The top-rated truck insurance agent in Apex, North Carolina is Jill Gibson - State Farm Insurance Agent, rated 5.0 stars across 192 reviews. Other highly rated options include Amy Williams - State Farm Insurance Agent, AAA - Apex Pkwy, Jaclyn Lucas: Allstate Insurance. This directory lists 16 truck insurance agents serving Apex.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jill Gibson - State Farm Insurance Agent | 1785 W Williams St | (919) 355-2988 |
| 2 | Amy Williams - State Farm Insurance Agent | 2086 Energy Dr | (919) 303-7774 |
| 3 | AAA - Apex Pkwy | 1101 Apex Peakway | (919) 249-2120 |
| 4 | Jaclyn Lucas: Allstate Insurance | 203 S Salem St | (919) 367-2810 |
| 5 | Marlow Campbell Insurance Group | 1001 Pemberton Hill Rd STE 203 | (919) 362-7319 |
| 6 | WOOMER Insurance | 106 N Salem St | (919) 290-6000 |
| 7 | NC Farm Bureau Insurance | 209 N Salem St | (919) 589-0225 |
| 8 | Morgan & Allen Insurance Group, Apex Office | 1031 Pemberton Hill Rd STE 203 | (919) 339-9126 |
| 9 | Affinity Insurance Group | 800 W Williams St Suite 231H | (919) 296-3787 |
| 10 | Brian Hicks - State Farm Insurance Agent | 8763 Holly Springs Rd | (910) 497-1276 |
Jill Gibson - State Farm Insurance Agent provides truck insurance services to businesses and owner-operators in the Apex, North Carolina area. Service plans include liability coverage for commercial vehicles, cargo protection, and physical damage options tailored to trucking operations. Maintenance assistance covers claims filing and policy adjustments during the coverage period. The agency supports its clients through the full term of each plan, from initial enrollment to policy renewal. This office serves single-family home businesses, apartment complexes, retail operations, and restaurants needing fleet or individual truck policies.
Amy Williams - State Farm Insurance Agent in Apex, NC, serves local drivers, small business owners, and fleet operators by providing commercial truck insurance policies tailored to their coverage needs. The agency helps clients manage liability protection and physical damage coverage for their vehicles, ensuring compliance with industry requirements. This office also supports residential customers with auto policies. Beyond Apex, it assists trucking clients in nearby Holly Springs and surrounding Wake County communities.
AAA - Apex Pkwy serves the greater Apex and Wake County area, providing truck insurance agent services to local commercial operators. This agency helps owner-operators and fleets secure coverage for their vehicles and cargo. Policies are tailored to meet state regulatory requirements and common regional risk factors like traffic congestion and weather. The agency handles liability protection and also assists clients with physical damage insurance for their trucks.
Jaclyn Lucas: Allstate Insurance, located in Apex, NC, provides truck insurance coverage for clients throughout the city and the surrounding Wake County communities. The agency handles policies for commercial trucks, including liability, physical damage, and cargo coverage tailored to local routes. To manage a typical job, it assesses each driver's specific operational needs and coverage requirements, then presents clear policy options to ensure adequate protection on the road.
Marlow Campbell Insurance Group, located in Apex, NC, distinguishes between one-time truck insurance policies for short-term hauls and recurring policies for fleets needing ongoing coverage. Their standard offerings include liability, physical damage, and cargo protection for commercial vehicles operating across the area. Claims assistance and risk management advice are provided to help local truckers maintain compliance with state regulations. Their services operate strictly on a one-time basis, arranged per each policy period or new truck purchase.
WOOMER Insurance specializes in tailored coverage for trucking operations, providing liability and cargo protection. It serves professional drivers and fleet owners in the Apex, NC area, addressing the specific risks tied to longer hauls and local deliveries. Recognizing the impact of seasonal weather shifts, the agency helps clients review and adjust their policies before winter storms affect regional road conditions.
As winter weather approaches in Apex, local trucking operators face heightened risks from icy roads and sudden storms. NC Farm Bureau Insurance provides specialized Truck Insurance Agent services tailored to commercial trucking operations navigating these seasonal challenges. Their team focuses on assessing fleet insurance needs, from liability coverage to cargo protection, ensuring drivers maintain compliance during difficult conditions. The process begins with a thorough inspection of each vehicle and driving operation.
Morgan & Allen Insurance Group, Apex Office works with commercial clients to secure coverage for their trucking operations. It specializes in tailoring liability, cargo, and physical damage policies to meet the unique risks of fleet owners and independent drivers. The agency serves local businesses operating in sectors that require dependable transportation of goods, including offices, warehouses, and food service providers.
Affinity Insurance Group serves residential clients in Apex, North Carolina, with truck insurance policies designed for personal and commercial use. Their commercial coverage extends to local businesses operating fleets within the surrounding region. Policies help protect against accident risks and cargo liabilities common on area highways. The agent works with drivers to adjust coverage as their operations evolve. Regular visits allow for policy reviews and updates tailored to changing trucking needs, ensuring clients receive reliable follow-up service between those scheduled appointments.
With local spring construction projects increasing road debris and traffic disruptions, businesses in Apex, NC, often face unexpected risks during the shipping season. Brian Hicks responds as a truck insurance agent by reviewing commercial auto policies for cargo liability and collision coverage, helping fleet owners adjust deductibles after seasonal changes. He works directly with regional clients to assess proper liability limits for local distribution routes. A full inspection of current equipment and driver records begins any initial assessment.
What Does a a Truck Insurance Agent in Apex Cost?
Truck insurance costs in North Carolina vary widely. A typical liability-only policy for a single truck can range from $8,000 to $15,000 per year. Full coverage with cargo and physical damage may cost $12,000 to $25,000 annually. Factors include driving record, cargo type, and annual mileage. This is general information and not insurance advice.
About truck insurance agents in Apex
Truck insurance agents in Apex, North Carolina help owner-operators and fleet managers secure coverage that meets state and federal requirements. North Carolina law mandates minimum liability insurance of $750,000 for interstate trucking operations under the Federal Motor Carrier Safety Administration. Local agents can also advise on cargo insurance and physical damage coverage specific to the Raleigh-Durham area.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Apex North Carolina?
For interstate trucking, North Carolina requires at least $750,000 in liability insurance. Intrastate trucks operating only within North Carolina may need $300,000 in liability coverage. Your agent can help you confirm the exact amount based on your cargo and vehicle weight.
How do I find a truck insurance agent in Apex NC?
You can search for licensed agents through the North Carolina Department of Insurance website. Many local agents in Apex specialize in commercial auto and trucking policies. It helps to have your USDOT number and operating authority ready when you call.
Does North Carolina require cargo insurance for trucks?
North Carolina does not have a state law requiring cargo insurance, but many shippers and brokers require it in their contracts. Typical cargo insurance limits range from $100,000 to $250,000. Your agent can help you choose a limit that matches your freight needs.
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