The top-rated truck insurance agent in Middletown, Ohio is Acceptance Insurance, rated 4.8 stars across 215 reviews. Other highly rated options include Crisp & Company Insurance, Moon & Adrion Insurance Agency, Inc., Michael Schanne - State Farm Insurance Agent. This directory lists 15 truck insurance agents serving Middletown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 4347 Roosevelt Blvd B | (513) 798-7131 |
| 2 | Crisp & Company Insurance | 4496 Marie Dr | (513) 433-3433 |
| 3 | Moon & Adrion Insurance Agency, Inc. | 180 N Breiel Blvd | (513) 422-4504 |
| 4 | Michael Schanne - State Farm Insurance Agent | 1547 S Breiel Blvd | (513) 424-1457 |
| 5 | Jason Nemeth - State Farm Insurance Agent | 1008 N University Blvd | (513) 424-5388 |
| 6 | Tammy Mann: Allstate Insurance | 1081 N University Blvd Ste A | (513) 423-5037 |
| 7 | Redding Ins | 110 N Breiel Blvd | (513) 424-2005 |
| 8 | Maddox Insurance Agency, LLC | 3246 Dixie Hwy Suite 1 | (513) 424-0966 |
| 9 | Jeff Mundy - State Farm Insurance Agent | 300 S Breiel Blvd | (513) 424-1102 |
| 10 | Dobrozsi Insurance | 1820 1st Ave | (513) 423-4696 |
Acceptance Insurance serves trucking businesses and independent owner-operators in Middletown, Ohio, by providing tailored commercial vehicle coverage to protect their fleets and livelihood. As a truck insurance agent, it assists clients in navigating liability, cargo, and physical damage policies that meet regulatory requirements on local roadways. The office works with drivers operating across the surrounding region. Its services also reach Monroe, helping professionals in that neighboring community secure dependable insurance solutions for their transport operations.
Crisp & Company Insurance serves the Middletown, OH area as a truck insurance agent. The agency works with local commercial vehicle operators to help them select appropriate coverage for the risks that trucking companies commonly face in this region. Their role includes explaining various policy options such as liability for cargo damage and physical damage protection to fleet owners and independent drivers alike. Among the specific services they handle are primary liability insurance and motor truck cargo coverage.
Moon & Adrion Insurance Agency, Inc. provides a full range of truck insurance services for local operators in the Middletown, OH area. Its service plans include guidance on selecting appropriate liability and physical damage coverage to meet regulatory and operational requirements. Policy reviews help clients maintain proper protection as their fleets grow or change. The agency principally services single-family homes, apartments, retail establishments, and restaurants.
Michael Schanne - State Farm Insurance Agent serves homeowners, businesses, and commercial fleet operators in the Middletown, OH area. As a truck insurance agent, the agency provides coverage options for local owner-operators and larger trucking firms navigating regional transportation risks. Policies address liability, cargo, and physical damage needs common to vehicles operating on highways and local roadways. The agent also works with drivers hauling goods across the I-75 corridor, extending service to communities like Franklin and the surrounding Butler County metro region.
Jason Nemeth - State Farm Insurance Agent serves Middletown, OH and its surrounding communities, handling truck insurance policies for local owner-operators and small fleets. This agent works with clients to secure liability and physical damage coverage that meets standard commercial requirements. The agency also assists with cargo insurance and other common protections needed for regional hauling operations. To handle a typical job, Jason Nemeth first reviews the client's driving history and cargo type, then compares available options to recommend appropriate coverage limits.
Tammy Mann: Allstate Insurance in Middletown, OH distinguishes between one-time policy establishment and recurring coverage updates for commercial trucks. These plans protect against liability, cargo loss, and physical damage for local operators. Service runs on a scheduled, ongoing basis, with policy reviews timed to renewal cycles, though as-needed adjustments are also accommodated for immediate changes in fleet composition or driving routes.
As the busy harvest season approaches in Middletown, Redding Ins helps local trucking operators secure the proper commercial auto coverage required for hauling goods along regional highways. Their focus remains on connecting independent drivers and small fleets with policies that meet state liability requirements and cargo protection needs. Each consultation begins with a straightforward review of the vehicles to be covered and the typical routes traveled. An appointment for the initial policy inspection is scheduled as part of the start-up procedure.
Based in Middletown, Ohio, Maddox Insurance Agency, LLC focuses specifically on arranging liability, cargo, and physical damage coverage for commercial truck operators. The agency works with both over-the-road long-haul fleets and local delivery drivers in the region. Beyond writing policies, it reviews current coverages to ensure they align with recent regulatory changes and distance-based operational risks. As winter weather approaches, the agency helps owner-operators adjust their policies to account for seasonal hazards on major highways like I-75.
Jeff Mundy’s agency provides truck insurance solutions for businesses in the Middletown area, addressing liability and physical damage exposures for commercial vehicles. Specializing in tailored coverage, the agency helps operators manage cargo risks and downtime costs through flexible policy options. Its services support local logistics firms requiring comprehensive fleet protection. The agency works with clients in various commercial sectors, including offices, warehouses, and food service.
What Does a a Truck Insurance Agent in Middletown Cost?
Truck insurance costs in Ohio typically range from $8,000 to $15,000 per year for a single owner-operator with a clean record, while fleet policies can cost $20,000 or more per truck depending on cargo and mileage. Factors like driving history, vehicle value, and coverage limits significantly affect the premium. This is general information and not insurance advice.
About truck insurance agents in Middletown
Truck insurance agents in Middletown, Ohio help commercial truck drivers and fleet owners secure coverage that meets state and federal requirements. Ohio law mandates minimum liability insurance of $750,000 for interstate trucking operations under federal regulations, and local agents can tailor policies for regional hauls. These agents also assist with cargo insurance, physical damage coverage, and non-trucking liability for owner-operators in the Middletown area.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Ohio?
Ohio requires commercial trucks operating in interstate commerce to carry at least $750,000 in liability insurance under federal FMCSA rules. For intrastate hauling within Ohio, the minimum is $500,000 for general freight. An agent can help you meet these limits.
How does Ohio law affect truck insurance rates in Middletown?
Ohio is a tort state, meaning fault determines liability, which can influence premium costs. Local factors like traffic density along I-75 and accident statistics in Butler County also affect rates. Agents consider these when quoting policies.
Can I get a truck insurance policy if I have a recent accident or violation?
Yes, many Ohio truck insurance agents work with carriers that offer coverage for drivers with accidents or moving violations. However, premiums may be higher due to increased risk. Agents can shop multiple markets to find affordable options.
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