The top-rated truck insurance agent in Durham, North Carolina is Salazar Insurance Agency & Latino Tax Corporation, rated 4.8 stars across 497 reviews. Other highly rated options include Superior Insurance of Durham, Charlotte Weaver - State Farm Insurance Agent, Mike Embree Insurance Agency. This directory lists 20 truck insurance agents serving Durham.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Salazar Insurance Agency & Latino Tax Corporation | 1231 University Dr | (919) 797-0135 |
| 2 | Superior Insurance of Durham | 1314 Broad St | (919) 224-8034 |
| 3 | Charlotte Weaver - State Farm Insurance Agent | 2501 NC-54 | (919) 544-4444 |
| 4 | Mike Embree Insurance Agency | 3813 University Dr | (919) 489-7336 |
| 5 | The Insurance Pros | 1210 Cole Mill Rd STE 101 | (919) 294-6613 |
| 6 | All About Insurance - Durham | 2605 Guess Rd | (919) 479-8200 |
| 7 | Bowen Agency, Inc. | 2530 Meridian Pkwy Suite 300 | (919) 929-4222 |
| 8 | Herring & Bickers Insurance | 2344 Operations Dr #101 | (919) 479-9900 |
| 9 | Around The Corner Insurance Agency | 1431 Broad St | (919) 286-9500 |
| 10 | Triangle Insurance Alliance | 2530 Meridian Pkwy Suite 300 | (919) 322-3640 |
Salazar Insurance Agency & Latino Tax Corporation serves the Durham, North Carolina metro area as a truck insurance agent. This agency assists local owner-operators and fleet managers in obtaining the necessary commercial coverage for their vehicles. Policies commonly offered include liability protection, cargo insurance, and physical damage coverage. The company also helps clients comply with state and federal insurance requirements for hauling goods in the region. Specific services handled include arranging bobtail liability policies and filing required proof of insurance documents with regulatory authorities.
Superior Insurance of Durham provides commercial truck coverage, including liability, cargo, and physical damage policies for owner-operators and fleets. It offers customized protection plans designed to address regulatory compliance and the specific risks of long-haul operations. The agency also coordinates roadside assistance programs and helps manage maintenance schedules to reduce downtime. Its services extend beyond the rig itself, covering the various properties associated with trucking businesses, such as single-family home garages, small apartment parking areas, retail loading docks, and restaurant supply yards.
Homeowners and business owners in Durham, North Carolina who need coverage for commercial vehicles turn to Charlotte Weaver’s State Farm Insurance agency for their truck insurance needs. The agency provides liability policies, physical damage coverage, and cargo insurance tailored to local fleets and owner-operators. It helps clients understand their risk exposures and secure proper protection for their equipment and loads. Charlotte Weaver’s office also serves clients in the neighboring communities of Chapel Hill and Morrisville, offering convenient access to truck insurance solutions across the Research Triangle area.
Serving Durham and the surrounding communities of central North Carolina, Mike Embree Insurance Agency handles commercial truck insurance needs for local operators and regional fleets. This agency provides coverage options tailored to the specific liabilities faced by trucking businesses, including cargo protection and liability policies. An agent within this firm works to understand each client's unique routes and hauling operations to recommend appropriate insurance solutions that meet regulatory requirements. Every typical job is approached through a detailed review of the driver's schedule and cargo type to match coverage effectively.
The Insurance Pros in Durham, NC helps clients distinguish between one-time policy setups and ongoing coverage management for their trucks. Their work typically includes securing liability, physical damage, and cargo protection tailored to local routes and regulations. Clients receive guidance on adjusting deductibles and limits as their operations change. Service runs on either a scheduled basis for regular policy reviews or an as-needed basis for immediate changes like adding a new vehicle or filing a claim.
All About Insurance - Durham specializes in providing tailored coverage for commercial truck fleets and independent owner-operators. The agency manages liability, physical damage, and cargo insurance for vehicles operating throughout the region. It also serves local businesses with general commercial insurance needs, ensuring consistent protection for their operations. During the unpredictable winter months, the company helps truckers navigate policy adjustments that cover ice-related accidents and cargo delays resulting from severe weather in the Durham, NC area.
Trucking operations in the Piedmont region require specialized liability and cargo coverage, and Bowen Agency, Inc. in Durham, NC connects local fleets with policies tailored to this need. The agency works with regional carriers to structure protection for varying hauls and seasonal freight fluctuations. Drivers and owner-operators can arrange a consultation to review their current exposure and compare limits. Coverage options are discussed, and an initial assessment of the vehicle’s safety equipment and operating area is then scheduled on-site.
Herring & Bickers Insurance provides commercial truck insurance solutions for operators in the Durham area. Their agency can specialize in arranging tailored liability and physical damage coverage, along with cargo protection and medical payments add-ons to address gaps in standard policies. The agency assists independent long-haul drivers, local delivery fleets, and intra-city box truck operators. Commercial sectors the firm serves include offices managing regional distribution, warehouses requiring logistical transport coverage, and food service businesses needing temperature-controlled cargo policies, such as restaurant supply chains.
Around The Corner Insurance Agency provides residential truck insurance services to vehicle owners in Durham, North Carolina and the surrounding region. Commercial policies for local freight operators and independent drivers are also available through their office. Representatives assess each client’s coverage needs individually, matching specific protection levels to various cargo types and operating distances. The agency supports clients from policy inception through any needed claims assistance, and extends follow-up service between scheduled reviews to maintain proper coverage as regulations or fleets change.
Triangle Insurance Alliance is a truck insurance agent located in Durham, NC, known for helping local truckers secure commercial coverage. The agency serves independent owner-operators and small fleet operators throughout the region. Its services typically include liability, physical damage, and cargo insurance policies. Because trucking regulations vary widely, the agency assists clients in meeting both federal and state insurance requirements. Beyond standard offerings, it can arrange for primary liability coverage, a specialty add-on that helps larger fleets comply with high-risk contract demands.
What Does a a Truck Insurance Agent in Durham Cost?
Typical annual premiums for a single truck in North Carolina range from 8,000 to 15,000 dollars for basic liability and physical damage coverage. Factors like driving history, cargo type, and radius of operation cause significant variation. An agent can provide a quote tailored to your specific situation. This is general information and not insurance advice.
About truck insurance agents in Durham
Truck insurance agents in Durham, North Carolina help owner-operators and fleet companies secure the coverage required by state and federal law. North Carolina mandates minimum liability limits of 30/60/25 for commercial trucks, though most agents recommend higher limits to protect assets. Local agents understand the specific risks of driving on I-85 and I-40 through the Triangle area.
Frequently Asked Questions
What minimum liability coverage do trucks need in North Carolina?
North Carolina requires commercial trucks to carry at least 30,000 dollars per person for bodily injury, 60,000 dollars per accident, and 25,000 dollars for property damage. Many agents suggest higher limits due to federal requirements for interstate carriers.
Do I need cargo insurance for my truck in Durham?
Yes, cargo insurance is often required by shippers and brokers. It covers the value of goods you transport. Agents in Durham can help you choose a limit that matches the typical value of your loads.
How does North Carolina law affect my truck insurance rates?
North Carolina is a fault state, meaning your insurance pays for damages you cause. The state also has a strict financial responsibility law. Your driving record, vehicle type, and annual mileage directly influence your premium.
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