The top-rated truck insurance agent in Fairborn, Ohio is Bud Hillard - State Farm Insurance Agent, rated 4.8 stars across 37 reviews. Other highly rated options include Mike Baker - State Farm Insurance Agent, Jeff Roberts - State Farm Insurance Agent, Flatter Insurance Inc. This directory lists 13 truck insurance agents serving Fairborn.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bud Hillard - State Farm Insurance Agent | 8380 Dayton Springfield Rd | (937) 864-7321 |
| 2 | Mike Baker - State Farm Insurance Agent | 1920 Commerce Center Blvd | (937) 878-4851 |
| 3 | Jeff Roberts - State Farm Insurance Agent | 128 W Main St | (937) 878-8722 |
| 4 | Flatter Insurance Inc | 407 N Broad St | (937) 878-3444 |
| 5 | Kevin Whitten American Family Insurance | 55 N Central Ave #4 | (937) 846-0793 |
| 6 | American National Insurance Co | 7600 Dayton Springfield Rd | (937) 358-8729 |
| 7 | G A Campbell Agency | 562 E Dayton Yellow Springs Rd | (937) 878-3413 |
| 8 | Nationwide Insurance: Brian D Parrett | 574 E Dayton Yellow Springs Rd | (937) 878-3936 |
| 9 | Bankers Life | 2900 Presidential Dr Ste 100A | (937) 252-3136 |
| 10 | Parrett Insurance Group | 574 E Dayton Yellow Springs Rd | (937) 878-3936 |
Bud Hillard - State Farm Insurance Agent serves Fairborn, Ohio, and the surrounding Greene County area by offering truck insurance policies for local owner-operators and commercial fleets. As an independent specialist in this field, the agency works to match coverage options with the specific hauling needs of regional drivers. Common protections arranged through the office include liability packages and cargo insurance for goods in transit. Standard physical damage coverage and roadside assistance plans are also frequently handled by the Fairborn agency.
Mike Baker - State Farm Insurance Agent in Fairborn, OH, provides a range of services including liability, physical damage, and cargo coverage for commercial trucks. The agency offers tailored insurance plans designed to help maintain fleet operations and manage risk on the road. Policyholders receive ongoing support for claims and are guided through coverage adjustments as their business needs evolve. The agency services policies for trucks hauling freight, local delivery vehicles, and other commercial properties such as single-family homes and apartment complexes.
Jeff Roberts - State Farm Insurance Agent serves commercial truck operators and local businesses in Fairborn, Ohio, offering liability protection, cargo coverage, and physical damage policies tailored for fleet owners and independent drivers. The agency works closely with clients to assess risk and secure appropriate coverage limits for local and regional hauling routes. Services also include consultations on deductible options and policy bundling for added convenience. This agency additionally serves clients in the broader Dayton metro area, including nearby communities such as Wright-Patterson Air Force Base and Beavercreek.
Flatter Insurance Inc serves Fairborn, Ohio, and the surrounding communities of Greene County, handling coverage needs specifically for truck insurance agents. It focuses on policies for local and long-haul freight operators, addressing risks associated with commercial motor vehicles. The firm supports truckers in meeting mandatory liability requirements and protecting their cargo during transport. To handle a typical job, it begins by assessing the client’s driving radius and fleet size to tailor coverage limits accordingly.
Businesses in Fairborn may choose between one-time policy consultations for specific trucking needs or ongoing coverage management with periodic reviews. Kevin Whitten American Family Insurance focuses on truck insurance agent services that address liability, cargo protection, and physical damage coverage for commercial vehicles. Policies are typically tailored to local hauling operations and regulatory requirements in Ohio. This agency supports clients with either scheduled appointments for routine policy updates or as-needed service when coverage adjustments are required due to fleet changes or seasonal operations.
American National Insurance Co in Fairborn, OH, specializes in tailored coverage for trucks, including liability and cargo protection. It serves local owner-operators and fleet managers navigating regional hauling demands. Comprehensive policies address loading risks and cross-state compliance. The agency helps trucking clients manage seasonal challenges, such as winter weather hazards on nearby highways or increased cargo theft during peak holiday shipping periods.
In the fall, Ohio trucking businesses face increased compliance scrutiny, and G A Campbell Agency helps operators in Fairborn navigate these requirements. As a local truck insurance agent, the company specifically focuses on policies for commercial fleets and owner-operators. They understand the region’s demanding logistics and road conditions that impact risk. Their straightforward process begins by analyzing each truck’s operational range and cargo type. To assess coverage needs, a thorough safety and equipment inspection is scheduled on-site with the driver present.
Serving the Fairborn area, this truck insurance agent works with owner-operators and fleet owners to secure liability, physical damage, and cargo coverage. Specialty add-ons may include roadside assistance and refrigerated goods protection. The company helps commercial clients manage risk through careful policy review and claims support. It serves local businesses, including offices, warehouses, and food service operations that rely on trucking logistics.
Bankers Life provides residential truck insurance services in Fairborn, Ohio, assisting local operators with their personal coverage needs. The agency also handles commercial policies for owner-operators and small fleets working throughout the greater Fairborn area and surrounding communities. Clients can expect clear explanations of their options and straightforward policy management for both personal and business vehicles. The office arranges follow-up appointments or repeat service between regular visits to address any coverage changes or administrative updates that may arise.
Parrett Insurance Group is known for truck insurance in Fairborn, OH, serving owner-operators and regional fleets across the surrounding area. It evaluates coverage for long-haul and local delivery exposures. Policies often include liability, physical damage, and cargo insurance. The agency handles compliance with state and federal motor carrier requirements. Among industry standard protections, it can arrange coverage for leased vehicles and non-trucking liability while the vehicle is operated without a trailer.
What Does a a Truck Insurance Agent in Fairborn Cost?
Truck insurance premiums in Ohio typically range from 8,000 to 15,000 per year for a single owner-operator with basic liability and physical damage coverage. Fleet policies can cost 3,000 to 6,000 per truck annually. Rates vary based on driving history, cargo type, and annual mileage. This is general information and not insurance advice.
About truck insurance agents in Fairborn
Truck insurance agents in Fairborn Ohio help owner-operators and fleet managers meet Ohio financial responsibility laws. Ohio requires minimum liability coverage of 25,000 per person and 50,000 per accident for bodily injury. A local agent can also advise on cargo insurance and physical damage coverage specific to the Dayton area shipping routes.
Frequently Asked Questions
What are the Ohio minimum insurance requirements for a commercial truck?
Ohio law requires commercial trucks to carry at least 750,000 in liability insurance for most operations. Higher limits apply for hazardous materials or larger vehicles. An agent can explain the specific requirements for your truck type.
How do I find a truck insurance agent in Fairborn Ohio?
You can search online for independent agents in Fairborn who specialize in commercial auto. Many local agencies are located along Colonel Glenn Highway or near the Wright Patterson Air Force Base area. Ask about their experience with Ohio trucking regulations.
Does Ohio require uninsured motorist coverage for commercial trucks?
Yes, Ohio requires uninsured and underinsured motorist coverage on commercial auto policies unless you reject it in writing. An agent can help you understand the rejection process and the coverage limits that protect your business.
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