The top-rated truck insurance agent in Springfield, Ohio is Acceptance Insurance, rated 4.7 stars across 338 reviews. Other highly rated options include Chris Hunt - State Farm Insurance Agent, Assurant, America's Trusted Insurance Group (ATIG) Your local Independent Insurance Agency. This directory lists 18 truck insurance agents serving Springfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 1107 N Bechtle Ave | (937) 322-5757 |
| 2 | Chris Hunt - State Farm Insurance Agent | 115 E Ward St | (937) 688-5684 |
| 3 | Assurant | 1 Assurant Way | (937) 327-7700 |
| 4 | America's Trusted Insurance Group (ATIG) Your local Independent Insurance Agency | 1690 N Limestone St | (937) 324-2121 |
| 5 | Kyle Malone - State Farm Insurance Agent | 1601 N Limestone St | (937) 399-5432 |
| 6 | American Heritage Insurance Group | 1305 W 1st St | (937) 323-9737 |
| 7 | Fourman Insurance Agency | 1111 N Plum St #3 | (937) 325-6778 |
| 8 | Elliott Insurance Agency | 1317 E High St | (937) 325-2465 |
| 9 | AAA Springfield | 755 N Bechtle Ave | (937) 323-8661 |
| 10 | Clingman Insurance | 1110 N Plum St | (937) 322-3618 |
Acceptance Insurance serves Springfield, Ohio, and the surrounding communities, handling truck insurance for commercial vehicles operating in the region. It offers coverage tailored to the needs of local truckers, including liability and physical damage protection. The company structures its policies to comply with state and federal requirements for cargo and towing liabilities. For a typical assignment, it assesses the specifics of a client’s operation, such as mileage and radius, to match coverage with the risks involved in their daily routes.
Chris Hunt - State Farm Insurance Agent in Springfield, OH provides a range of truck insurance services tailored for local commercial operators. Their offerings include liability, cargo, and physical damage coverage to protect vehicles and goods in transit. The agency offers policy reviews and risk assessments to help clients understand their specific needs. Service plans involve periodic coverage adjustments to align with changing regulations and operational requirements. The company handles insurance for various commercial property types, including single-family homes, apartments, retail locations, and restaurants.
Assurant serves the Springfield, OH area as a truck insurance agent, helping local commercial trucking operators manage their coverage needs. The company provides clients with essential protection for their vehicles and operations. It handles the specific insurance requirements unique to the trucking industry, including liability and cargo coverage. Assurant also assists with physical damage insurance for commercial trucks and trailers operating throughout the region.
America's Trusted Insurance Group in Springfield, OH serves local transportation businesses and commercial fleets that require specialized truck insurance coverage. As an independent agency, it works with multiple carriers to offer liability, physical damage, and cargo protection policies tailored for regional trucking operations. The agency helps owner-operators and small trucking companies navigate coverage needs unique to Central Ohio’s freight corridors. It also provides risk management guidance on compliance with federal motor carrier regulations. Its service area extends into neighboring Clark County communities and parts of the greater Springfield metro.
Serving Springfield, Ohio, and the surrounding Clark County communities, Kyle Malone - State Farm Insurance Agent handles truck insurance for commercial vehicles operating in the region. The agency focuses on policies covering cargo liability, physical damage, and medical payments for local owner-operators and small fleets. It assesses each client’s route distance, cargo type, and driving history to determine coverage needs. The approach it uses to handle a typical job is to compare coverage limits with quote details, ensuring the policy aligns with the specific risks of each trucking operation.
For large fleet operations, a scheduled annual policy renewal service is often the most efficient approach to managing truck insurance, whereas owner-operators frequently prefer the flexibility of a one-time policy for a single haul. The agency handles comprehensive liability and cargo coverage for local and regional trucking needs in Springfield, OH. Service runs on either a one-time or as-needed basis, depending entirely on the client's individual driving schedule and cargo volume.
Spring planting season brings increased traffic on rural roads around Springfield, OH, making commercial truck coverage essential. Fourman Insurance Agency provides local truck insurance agent services to address these seasonal risks. They help operators secure policies that meet Ohio filing requirements and adjust coverage for changing cargo or routes. A driver can schedule an initial review by bringing their current declaration page and recent mileage logs. The agency then analyzes exposure and recommends available options before completing a formal vehicle inspection.
Elliott Insurance Agency in Springfield, OH, provides truck insurance agent services for local commercial vehicles. The company specializes in coverage add-ons such as cargo insurance and physical damage protection for rigs. Trucking policies are tailored for independent owner-operators and small fleet owners managing regional routes near Springfield. Commercial sectors it serves include offices, warehouses, and food service operations needing dependable hauling coverage.
AAA Springfield specializes in commercial truck insurance for independent operators and fleet owners in the Springfield, OH area. It offers liability, physical damage, and cargo coverage essential for local and regional routes. The agency routinely assists clients with policy reviews, claims filing, and compliance with state and federal requirements. It also helps truckers adjust their coverage before severe winter weather, ensuring adequate protection against ice, snow, and accident risks on unpredictable roads.
What Does a a Truck Insurance Agent in Springfield Cost?
Truck insurance costs in Ohio vary widely based on driving record, cargo type, and annual mileage. A typical policy for a single owner-operator in Springfield might range from 8000 to 15000 dollars per year. Fleet policies can cost more. This is general information and not insurance advice.
About truck insurance agents in Springfield
Truck insurance agents in Springfield Ohio help owner-operators and fleets find coverage that meets state and federal requirements. Ohio law mandates minimum liability limits of 750000 dollars for interstate commercial trucks. Local agents understand the specific risks of hauling freight through Clark County and along I-70.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Ohio?
Ohio requires interstate commercial trucks to carry at least 750000 dollars in liability insurance. Intrastate trucks may need lower limits. Your agent can explain the exact amount based on your operation.
How do I find a truck insurance agent in Springfield Ohio?
Look for agents who specialize in commercial auto or trucking insurance. Many local independent agents in Springfield can compare quotes from multiple carriers. Check that the agent is licensed in Ohio.
Does Ohio require cargo insurance for trucks?
Ohio does not mandate cargo insurance by state law, but many shippers and brokers require it. Typical cargo coverage limits range from 5000 to 100000 dollars. Your agent can help you choose the right amount.
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