ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeTruck Insurance AgentsOhio › Lorain

Find Truck Insurance Agents Near You in Lorain, OH

Browse truck insurance agents serving Lorain, Ohio. Updated 2026-07-14.

The top-rated truck insurance agent in Lorain, Ohio is Neil Elkins - State Farm Insurance Agent, rated 5.0 stars across 362 reviews. Other highly rated options include Nick Perrico, Sr. - State Farm Insurance Agent, Charles Chapman - State Farm Insurance Agent, Robert Taylor Insurance (Lorain Office). This directory lists 15 truck insurance agents serving Lorain.

Showing 15 truck insurance agents in Lorain, OHListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Neil Elkins - State Farm Insurance Agent1812 Cooper Foster Park Rd(440) 282-2001
2Nick Perrico, Sr. - State Farm Insurance Agent6401 S Broadway(440) 233-8501
3Charles Chapman - State Farm Insurance Agent4340 N Leavitt Rd F(440) 985-1405
4Robert Taylor Insurance (Lorain Office)2063 N Ridge Rd(440) 277-5191
5Chris Arnott Agency Inc.4789 N Leavitt Rd Suite D(440) 723-2991
6Cathie Halko - State Farm Insurance Agent1065 N Ridge Rd W(440) 233-6157
7Lighthouse Insurance Agency4789 N Leavitt Rd Suite D(440) 984-3463
8Janasko Insurance562 Broadway(440) 245-6268
9The Liberty Company Insurance Brokers (Formerly Nationwide Insurance: Sam J Saraniti Clu)520 Broadway(440) 776-8900
10Somers Agency LLC5311N N Leavitt Rd Ste 100(440) 324-3447
NE
1812 Cooper Foster Park Rd
Neil Elkins - State Farm Insurance Agent
Truck Insurance Agent · Lorain, OH

Neil Elkins - State Farm Insurance Agent serves Lorain County, Ohio, providing commercial auto coverage for trucks operating in the local area. As a truck insurance agent in Lorain, this office handles policies tailored to the needs of regional freight haulers and delivery fleets. Coverage may address liability risks specific to commercial vehicles and physical damage protection for trucks on the road. This agency also assists with policies that meet regulatory requirements for cargo insurance and general liability common to the trucking industry in this region.

NP
6401 S Broadway
Nick Perrico, Sr. - State Farm Insurance Agent
Truck Insurance Agent · Lorain, OH

Serving the Lorain, Ohio area, Nick Perrico, Sr. - State Farm Insurance Agent provides commercial truck insurance policies. These plans address liability, cargo, and physical damage coverage for local transportation needs. The company offers maintenance guidance to help trucking clients mitigate risks during daily operations. Their insurance supports a variety of commercial fleets, including tractor-trailers, delivery vans, and box trucks. The agency also services additional property types, including single-family homes and small apartments.

CC
4340 N Leavitt Rd F
Charles Chapman - State Farm Insurance Agent
Truck Insurance Agent · Lorain, OH

Serving Lorain, Ohio, and the surrounding communities in Lorain County, Charles Chapman’s agency focuses on providing coverage for commercial trucking operations. It handles a broad range of policies tailored to the needs of local owner-operators and small fleet managers in the region. The agency thoroughly evaluates each client’s specific routes, cargo, and vehicle types to secure appropriate protection. When handling a typical job, it begins with a detailed risk assessment to match coverage limits with the driver’s unique exposure on the road.

RT
2063 N Ridge Rd
Robert Taylor Insurance (Lorain Office)
Truck Insurance Agent · Lorain, OH

Serving trucking companies, owner-operators, and fleet managers in the Lorain area, Robert Taylor Insurance (Lorain Office) provides coverage for commercial vehicles and cargo operations. The agency helps clients manage risks specific to long-haul and local haul trucking, including liability protection and physical damage policies. It offers access to multiple carriers to find coverage that fits operational needs and budgets. The office also serves trucking businesses in Elyria and throughout much of Lorain County.

CA
4789 N Leavitt Rd Suite D
Chris Arnott Agency Inc.
Truck Insurance Agent · Lorain, OH

Chris Arnott Agency Inc. specializes in commercial truck insurance policies for owner-operators and fleet owners in the Lorain, Ohio area. Beyond coverage for cargo and liability, the agency also handles general agency duties like policy reviews and claims assistance. As seasonal weather changes can create unpredictable road hazards, the agency helps local drivers adjust their coverage to address increased winter driving risks and potential cargo damage.

CH
1065 N Ridge Rd W
Cathie Halko - State Farm Insurance Agent
Truck Insurance Agent · Lorain, OH

For local truck drivers, choosing between one-time policy adjustments and an ongoing service plan typically determines how quickly coverage can adapt to shifting needs. At Cathie Halko - State Farm Insurance Agent in Lorain, OH, truck insurance coverage addresses liabilities unique to commercial vehicles, including cargo protection and roadside risks. Service is offered on either a one-time or as-needed basis, allowing clients to schedule appointments only when their policy requires reassessment or an update occurs.

