The top-rated truck insurance agent in Fairfield, Ohio is Chris Champ - State Farm Insurance Agent, rated 5.0 stars across 532 reviews. Other highly rated options include Michael Garland - State Farm Insurance Agent, Lighthouse Agency Insurance, 1st Choice Insurance Agency LLC. This directory lists 17 truck insurance agents serving Fairfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Chris Champ - State Farm Insurance Agent | 5409 Dixie Hwy | (513) 829-7032 |
| 2 | Michael Garland - State Farm Insurance Agent | 5306 S Gilmore Rd | (513) 829-6252 |
| 3 | Lighthouse Agency Insurance | 2794 Mack Rd Suite B | (513) 860-2552 |
| 4 | 1st Choice Insurance Agency LLC | 7500 Dixie Hwy suite B | (513) 860-0666 |
| 5 | Dylan Woodruff - State Farm Insurance Agent | 2393 Elda Dr | (513) 738-0060 |
| 6 | Pierce Brown - State Farm Insurance Agent | 5136 Pleasant Ave | (513) 868-3533 |
| 7 | Cody Strange - State Farm Insurance Agent | 1180 Nilles Rd Ste 4 | (513) 829-1510 |
| 8 | Globe Insurance Agency | 1099 Magie Ave | (513) 829-3330 |
| 9 | The Cincinnati Insurance Companies | 6200 S Gilmore Rd | (513) 870-2000 |
| 10 | Nationwide Insurance: Armando Arredondo | 4601 Dixie Hwy | (513) 829-1888 |
Chris Champ - State Farm Insurance Agent serves the Fairfield, Ohio area as a truck insurance agent. This agency works with local owner-operators and small fleets to customize liability and physical damage coverage. Their policies address the specific risks of regional hauling, including cargo protection for common freight types. They also help commercial drivers meet Ohio’s minimum insurance requirements for interstate or intrastate operations.
Michael Garland’s agency in Fairfield, OH provides a full range of truck insurance services, including liability, physical damage, and cargo coverage for local and long-haul operators. It offers tailored maintenance plans that review policy limits, deductibles, and roadside assistance options to keep fleets protected. This independent contractor evaluates each account to match coverage with specific operational needs. Its property clients include single-family homes, apartments, retail spaces, and full-service restaurants.
Lighthouse Agency Insurance serves local trucking businesses and owner-operators in the Fairfield, OH area. The agency provides commercial truck insurance policies designed to cover liability, cargo, and physical damage risks common to regional freight operations. It works to help independent drivers and small fleet owners meet Ohio’s insurance requirements for their vehicles. Gaining a clear understanding of each client’s route and hauling type helps in securing appropriate coverage. The company also extends its services to trucking clients operating out of nearby Hamilton.
1st Choice Insurance Agency LLC serves Fairfield, Ohio, and the surrounding communities in Butler County, offering truck insurance coverage for commercial vehicles of all sizes. It handles policies for dump trucks, box trucks, and long-haul rigs operating across regional and interstate routes. An agent typically begins a new account by reviewing the client’s driving history and cargo type, then quotes liability and physical damage options that match the operator’s risk profile, using a step-by-step consultation to align coverage with each trucker’s specific operational needs.
Fairfield’s seasonal harvests and long-haul routes create steady demand for commercial truck coverage, and Dylan Woodruff – State Farm Insurance Agent tailors policies that protect both rigs and cargo. The agency works closely with local owner-operators and small fleets to address liability, physical damage, and non-trucking-use exposures, ensuring compliance with Ohio regulations. Every policy formation begins with a thorough vehicle and driver inspection to evaluate current coverage gaps and set appropriate limits for the road ahead.
For owner-operators and small fleets, Pierce Brown offers one-time policy reviews for new truck acquisitions alongside scheduled account updates for ongoing coverage compliance. Located in Fairfield, OH, this agency delivers liability, physical damage, and cargo insurance tailored for local and regional trucking operations. Each policy is structured to meet Ohio’s commercial vehicle requirements and is reviewed at each renewal. Services run on a combination of one-time new-policy setups and scheduled annual or semi-annual reviews, with as-needed consultations for changes in equipment or operating authority.
Cody Strange - State Farm Insurance Agent in Fairfield, OH, provides truck insurance coverage tailored to the needs of local commercial drivers. This agency focuses on helping businesses manage risk with policies that address liability, physical damage, and cargo protection for their vehicles. It can also offer additional coverage options, such as roadside assistance and rental reimbursement, to keep fleets operational. The agent serves a variety of commercial sectors, including offices with delivery trucks, warehouses with logistics fleets, and food service businesses that rely on transportation for supplies and products.
Globe Insurance Agency in Fairfield, OH is known for specializing in truck insurance and providing coverage for commercial vehicles operating in the region. Its service range includes policies tailored to local trucking businesses, addressing common risks like cargo damage and roadside liabilities. The agency works with area drivers to meet Ohio’s insurance requirements while protecting assets on the road. A specialty it can add on is coverage for non-trucking liability, protecting drivers when the rig is used for personal errands.
The Cincinnati Insurance Companies provides truck insurance agent services in Fairfield, OH, offering specialized coverage for commercial trucking operations. Its general work includes helping local fleet owners and independent drivers manage risk through standard liability and physical damage policies. This agent assists with policy adjustments to address seasonal concerns, such as increased coverage for winter driving hazards like ice and snow on Ohio roadways.
Nationwide Insurance: Armando Arredondo provides personal truck insurance for Fairfield residents, covering commercial vehicles as well throughout the region. Armando Arredondo offers a range of local truck insurance options tailored to individual and business needs. The agency serves clients in Fairfield and the surrounding Ohio area. Following each regular visit, the office schedules follow-up contact to address any policy changes or new coverage requirements.
What Does a a Truck Insurance Agent in Fairfield Cost?
Truck insurance costs in Ohio vary widely based on driving record, cargo type, and coverage limits. A basic liability policy for a single truck can range from $8,000 to $15,000 per year, while full coverage with cargo and physical damage may cost $12,000 to $25,000 annually. This is general information, not insurance advice.
About truck insurance agents in Fairfield
Truck insurance agents in Fairfield, Ohio help owner-operators and fleet managers meet state and federal coverage requirements. Ohio law mandates minimum liability insurance for commercial trucks, and agents can guide you through options like physical damage and cargo insurance. Local agents understand the specific risks of hauling on I-75 and other regional routes.
Frequently Asked Questions
What are the minimum insurance requirements for trucks in Ohio?
Ohio requires commercial trucks to carry at least $750,000 in liability insurance for general freight, with higher limits for hazardous materials. You must also file proof of insurance with the Ohio Bureau of Motor Vehicles.
How do I find a licensed truck insurance agent in Fairfield?
You can search the Ohio Department of Insurance website for licensed agents in Fairfield. Many local agencies specialize in commercial auto and trucking policies.
Can a truck insurance agent help with cargo insurance in Ohio?
Yes, agents can help you add cargo insurance to your policy. This covers the value of goods you haul, which is not included in standard liability coverage.
Truck Insurance Agents in Other Ohio Cities
Akron · Amelia · Avon Lake · Beavercreek · Boardman · Bowling Green · Brunswick · Canton · Centerville · Cincinnati · Cleveland · Columbus · Cuyahoga Falls · Dayton · Delaware