps address the increased risk of collisions and cargo damage during icy road conditions, offering tailored policy reviews to match seasonal exposure.
As winter approaches and roads around West St Paul grow slick with ice and snow, commercial truck operators face increased accident risks that make dependable coverage essential. Wolfgram Tritt & Associates Inc Insurance provides truck insurance agent services tailored to these seasonal challenges, helping local fleet owners maintain compliance and financial protection through the harsher months. Their process begins with a careful review of each client's current policies and vehicle usage, followed by an on-site inspection of the trucks themselves to verify safety equipment and assess coverage needs.
Fairway Insurance Brokers works with commercial clients to arrange coverage for trucking operations in the West St Paul, Minnesota area. The firm specializes in equipping policies with add-ons that address cargo protection and roadside assistance needs. These supplementary coverages help fleet owners and independent drivers manage risks associated with transporting goods across regional routes. Its professional guidance assists businesses in selecting appropriate liability limits and physical damage options for their vehicles. Commercial sectors that can access these insurance solutions include local delivery offices, warehouses, and food service operations.
All County Agency Inc. provides residential truck insurance services to owner-operators and small fleets in the West St Paul area. The company also handles commercial coverage for local delivery and long-haul operations across nearby routes. Serving clients throughout Dakota County, the agency addresses policy questions and claim support between regular annual visits. This representative office within the community coordinates with underwriting for renewal reviews and follows up directly with drivers on permit or coverage changes before each scheduled trip.
What Does a a Truck Insurance Agent in West St Paul Cost?
Truck insurance costs in Minnesota vary widely based on driving record, cargo type, and annual mileage. A typical policy for a single truck can range from 8,000 to 15,000 dollars per year for basic liability. Full coverage with physical damage and cargo can cost 15,000 to 25,000 dollars or more. This is general information and not insurance advice.
About truck insurance agents in West St Paul
Truck insurance agents in West St Paul Minnesota help owner-operators and fleet owners meet state and federal insurance requirements. Minnesota law requires minimum liability coverage of 750,000 dollars for interstate trucks and 300,000 dollars for intrastate operations. Local agents understand the specific needs of drivers who use major routes like Highway 52 and Interstate 494.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in West St Paul Minnesota?
For intrastate trucks operating only in Minnesota the minimum liability is 300,000 dollars. For interstate trucks the federal minimum is 750,000 dollars. An agent can help you choose the right coverage for your specific operation.
How do I find a truck insurance agent in West St Paul?
You can search online directories or ask other local trucking companies for referrals. Many agents in West St Paul specialize in commercial auto policies and can provide quotes for different coverage levels.
Does Minnesota require cargo insurance for trucks?
Minnesota does not require cargo insurance by law but many shippers and brokers will require it in their contracts. A local agent can explain typical cargo coverage options and help you meet contract requirements.
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