The top-rated truck insurance agent in Xenia, Ohio is Greene County Insurance, rated 4.9 stars across 155 reviews. Other highly rated options include Doug Zeigler - State Farm Insurance Agent, Montgomery Insurance & Investments, David Spriggs - State Farm Insurance Agent. This directory lists 14 truck insurance agents serving Xenia.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Greene County Insurance | 2039 Bellbrook Ave # A | (937) 374-0066 |
| 2 | Doug Zeigler - State Farm Insurance Agent | 280 N Detroit St | (937) 372-3700 |
| 3 | Montgomery Insurance & Investments | 114 S Detroit St | (937) 372-7646 |
| 4 | David Spriggs - State Farm Insurance Agent | 121 Dayton Ave | (937) 372-3863 |
| 5 | Ankeney-Xenia Truck Service | 1303 Bellbrook Ave | (937) 372-9241 |
| 6 | Rick Kolmin - State Farm Insurance Agent | 280 N Detroit St | (937) 372-3700 |
| 7 | Perkins & Associates Insurance Inc. American Family Insurance | 25 S Detroit St | (937) 347-2002 |
| 8 | Anderson Williamson Insurance | 242 N Detroit St | (937) 372-4491 |
| 9 | Farmers Insurance - Rodney Hines | 492 W 2nd St Ste 203 | (937) 424-0643 |
| 10 | Nationwide Insurance: Kelly Jones Insurance Agency LLC | 157 Progress Dr Ste A | (937) 372-8059 |
Greene County Insurance serves Xenia and the surrounding Greene County area, specializing in truck insurance policies for local owner-operators and commercial fleet operators. As an agent in a region with significant freight traffic, the company helps clients match coverage to their specific operational needs. It provides essential liability protection and physical damage coverage for trucks navigating Ohio highways. The agency also assists with cargo insurance to safeguard transported goods and occupational accident coverage for independent drivers.
Doug Zeigler - State Farm Insurance Agent provides a full range of commercial truck insurance policies tailored to various business needs in the Xenia, Ohio area. Service plans include standard liability, cargo, and physical damage coverage, which help maintain fleet continuity and protect assets during regular operations. The agency also works with clients to structure maintenance-based insurance terms that support long-term vehicle readiness and reduce downtime. Properties serviced include small single-family home-based trucking businesses, multi-vehicle commercial operations, retail delivery fleets, and local restaurant supply routes.
Montgomery Insurance & Investments serves trucking business owners and independent owner-operators in the Xenia, Ohio area, offering policies that address commercial vehicle liability, cargo protection, and physical damage coverage for fleets of all sizes. The agency works closely with clients to tailor coverage that meets the operational demands of regional hauling and local delivery routes. Beyond Xenia, Montgomery Insurance & Investments also covers the greater Dayton metro area, including neighboring communities such as Beavercreek and Fairborn.
David Spriggs - State Farm Insurance Agent in Xenia, OH, provides comprehensive truck insurance coverage and related risk management services for commercial vehicle operators. The agency offers tailored policy maintenance, periodic coverage reviews, and claim support services to help manage evolving fleet needs. Its service plans focus on helping clients maintain appropriate liability and cargo protection throughout the policy term. The agency typically works with properties including single-family homes, apartments, retail, and restaurants.
Ankeney-Xenia Truck Service distinguishes between clients seeking a single policy for a specific cargo and those requiring ongoing coverage for a fleet’s changing schedules. As a truck insurance agent in Xenia, OH, the firm arranges liability, physical damage, and cargo protection based on route risk and vehicle type. Agents work with standard carriers serving local and regional hauls, adjusting deductibles and limits per operator preference. The service runs on either a one-time need or on an as-needed schedule for those who require policy updates only when their freight demands change.
Serving Xenia, Ohio, and the surrounding Greene County communities, Rick Kolmin - State Farm Insurance Agent handles truck insurance policies for local owner-operators and small fleets. The agency works to match coverage with the specific cargo, routes, and vehicle types common in the regional shipping industry. Each policy is built by first assessing the driver’s experience and the truck’s operating radius, then selecting liability and physical damage limits that meet state requirements. For a typical job, the agent reviews the current policy period and discusses adjustments for any seasonal hauling changes.
Perkins & Associates Insurance Inc. American Family Insurance in Xenia, OH offers specialized coverage for local truck fleets and independent owner-operators, alongside standard commercial auto policies. They help manage the unique liability and cargo risks inherent in regional freight routes. Their agent works closely with clients to ensure protection meets regulatory requirements for Ohio road operations. During winter months, they assist operators in reviewing policy limits before hazardous driving conditions increase the likelihood of claims.
As the leaves turn and winter weather approaches in the Xenia area, local truckers must ensure their commercial vehicles are properly insured. Anderson Williamson Insurance addresses this seasonal need by offering liability and cargo coverage for heavy trucks. Serving Xenia and the surrounding Ohio region, this truck insurance agent helps independent drivers and small fleets meet state requirements while protecting valuable freight. Each policy review begins with a thorough assessment of the vehicle’s intended routes and typical cargo loads to determine appropriate coverage limits.
Farmers Insurance - Rodney Hines provides truck insurance agent services to clients in Xenia, Ohio. Policies can be tailored to include specialized coverage for cargo protection and roadside assistance. The agency customizes each plan to meet the unique needs of commercial vehicle operators in the region. This includes managing liability requirements for fleets of various sizes. Commercial sectors that may be served include local offices, large warehouses, and food service distribution networks.
Nationwide Insurance: Kelly Jones Insurance Agency LLC offers residential truck insurance services to protect personal vehicles and belongings in Xenia, OH. The agency also provides commercial coverage for local trucking operations, serving clients throughout the surrounding area. Policies are designed to meet both standard and specific transportation needs. After an initial placement, the agent follows up regularly to adjust coverage as conditions change, ensuring continuous protection between visits.
What Does a a Truck Insurance Agent in Xenia Cost?
Typical annual premiums for a single truck in Ohio range from 8,000 to 15,000 dollars for basic liability, with higher costs for full coverage including cargo and physical damage. Factors like driving record, cargo type, and annual mileage affect the price. This is general information and not insurance advice.
About truck insurance agents in Xenia
Truck insurance agents in Xenia, Ohio help owner-operators and fleet managers secure coverage that meets Ohio state requirements. Ohio law mandates minimum liability limits of 750,000 dollars for general freight carriers operating interstate. Local agents understand the specific needs of Greene County trucking businesses and can explain Ohio Bureau of Motor Vehicle compliance.
Frequently Asked Questions
What does a truck insurance agent in Xenia do?
A truck insurance agent helps you find policies for liability, cargo, physical damage, and non-trucking liability. They can also guide you on Ohio-specific filings like the UCR and BOC-3 requirements.
Do I need a local agent or can I use an online service?
A local agent in Xenia knows Ohio insurance laws and can provide personalized service. Online services may be cheaper but often lack the local knowledge of Ohio DOT rules and regional risk factors.
How do Ohio laws affect my truck insurance policy?
Ohio requires minimum liability coverage of 750,000 dollars for interstate carriers and 500,000 dollars for intrastate operations. Your agent can help you meet these limits and advise on additional coverage like uninsured motorist protection.
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