The top-rated truck insurance agent in Troy, Ohio is Freeman Groves Insurance And Financial Services Inc, rated 4.9 stars across 208 reviews. Other highly rated options include Littman-Thomas Agency - Troy Office, Heath Murray - State Farm Insurance Agent, Holobaugh Insurance. This directory lists 17 truck insurance agents serving Troy.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeman Groves Insurance And Financial Services Inc | 2840 S Co Rd 25A | (937) 348-1763 |
| 2 | Littman-Thomas Agency - Troy Office | 210 S Market St suite b | (937) 339-1525 |
| 3 | Heath Murray - State Farm Insurance Agent | 725 W Market St | (937) 335-9600 |
| 4 | Holobaugh Insurance | 2244 OH-718 | (937) 552-9956 |
| 5 | Carr Insurance Group | 115 S Market St | (937) 335-8914 |
| 6 | Koverman Staley Dickerson Insurance | 1106 W Main St | (937) 339-4119 |
| 7 | Carson Halsey: Allstate Insurance | 1275 Experiment Farm Rd D | (937) 332-6942 |
| 8 | Lisa Cano - State Farm Insurance Agent | 41 S Stanfield Rd A | (937) 335-3535 |
| 9 | Trojan Insurance Agency | 1008 Grant St | (937) 339-2674 |
| 10 | R J Warner Insurance | 23 S Mulberry St | (937) 335-5166 |
Freeman Groves Insurance And Financial Services Inc serves the Troy, Ohio metro area and surrounding Miami County as a truck insurance agent. The company helps local owner-operators and small fleet businesses meet state and federal insurance requirements for commercial vehicles. They work directly with carriers to secure liability and physical damage policies. Their services also include cargo coverage for transported goods.
Littman-Thomas Agency - Troy Office provides truck insurance for local and regional operators and fleets. Services include liability, physical damage, cargo, and non-trucking liability coverage. Maintenance and risk management guidance assists clients with regulatory compliance and loss prevention. The agency serves a variety of commercial clients, including independent owner-operators, small fleet owners, and businesses engaged in retail and restaurant supply delivery.
Heath Murray - State Farm Insurance Agent serves homeowners, businesses, and property managers in Troy, Ohio, with personalized commercial auto and liability solutions for trucking operations. The agency focuses on guiding local fleet owners and independent drivers through coverage options that meet occupational requirements and protect assets on the road. Policies are designed to address cargo risks, physical damage, and roadside exposures common in regional freight work. The office also extends its truck insurance services to clients in Piqua and the surrounding Miami County area.
Holobaugh Insurance serves trucking clients in Troy, Ohio, and the surrounding Miami County communities. It handles liability, physical damage, and cargo coverage for local and regional commercial fleets. The agency works closely with drivers and small fleet operators to understand their unique risk exposures on Ohio highways. For every policy, it conducts a thorough review of the client’s operational routes and equipment to identify specific coverage gaps before binding the appropriate protection.
A client may need a one-time policy or ongoing coverage options from a truck insurance agent. Carr Insurance Group offers both one-time and recurring truck insurance service options. Their work typically involves providing coverage for commercial vehicles, helping mitigate risks on the road. As an agency in Troy, OH, they assist local truck operators with insurance needs. Their service for these clients runs primarily on a scheduled basis to ensure continuous protection and compliance with regulations.
As the seasonal harvests ramp up across the Miami Valley, local trucking operators need reliable coverage for their fleets on the move. Koverman Staley Dickerson Insurance in Troy, OH, works as a truck insurance agent to help commercial drivers meet Ohio liability requirements and protect valuable cargo. The agency focuses on finding appropriate policy limits for heavy trucks and their unique operational exposures. A new client consultation begins with a review of current vehicles and hauling routes, followed by an inspection of safety equipment and daily mileage logs.
Carson Halsey: Allstate Insurance provides truck insurance agent services, specializing in policies for commercial trucks and fleet vehicles in the Troy, OH area. It helps local owner-operators and small carriers secure liability and cargo coverage that meets their legal and operational needs. The agency also handles general personal insurance lines for individual clients. During winter months, it assists trucking businesses in adjusting coverage for seasonal weather risks and icy road conditions.
Lisa Cano’s agency provides truck insurance to clients in and around Troy, Ohio, covering liability and physical damage for commercial vehicles. Policies are tailored to meet the unique risks of local road transport, with added options for cargo coverage and rental reimbursement. This ensures businesses can protect their assets during daily operations and unexpected downtime. The office serves a range of commercial sectors, including offices with fleet vehicles, warehouses managing logistics, and food service operations needing reliable delivery coverage.
Trojan Insurance Agency in Troy, OH assists local commercial vehicle operators with necessary liability and physical damage coverage. The company works with trucking businesses across the region, addressing common needs such as cargo insurance and motor truck cargo protection. Its suite of policies supports both small fleet owners and independent owner-operators. For clients running specialized hauling operations, the office can additionally arrange for non-trucking liability or bobtail insurance.
R J Warner Insurance provides residential truck insurance for personal vehicles in Troy, OH. The agency also offers commercial coverage for local trucking businesses operating throughout the Miami County area. Tailored policies address liability, cargo, and physical damage needs for various fleet sizes. Agents work directly with clients to adjust coverage as regulations or business demands change. Follow-up consultations are available to review policy performance between regular renewal visits.
What Does a a Truck Insurance Agent in Troy Cost?
Typical annual premiums for truck insurance in Ohio range from 8,000 to 15,000 dollars for owner-operators with good records. Fleet policies can cost more depending on the number of vehicles and cargo type. Costs vary based on driving history, coverage limits, and the specific goods hauled. This is general information and not insurance advice.
About truck insurance agents in Troy
Truck insurance agents in Troy, Ohio help owner-operators and fleet owners meet state and federal insurance requirements. Ohio law requires minimum liability coverage of 750,000 dollars for interstate trucking. Local agents understand the specific needs of the Miami County freight industry.
Frequently Asked Questions
What insurance coverage do truckers need in Ohio?
Ohio requires liability insurance of at least 750,000 dollars for interstate commercial vehicles. Many agents also recommend cargo insurance and physical damage coverage. Your agent can help you meet the Ohio Public Utilities Commission requirements.
How do I find a truck insurance agent in Troy Ohio?
You can search online for independent agents in Troy who specialize in commercial trucking. Check that the agent is licensed in Ohio and has experience with the type of trucking you do. Local agents can also advise on Ohio-specific filing requirements.
Does Ohio have special insurance rules for intrastate trucking?
Yes, intrastate trucking in Ohio requires minimum liability coverage of 500,000 dollars for most vehicles. Your agent can help you comply with Ohio Revised Code Chapter 4923. Always verify limits with your specific operation.
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