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Find Truck Insurance Agents Near You in Bay Shore, NY

Directory of truck insurance agents in Bay Shore, New York. Verify credentials with the state department of insurance before hiring.

16 agents listed
Updated May 2026
Bay Shore, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 16 truck insurance agents in Bay Shore, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Sound Harbor Insurance
91 E Main St Suite 3, Bay Shore, NY 11706
(631) 517-9211 soundharborinsurance.com
Anthony Machiano: Allstate Insurance
67 E Main St, Bay Shore, NY 11706
(631) 440-9226 agents.allstate.com
Michael S. Stagnitta - State Farm Insurance Agent
87 Park Ave, Bay Shore, NY 11706
(631) 666-8350 michaelsthere.com
Bill Dunn - State Farm Insurance Agent
1656 5th Ave A, Bay Shore, NY 11706
(631) 478-6669 billdunnsf.com
Douglas Cortez - State Farm Insurance Agent
1805 5th Ave Ste 14, Bay Shore, NY 11706
(631) 456-4603 douglasmyagent.com
ACME Insurance Brokerage of Bay Shore INC.
1716 Sunrise Hwy, Bay Shore, NY 11706
(631) 665-6464 lowcostcarinsurance123.com
Oxford Millin Insurance Agency Ltd
25 4th Ave, Bay Shore, NY 11706
(631) 434-6666 oxfordins.com
C Walsh Agency
28 W Main St, Bay Shore, NY 11706
(631) 251-6050 cwalshagency.com
Jay Tee Insurance
1655 5th Ave A, Bay Shore, NY 11706
(631) 231-3200 jayteeinsurance.com
Bliss Car Insurance
1557 5th Ave, Bay Shore, NY 11706
(631) 380-9259
AllSafe Insurance Agency
1175 Sunrise Hwy, Bay Shore, NY 11706
(631) 517-1173
Universal Insurance Co
214 5th Ave, Bay Shore, NY 11706
(315) 239-3997
SafeCity Insurance Agency NY
90 Millpond Ln, Bay Shore, NY 11706
(917) 310-3567
Cochrane Insurance
21 Third Ave Suite 1, Bay Shore, NY 11706
(631) 665-3100
J.D.A. Hurley Inc Insurance Agency
1555 Sunrise Hwy #3c, Bay Shore, NY 11706
(631) 665-6060 jdahurley.com
All Island Insurance Brokerage LLC
50 Park Ave 2nd Floor, Bay Shore, NY 11706
(631) 647-7171

Truck insurance agents in Bay Shore, New York help commercial truck owners meet state minimum liability requirements. New York law mandates at least $750,000 in liability coverage for most for-hire trucks under the New York Vehicle and Traffic Law. Local agents can also assist with physical damage, cargo, and non-trucking use coverage tailored to Bay Shore routes and Long Island driving conditions.

What Does a Truck Insurance Agent in Bay Shore Cost?

Truck insurance costs in New York vary widely based on truck type, cargo, driving history, and coverage limits. A typical policy for a single straight truck may range from $3,000 to $8,000 per year, while a tractor-trailer can cost $8,000 to $15,000 or more. Factors like operating radius, safety record, and New York-specific surcharges also affect premiums. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum insurance requirements for a truck in New York?
New York requires at least $750,000 in combined single limit liability for most for-hire motor carriers. Private trucks may need lower limits, but all commercial vehicles must carry bodily injury and property damage liability. An agent can explain the specific limits for your truck type and use.
Do I need cargo insurance for my truck in Bay Shore?
Cargo insurance is not required by New York state law, but it is often required by shippers and brokers. It covers the value of goods you transport. An agent can help you choose a cargo limit based on the typical value of loads you carry on Long Island.
Can I get a policy that covers my truck when it is not being used for business?
Yes, you can add non-trucking use liability coverage, also called bobtail insurance. This covers your truck when you are driving it for personal reasons, such as commuting or errands in Bay Shore. It is important because your primary commercial policy may not apply in those situations.