The top-rated truck insurance agent in Lakewood, Ohio is Lindsay Perrico - State Farm Insurance Agent, rated 4.9 stars across 487 reviews. Other highly rated options include HealthMarkets Insurance - Carl Lishing, Zingale & Associates, Lynard Zingale: Allstate Insurance. This directory lists 12 truck insurance agents serving Lakewood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lindsay Perrico - State Farm Insurance Agent | 14583 Madison Ave | (216) 521-0337 |
| 2 | HealthMarkets Insurance - Carl Lishing | 16506 Detroit Ave | (216) 228-0765 |
| 3 | Zingale & Associates | 13400 Madison Ave Unit B | (216) 677-8207 |
| 4 | Lynard Zingale: Allstate Insurance | 13430 Madison Ave | (216) 393-3300 |
| 5 | Sean Devins - State Farm Insurance Agent | 16930 Detroit Ave | (216) 227-1213 |
| 6 | Steve Schons - State Farm Insurance Agent | 16815 Madison Ave | (216) 228-6333 |
| 7 | Tighes' Insurance Agency Inc | 15712 Madison Ave | (216) 228-5656 |
| 8 | LEUSCH Insurance Services Agency, Inc. / INSURANCE CONCEPTS | 16903 Fischer Rd | (216) 228-3333 |
| 9 | Alliance Insurance Agency | 16004 Detroit Ave #3 | (216) 801-4372 |
| 10 | Robert Myers Insurance Agency | 14701 Detroit Ave #511 | (216) 227-3300 |
Lindsay Perrico - State Farm Insurance Agent serves the Lakewood, Ohio, area and surrounding communities, offering tailored truck insurance coverage for commercial vehicles. As a local provider, the agency helps trucking clients understand their liability and cargo protection needs. Policies are designed to address the specific risks of operating trucks on metro roads and highways. The agent handles physical damage coverage for fleets and non-trucking liability insurance for owner-operators.
Serving the Lakewood, OH area, it provides truck insurance agent services, including coverage assessments and policy management for commercial vehicles. It offers routine policy reviews to help ensure coverage remains aligned with operational needs and regulatory requirements. The business also assists with claims support, providing guidance through the process after an incident occurs. Its services cover risks for single-family homes, apartments, retail, and restaurants.
Commercial trucking businesses in Lakewood, OH, turn to Zingale & Associates for their insurance needs. This agency specializes in policies covering liability, physical damage, and cargo, helping local fleets manage risk. Independent operators and regional carriers alike benefit from personalized attention and claims support during the process. Serving the greater Cleveland metro, it also provides coverage options for clients located in surrounding communities such as Rocky River or Westlake.
Serving Lakewood and the surrounding communities in Cuyahoga County, Lynard Zingale: Allstate Insurance handles truck insurance needs for local owner-operators and small fleets. The agency provides policies that cover liability, cargo, and physical damage for commercial vehicles operating in the area. It helps clients understand the specific coverage requirements Ohio mandates for trucks. To manage a typical job, an agent first reviews the client's driving radius and hauling type to match the policy with their daily operational risks.
Truck insurance can be arranged on a one-time basis for a specific job or as a recurring policy for ongoing fleet operations. As a truck insurance agent, Sean Devins - State Farm Insurance Agent in Lakewood, OH, assists drivers with coverage that protects vehicles, cargo, and liability while on the road. Policies are designed to meet local and regional regulatory requirements. In this area, service runs on a scheduled basis with annual policy reviews, though as-needed adjustments are also available.
Steve Schons - State Farm Insurance Agent in Lakewood, OH provides specialized truck insurance services for local commercial drivers and fleet operators. It also handles general personal and business insurance needs, including auto and property coverage. The agency helps truckers protect their vehicles and livelihoods against liability claims and cargo damage. During the icy winter months on Lake Erie hauling routes, it assists clients in adjusting coverage for increased collision risks on slick roads and long-haul delays.
As winter weather approaches in Lakewood, local commercial drivers require coverage that addresses seasonal risks on icy roads. Tighes' Insurance Agency Inc provides specialized truck insurance policies for operators throughout the area. These policies typically include liability protection and physical damage coverage adapted for the demands of freight transport near Lake Erie. The agency assists business owners in reviewing deductible options and cargo protection needs to match each fleet's operational patterns. An initial assessment of current coverage gaps is scheduled by appointment to begin the process.
LEUSCH Insurance Services Agency, Inc., operating as INSURANCE CONCEPTS, works with commercial vehicle operators in the Lakewood, OH area to secure liability coverage and physical damage protection. Its specialty add-ons include cargo insurance for goods in transit and non-trucking liability for personal use of commercial rigs. This local agency helps independent and fleet operators manage risk on the road. Its services can serve offices, warehouses, and food service operations.
Alliance Insurance Agency, based in Lakewood, OH, is known for providing coverage tailored to local trucking operations. Its service range includes standard liability, physical damage, and cargo insurance for commercial vehicles operating throughout the state. The agency works to match policies with each operator’s specific hauling needs and fleet size. As a specialty service, it can also offer coverage for refrigerated cargo, helping protect temperature-sensitive freight during transit.
Robert Myers Insurance Agency provides residential insurance services to clients in Lakewood, OH, alongside specialized commercial coverage for local trucking operations. The agency helps area truck drivers and fleet owners navigate the unique risks associated with transporting goods, including cargo protection and liability concerns. Service extends throughout the Lakewood area and nearby communities. Affiliated clients can reach out for policy adjustments or claims between regular visits, ensuring continuous support for changing transportation needs.
What Does a a Truck Insurance Agent in Lakewood Cost?
Truck insurance costs in Ohio typically range from 8000 to 15000 dollars per year for a single truck with basic liability coverage. Premiums depend on driving history, cargo type, and annual mileage. Factors like operating in Lakewood or nearby urban areas can increase rates due to higher traffic density. This is general information and not insurance advice.
About truck insurance agents in Lakewood
Truck insurance agents in Lakewood Ohio help owner-operators and fleet managers find coverage that meets state requirements. Ohio law mandates minimum liability limits of 750000 dollars for commercial trucks hauling property. Local agents understand the unique risks of driving on Lakewood streets and nearby highways like I-90.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Ohio?
Ohio requires commercial trucks to carry liability insurance with minimum limits of 750000 dollars for bodily injury and property damage per accident. Higher limits may be needed for hazardous materials or larger vehicles.
How do I find a truck insurance agent in Lakewood Ohio?
You can search online directories for agents licensed in Ohio who specialize in commercial auto policies. Look for agents with experience covering local routes and knowledge of Ohio Department of Transportation regulations.
Does my truck insurance policy need to cover cargo?
Cargo coverage is not required by Ohio law but is strongly recommended to protect the goods you haul. Many shippers also require proof of cargo insurance before they will load your truck.
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