The top-rated truck insurance agent in Binghamton, New York is Adam J. Roux: Allstate Insurance, rated 4.8 stars across 166 reviews. Other highly rated options include Jim Rollo - State Farm Insurance Agent, Triple Cities Agency LLC, Walls Insurance. This directory lists 18 truck insurance agents serving Binghamton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Adam J. Roux: Allstate Insurance | 1250 Front St | (607) 722-1800 |
| 2 | Jim Rollo - State Farm Insurance Agent | 1332 Front St Ste 1 | (607) 238-1355 |
| 3 | Triple Cities Agency LLC | 1249 Front St #108 | (607) 203-0075 |
| 4 | Walls Insurance | 298 Conklin Ave | (607) 723-6359 |
| 5 | Mark Anderson - State Farm Insurance Agent | 50 Pennsylvania Ave | (607) 724-2886 |
| 6 | John Barbieri - State Farm Insurance Agent | 2-8 Hawley St | (607) 772-0068 |
| 7 | Michael Butler: Allstate Insurance | 32 W State St Ste 204 | (607) 722-2305 |
| 8 | AA-Wyak Insurance Agency Inc. | 7 Jarvis St | (607) 723-2332 |
| 9 | AutoAxis Insurance | 238 Clinton St | — |
| 10 | Kris Yelverton - State Farm Insurance Agent | 112-122 State St Suite 102 | (607) 723-3840 |
Adam J. Roux: Allstate Insurance serves Binghamton, NY, and the surrounding Broome County area, specializing in truck insurance for local and long-haul operators. The agency provides essential commercial auto liability policies for small fleets and independent owner-operators. It also offers physical damage coverage to protect trucks from collision, theft, and weather events common to the Southern Tier region. Additional services include motor truck cargo liability and roadside assistance endorsements for local delivery routes.
Jim Rollo’s agency in Binghamton, New York, provides truck insurance tailored for commercial vehicle operators navigating local and regional routes. Coverage options include liability, cargo, and physical damage protection, as well as roadside assistance plans. Service plans address ongoing risk management needs, offering consultations on fleet safety and efficient claims reporting to minimize downtime. The agency serves a range of commercial properties, including single-family homes, apartments, retail locations, and restaurants, ensuring each policy aligns with the specific operations of the insured business.
Triple Cities Agency LLC serves local trucking companies, owner-operators, and fleet managers in the Binghamton, New York area. The agency focuses on tailoring commercial truck insurance policies to meet each client’s unique operational needs and coverage requirements. It provides guidance on liability, physical damage, and cargo protection for vehicles hauling regional freight. Clients benefit from agents who understand the risk factors specific to trucking on major routes through this part of the Southern Tier. The agency also extends its service coverage to neighboring Johnson City and other communities within Greater Binghamton.
Walls Insurance serves Binghamton and the surrounding communities in Broome County, handling commercial truck insurance for local owner-operators and small fleet operators. The company assists clients with liability coverage, cargo protection, and physical damage policies needed for regional hauling and long-distance routes across New York. Coverage options address compliance with state and federal insurance requirements for commercial vehicles. The agency evaluates a client's specific driving radius and cargo type when assembling an insurance package.
For trucking clients in Binghamton, Mark Anderson - State Farm Insurance Agent offers both one-time policy purchases for individual trips and recurring plans for ongoing fleet coverage. Coverage options typically include liability, physical damage, and cargo protection tailored to commercial vehicles. Local regulations and varying route risks influence the specific terms discussed during consultations. Service appointments are available on either a one-time, scheduled, or as-needed basis to accommodate each business owner's operational schedule.
John Barbieri works as a State Farm Insurance Agent in Binghamton, New York, focusing on coverage for commercial truck operators. His agency addresses the specific risks faced by local trucking companies, including liability protection and cargo insurance. Serving the greater Broome County region, the agency can assist businesses of varying fleet sizes. Their commercial auto policies help office complexes, warehouse facilities, and food service distributors in the area secure the appropriate coverage for their delivery vehicles and logistical operations.
Michael Butler: Allstate Insurance provides personalized truck insurance coverage for commercial vehicles in the Binghamton area. The agency works with local owner-operators and fleet managers to design policies that meet specific hauling and liability needs. Standard offerings include physical damage protection, cargo insurance, and roadside assistance. In winter months, the agency assists truckers in adjusting coverage for increased risks tied to icy roads and seasonal freight slow-downs.
AA-Wyak Insurance Agency Inc. in Binghamton, NY is known for providing truck insurance coverage. It serves local commercial truck owners, owner-operators, and small fleet managers throughout the region. Policies offered help manage risks such as cargo damage, liability, and physical damage to vehicles. Standard plans can be tailored to match the unique operational needs of each trucking business. The agency can also add on specialized coverage for non-trucking liability, which protects drivers when they are using their vehicle for personal reasons.
What Does a a Truck Insurance Agent in Binghamton Cost?
Typical annual premiums for a single commercial truck in New York range from 3,000 to 8,000 for basic liability coverage. Full coverage with physical damage can cost 8,000 to 15,000 or more per year. Factors like your location in Binghamton, driving history, and cargo type significantly affect the price. This is general information and not insurance advice.
About truck insurance agents in Binghamton
Truck insurance agents in Binghamton New York help owner-operators and fleet managers find coverage that meets state requirements. New York law mandates minimum liability limits of 50,000 per person and 100,000 per accident for commercial trucks. Agents in the Southern Tier region understand local routes and the specific risks of hauling goods through the Finger Lakes area.
Frequently Asked Questions
What are the minimum insurance requirements for trucks in New York?
New York requires commercial trucks to carry at least 50,000 in bodily injury liability per person and 100,000 per accident. Vehicles transporting hazardous materials need higher limits. An agent can explain the specific requirements for your truck type and cargo.
How do I find a truck insurance agent in Binghamton New York?
You can search online for independent agents who specialize in commercial auto insurance in Broome County. Many agents in Binghamton work with multiple carriers to find coverage for local trucking businesses. Ask about their experience with New York Department of Motor Vehicles filing requirements.
What factors affect truck insurance costs in New York?
Costs depend on your driving record, truck value, cargo type, annual mileage, and coverage limits. New York requires proof of insurance for vehicle registration, which can affect rates. Agents can help you compare quotes from different insurers.
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