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Compare Truck Insurance Agents in Middletown, OH

Directory of truck insurance agents in Middletown, Ohio. Verify credentials with the state department of insurance before hiring.

15 agents listed
Updated May 2026
Middletown, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 15 truck insurance agents in Middletown, OH Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Acceptance Insurance
4347 Roosevelt Blvd B, Middletown, OH 45044
(513) 798-7131 locations.acceptance.com
Crisp & Company Insurance
4496 Marie Dr, Middletown, OH 45044
(513) 433-3433 crispandcompany.com
Moon & Adrion Insurance Agency, Inc.
180 N Breiel Blvd, Middletown, OH 45042
(513) 422-4504 moonadrion.com
Michael Schanne - State Farm Insurance Agent
1547 S Breiel Blvd, Middletown, OH 45044
(513) 424-1457 insure513.com
Jason Nemeth - State Farm Insurance Agent
1008 N University Blvd, Middletown, OH 45042
(513) 424-5388 jasonnemeth.com
Tammy Mann: Allstate Insurance
1081 N University Blvd Ste A, Middletown, OH 45042
(513) 423-5037 agents.allstate.com
Maddox Insurance Agency, LLC
3246 Dixie Hwy Suite 1, Middletown, OH 45044
(513) 424-0966
Redding Ins
110 N Breiel Blvd, Middletown, OH 45042
(513) 424-2005 reddinginsuranceagency.com
Jeff Mundy - State Farm Insurance Agent
300 S Breiel Blvd, Middletown, OH 45044
(513) 424-1102 jeffmundy.com
John Dobrozsi Jr Insurance Agency Inc
1820 1st Ave, Middletown, OH 45042
(513) 423-4696 dobrozsiinsurance.com
Dobrozsi Insurance
1820 1st Ave, Middletown, OH 45044
(513) 423-4696 dobrozsiinsurance.com
Miller Insurance Inc
36 S Breiel Blvd, Middletown, OH 45044
(513) 422-3621 millerinsinc.com
Farmers Insurance - John Holmes
995 Cincinnati Dayton Rd, Middletown, OH 45044
(513) 818-1885 agents.farmers.com
Insurance Associates
1061 N University Blvd, Middletown, OH 45042
(888) 423-2488 insuranceassociates.net
State Farm Insurance
1547 S Breiel Blvd, Middletown, OH 45044
(513) 424-1457 statefarm.com

Truck insurance agents in Middletown, Ohio help commercial truck drivers and fleet owners secure coverage that meets state and federal requirements. Ohio law mandates minimum liability insurance of $750,000 for interstate trucking operations under federal regulations, and local agents can tailor policies for regional hauls. These agents also assist with cargo insurance, physical damage coverage, and non-trucking liability for owner-operators in the Middletown area.

What Does a Truck Insurance Agent in Middletown Cost?

Truck insurance costs in Ohio typically range from $8,000 to $15,000 per year for a single owner-operator with a clean record, while fleet policies can cost $20,000 or more per truck depending on cargo and mileage. Factors like driving history, vehicle value, and coverage limits significantly affect the premium. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum insurance requirements for a truck in Ohio?
Ohio requires commercial trucks operating in interstate commerce to carry at least $750,000 in liability insurance under federal FMCSA rules. For intrastate hauling within Ohio, the minimum is $500,000 for general freight. An agent can help you meet these limits.
How does Ohio law affect truck insurance rates in Middletown?
Ohio is a tort state, meaning fault determines liability, which can influence premium costs. Local factors like traffic density along I-75 and accident statistics in Butler County also affect rates. Agents consider these when quoting policies.
Can I get a truck insurance policy if I have a recent accident or violation?
Yes, many Ohio truck insurance agents work with carriers that offer coverage for drivers with accidents or moving violations. However, premiums may be higher due to increased risk. Agents can shop multiple markets to find affordable options.