The top-rated truck insurance agent in Commack, New York is Cary Nichols - GEICO Insurance Agent, rated 4.8 stars across 6,043 reviews. Other highly rated options include Purdy Good Coverage Corp: Allstate Insurance, Peter D'Amato: Allstate Insurance, Jacquelyn Jacobson - State Farm Insurance Agent. This directory lists 14 truck insurance agents serving Commack.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cary Nichols - GEICO Insurance Agent | 75 Henry St | (631) 623-4460 |
| 2 | Purdy Good Coverage Corp: Allstate Insurance | 356 Veterans Memorial Hwy Ste 1 | (516) 283-5960 |
| 3 | Peter D'Amato: Allstate Insurance | 129 Commack Rd | (631) 543-5900 |
| 4 | Jacquelyn Jacobson - State Farm Insurance Agent | 354 Veterans Memorial Hwy Ste 9 | (631) 343-4142 |
| 5 | Erin DeMeo - State Farm Insurance Agent | 310 Commack Rd | (631) 499-2022 |
| 6 | Ted Kosmidis - State Farm Insurance Agent | 31 Vanderbilt Motor Pkwy | (631) 499-2901 |
| 7 | Tango, Tango & Tango, Inc. | 1139 Jericho Tpke 5 Suite 5 | (631) 543-0500 |
| 8 | Aljay Insurance Brokerage Ltd. | 6143 Jericho Tpke Suite 100 | (631) 261-3988 |
| 9 | Jim Maguire: Allstate Insurance | 8 Vanderbilt Motor Pkwy | (631) 462-8200 |
| 10 | Apex Insurance Services | 6080 Jericho Tpke # 101 | (516) 898-8000 |
Located in Commack, NY, Cary Nichols - GEICO Insurance Agent provides truck insurance services to local commercial drivers and fleet operators across Suffolk County. The agency assists clients in securing liability coverage designed to meet regional transportation needs. Physical damage protection for trucks is also available to safeguard vehicles against collision and comprehensive claims. Cary Nichols handles specialized policies including cargo insurance and towing coverage for this area.
Purdy Good Coverage Corp: Allstate Insurance in Commack, NY provides comprehensive truck insurance services for local and regional commercial vehicles, offering liability, cargo, and physical damage coverage. Their service plans include policy reviews and claims assistance designed to help truck operators maintain continuous road readiness. Regular maintenance plans focus on coverage adjustments and compliance updates for evolving fleet needs. The agency properties it services include single-family homes, apartments, retail, and restaurants.
Peter D’Amato: Allstate Insurance serves trucking businesses and fleet operators in the Commack, New York area, offering tailored commercial auto policies and liability coverage for local delivery and long-haul operations. The agency also assists independent owner-operators with cargo insurance, physical damage protection, and required regulatory filings. General liability, business interruption, and workers’ compensation policies are available for transportation companies of varying sizes. Service extends to nearby Hauppauge, providing convenient access for business owners throughout central Long Island.
Serving Commack, New York, and the surrounding Long Island communities, Jacquelyn Jacobson - State Farm Insurance Agent handles truck insurance for local owner-operators and small fleets. The agency addresses commercial auto liability, physical damage coverage, and cargo protection typical for regional transport needs. Available policies are reviewed to match each vehicle’s operational radius and load type. The agent generally begins each job by assessing a client’s route risks and cargo value before matching coverage options to those specific exposures.
For trucking businesses in Commack, NY, Erin DeMeo - State Farm Insurance Agent offers coverage that can be structured as either a one-time policy for a single voyage or as a recurring plan for ongoing fleet operations. A standard commercial truck policy typically includes liability, cargo, and physical damage protection. Local operators rely on this agency to navigate essential coverage needs. Services are provided on an as-needed basis, allowing clients to purchase new policies or adjust existing coverage whenever their business demands shift.
Ted Kosmidis - State Farm Insurance Agent in Commack, NY, specializes in providing tailored truck insurance policies designed to protect commercial vehicles and their cargo. It also offers a range of general business and personal insurance services to meet local needs. The agency focuses on helping trucking clients manage risks associated with fleet operations and hauling requirements. For seasonal concerns, it assists truckers in adjusting coverage during winter months when road hazards and weather-related accident risks in Long Island increase significantly.
Aljay Insurance Brokerage Ltd. in Commack, NY, works with trucking businesses on insurance procurement. Its specialty is tailoring coverage for commercial auto exposures, addressing cargo protection, liability limits, and physical damage concerns that local fleets face. The agency helps clients secure appropriate levels of coverage for daily transport operations on Long Island roads. Drivers and fleet owners receive assistance navigating insurance requirements and risk management needs. The agent can serve a variety of commercial sectors, including offices, warehouses, and food service.
Jim Maguire: Allstate Insurance provides residential auto insurance solutions for drivers in Commack, New York, and its surrounding communities. The agency also offers specialized commercial truck insurance coverage tailored to local owner-operators and small fleet owners operating on Long Island roadways. Serving Nassau and Suffolk counties, the team works closely with policyholders to manage liability and cargo protection. After each initial policy setup, the agency reaches out proactively for scheduled reviews or endorsements that arise between regular renewal visits, ensuring continuous coverage adjustments.
Apex Insurance Services in Commack, NY is known for helping commercial truck operators navigate their coverage needs in the region. It provides a full range of truck insurance policies, including liability, physical damage, and cargo protection for local and long-haul fleets. The agency works with multiple carriers to match coverage to each driver’s specific risk profile. A common add-on is non-trucking liability coverage, which protects a trucker when the rig is driven for personal use.
What Does a a Truck Insurance Agent in Commack Cost?
Typical annual premiums for a truck insurance policy in New York range from $8,000 to $15,000 for a single commercial truck, but can be higher for high-risk cargo or poor driving records. Factors like your location in Commack, the age of the vehicle, and coverage limits all affect the price. This is general information and not insurance advice.
About truck insurance agents in Commack
Truck insurance agents in Commack, New York help owner-operators and fleet companies secure coverage that meets state and federal requirements. New York law mandates minimum liability insurance of $750,000 for most commercial trucks, with higher limits for hazardous materials. Local agents understand the specific risks of driving on Long Island highways and can tailor policies to your operation.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Commack New York?
New York requires commercial trucks to carry at least $750,000 in liability insurance for general freight, and up to $5 million for hazardous materials. This meets the Federal Motor Carrier Safety Administration minimums and state financial responsibility laws.
How do I find a truck insurance agent in Commack?
You can search online directories, ask for referrals from local trucking associations, or contact the New York Department of Financial Services for licensed agents. Agents in Commack are familiar with the local market and can compare quotes from multiple carriers.
What factors affect truck insurance costs in New York?
Costs depend on driving history, cargo type, annual mileage, and the value of your truck. New York also has higher premiums due to dense traffic and weather conditions. A local agent can help you find discounts for safety programs or fleet policies.
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