LI
4789 N Leavitt Rd Suite D
Lighthouse Insurance Agency
Truck Insurance Agent · Lorain, OH

When winter ice makes Ohio roads treacherous for commercial trucks, Lighthouse Insurance Agency in Lorain provides essential coverage planning for local fleets and independent operators. Their work as a truck insurance agent involves examining regional hazards like lake-effect snow and heavy cargo corridors. For any carrier seeking protection, they begin with a thorough review of safety records, vehicle values, and typical hauling routes. This initial assessment allows them to match each client with appropriate liability and physical damage policies tailored to their specific operations.

JI
562 Broadway
Janasko Insurance
Truck Insurance Agent · Lorain, OH

Janasko Insurance in Lorain, Ohio, handles the specialized insurance needs of commercial truck operators and fleet owners. They provide essential liability and physical damage coverage, alongside tailored options for cargo protection and roadside assistance. Their policies address the unique risks of regional hauling and long-distance trucking across the Midwest. The company serves a variety of commercial sectors requiring reliable transportation support, including local delivery services, warehouses, distribution centers, and food service operations.

LC
520 Broadway
The Liberty Company Insurance Brokers (Formerly Nationwide Insurance: Sam J Saraniti Clu)
Truck Insurance Agent · Lorain, OH

Serving residential clients first, this Lorain-based agency addresses the specific insurance needs of homeowners in the local community. The company also provides commercial coverage for truck operators, helping them manage risks associated with their fleets and cargo operations throughout the Lorain area. Following an initial policy discussion or a claim, an agent helps clients understand their deductibles and can coordinate adjustments to coverage when vehicles undergo routine maintenance or are replaced between regular visits.

SA
5311N N Leavitt Rd Ste 100
Somers Agency LLC
Truck Insurance Agent · Lorain, OH

Somers Agency LLC is known for providing truck insurance coverage tailored to the unique risks of commercial fleet and independent owner-operator clients throughout the Lorain, Ohio area. Its service range includes policy placement for liability, physical damage, and cargo protection to meet state and federal requirements. The agency works with drivers who navigate local routes as well as long-haul operations. A specialty add-on service the company offers is coverage for non-trucking liability during personal use of the vehicle.

MI
210 W 7th St
Masters Insurance Agency
Truck Insurance Agent · Lorain, OH
(440) 244-2253
DJ
211 W 8th St
D J Kwilecki Associates Insurance
Truck Insurance Agent · Lorain, OH
(440) 246-2680
PI
112 E 19th St
Pfister Insurance
Truck Insurance Agent · Lorain, OH
(800) 237-7595
pfisterinsurance.com
EB
713 Broadway
EZ Bonds Plus Insurance LLC
Truck Insurance Agent · Lorain, OH
(440) 323-6383
ezplusinsurance.com
CS
1922 Hamilton Ave
CM SR22 Insurance Group
Truck Insurance Agent · Lorain, OH
(855) 698-0461
cmsr22insurancegroup.com/locations/lorain-oh

What Does a a Truck Insurance Agent in Lorain Cost?

Truck insurance costs in Ohio typically range from 8000 to 15000 dollars per year for a single owner-operator policy. Fleet policies can cost 20000 dollars or more depending on vehicle count and cargo type. Rates vary based on driving history, radius of operation, and coverage limits. This is general information and not insurance advice.

About truck insurance agents in Lorain

Truck insurance agents in Lorain Ohio help owner-operators and fleet managers secure the right coverage for their commercial vehicles. Ohio law requires minimum liability limits of 750000 dollars for general freight trucks operating in interstate commerce. Local agents can guide you through Ohio Bureau of Motor Vehicles requirements and help you meet federal FMCSA filing obligations.

Frequently Asked Questions

What types of truck insurance are available in Lorain Ohio?

Common coverages include liability, physical damage, cargo insurance, and non-trucking liability. Agents also offer motor truck cargo coverage for goods being transported. Ohio requires proof of financial responsibility for all commercial vehicles.

Do I need a specific Ohio filing for my truck insurance?

Yes. Ohio requires either a Form E or Form SR 22 filing for certain commercial drivers. Your agent can file the necessary paperwork with the Ohio Bureau of Motor Vehicles to keep your truck legally registered.

How does Ohio law affect truck insurance rates in Lorain?

Ohio is a tort state meaning fault determines payouts after an accident. This can affect premium costs. Local factors like traffic on I-90 and US 6 also influence rates. Agents consider your driving record, cargo type, and annual mileage.

Truck Insurance Agents in Other Ohio Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each truck insurance agent's credentials and current standing with your state Department of Insurance.