The top-rated truck insurance agent in Toledo, Ohio is Knight Insurance Group, rated 5.0 stars across 322 reviews. Other highly rated options include RBI Insurance Agency & Financial Services, Acceptance Insurance, Gus Badra Agency - Insurance Brokers. This directory lists 19 truck insurance agents serving Toledo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Knight Insurance Group | 22 N Erie St | (419) 241-5133 |
| 2 | RBI Insurance Agency & Financial Services | 3421 N Holland Sylvania Rd | (419) 841-4446 |
| 3 | Acceptance Insurance | 3606 W Sylvania Ave | (419) 697-2078 |
| 4 | Gus Badra Agency - Insurance Brokers | 3454 Oak Alley Ct #106 | (419) 469-5522 |
| 5 | Jeff Traudt - State Farm Insurance Agent | 2828 Central Ave | (419) 473-3276 |
| 6 | Fuller & Sons Insurance Agency LLC | 5660 Southwyck Blvd Suite 200A | (419) 866-8796 |
| 7 | Insurance Solutions By Design LLC | 7640 W Bancroft St Suite 1 | (419) 292-5700 |
| 8 | Rezbanyay Insurance Agency | 505 Main St | (419) 698-9991 |
| 9 | Gluckle Insurance & Financial Agency | 4213 N Holland Sylvania Rd | (419) 887-1363 |
| 10 | Coyle Insurance | 4052 N Holland Sylvania Rd | (419) 824-2071 |
Knight Insurance Group serves the Toledo, Ohio metro area and surrounding Lucas County as a truck insurance agent. The company works with commercial drivers and fleet owners to secure coverage required for operating large vehicles on local highways and interstates. Typical policies address liability, cargo protection, and physical damage for trucks. Additional risk management solutions are available to meet state and federal compliance needs. The agency also assists with specialized policies for long-haul operations and non-trucking liability coverage.
RBI Insurance Agency & Financial Services in Toledo, OH, provides truck insurance coverage along with related financial services for local operators. It offers standard policies and maintenance plans designed to help commercial drivers manage ongoing compliance needs. The agency assists clients in protecting their vehicles against common road risks while ensuring they meet regional regulatory requirements. Beyond individual trucking concerns, the firm services single-family homes, apartments, retail, and restaurants, extending its coverage expertise to both transportation and property sectors.
Acceptance Insurance in Toledo, Ohio is known for providing tailored commercial truck coverage to local owner-operators and fleet operators. Its service range includes liability, cargo, and physical damage protection that meets Ohio’s regulatory requirements for over-the-road vehicles. The agency also assists drivers with roadside assistance plans and flexible payment schedules. A specialty service it can add on is occupational accident coverage for independent contractors who lack personal health insurance.
Businesses that operate commercial truck fleets rely on Gus Badra Agency - Insurance Brokers for their truck insurance in Toledo, OH. The agency typically provides liability, physical damage, and cargo coverage to protect trucks and their freight. Policies are tailored for local and long-haul trucking operations, supporting compliance with industry risk management needs. Gus Badra helps drivers and owner-operators review their insurance options to maintain coverage for their vehicles. The agency also serves clients in the neighboring community of Maumee within the greater Toledo metropolitan area.
Jeff Traudt - State Farm Insurance Agent serves Toledo, Ohio, and the surrounding Lucas County communities, handling commercial truck insurance policies for local owner-operators and small fleet owners. This agency works with standard liability, physical damage, and cargo coverage for a range of medium- and heavy-duty vehicles operating in the region. To address a typical policy need, the agent first reviews the client’s specific routes and hauling risk, then compares policy options to provide a straightforward coverage proposal.
Fuller & Sons Insurance Agency LLC in Toledo, OH provides both one-time policy consultations and ongoing coverage management for commercial trucking. As a dedicated truck insurance agent, the firm helps owner-operators and local fleets navigate liability, cargo, and physical damage protection tailored to regional routes. Ongoing service includes annual policy reviews to adjust for changing equipment or hauling needs. Service arrangements are offered on a scheduled or as-needed basis to match each client’s operational cycle.
Insurance Solutions By Design LLC in Toledo, OH offers specialty coverage tailored for commercial truck operators, including comprehensive liability protection and physical damage insurance for a range of vehicles. The agency also provides general risk management services to help clients navigate regulatory requirements and maintain continuous operation. During harsh Midwestern winters, the company typically assists local trucking businesses with adjusting their policies to address increased risks from ice, snow accumulation, and road salt corrosion on their equipment.
As winter weather approaches Toledo, commercial trucking operators face increased risk on icy highways, so securing proper coverage becomes critical for fleet protection. Rezbanyay Insurance Agency serves regional truckers by sourcing liability, cargo, and physical damage policies from multiple carriers. Operating as a truck insurance agent, the company works to match each client with appropriate coverage that meets federal and state filing requirements. Their process begins with an initial assessment of driving records and vehicle specifications before a formal inspection.
Gluckle Insurance & Financial Agency works with commercial drivers in Toledo, OH to secure essential liability and physical damage coverage for their trucks. It specializes in adding cargo insurance and non-trucking liability options to standard policies. The agency also addresses the particular insurance needs of local warehouse operators, delivery service offices, and food service companies that rely on trucking assets.
What Does a a Truck Insurance Agent in Toledo Cost?
Truck insurance costs in Ohio typically range from 8000 to 15000 dollars per year for a single truck with basic liability coverage. Full coverage policies with physical damage and cargo insurance can cost 12000 to 25000 dollars annually. Rates depend on driving history, cargo type, and annual mileage. This is general information and not insurance advice.
About truck insurance agents in Toledo
Truck insurance agents in Toledo Ohio help owner-operators and fleet managers meet Ohio commercial vehicle insurance requirements. Ohio law mandates minimum liability coverage of 750000 dollars for interstate trucks and 500000 dollars for intrastate operations. Local agents understand the specific risks of driving on I-75 and I-475 in Lucas County.
Frequently Asked Questions
What are the minimum insurance requirements for trucks in Ohio?
Ohio requires a minimum of 750000 dollars in liability coverage for interstate commercial trucks and 500000 dollars for intrastate trucks. You must also carry cargo insurance and physical damage coverage based on your contract requirements.
How do I find a qualified truck insurance agent in Toledo?
Look for agents who specialize in commercial auto insurance and have experience with the Federal Motor Carrier Safety Administration regulations. Many local independent agents in Toledo can compare quotes from multiple carriers.
Does Ohio require uninsured motorist coverage for trucks?
Yes, Ohio law requires uninsured and underinsured motorist coverage for commercial trucks unless you reject it in writing. The minimum limit is 25000 dollars per person and 50000 dollars per accident.
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