The top-rated truck insurance agent in Janesville, Wisconsin is Katie Myers - State Farm Insurance Agent, rated 4.9 stars across 327 reviews. Other highly rated options include Amanda Sugden American Family Insurance, Don Gerharz - State Farm Insurance Agent, Jaysen Jorgensen - State Farm Insurance Agent. This directory lists 19 truck insurance agents serving Janesville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Katie Myers - State Farm Insurance Agent | 4465 Milton Ave Suite 106 | (608) 755-1330 |
| 2 | Amanda Sugden American Family Insurance | 1346 Excalibur Dr | (608) 755-7800 |
| 3 | Don Gerharz - State Farm Insurance Agent | 305 S Main St | (608) 741-1122 |
| 4 | Jaysen Jorgensen - State Farm Insurance Agent | 1341 N Wright Rd | (608) 756-9208 |
| 5 | Colleen Frentzel American Family Insurance | 4407 Milton Ave Ste 110 | (608) 302-4101 |
| 6 | TLLA Insurance Agency | 2121 Milton Ave Suite 140 | (608) 756-4510 |
| 7 | Wisco Insurance Company | 7 N Main St | (608) 743-2145 |
| 8 | Rob Seeman Agency Llc | 1344 Creston Park Dr | (608) 757-4372 |
| 9 | Adam Johnston Insurance | 2557 Milton Ave | (608) 755-8322 |
| 10 | Bryan Holder Insurance Agency LLC | 1817 E Milwaukee St | (608) 563-5140 |
Katie Myers - State Farm Insurance Agent serves Janesville and Rock County, offering truck insurance coverage for local owner-operators and fleet businesses. The agency provides tailored commercial auto policies that protect vehicles, cargo, and liability exposure on regional hauls. With a focus on risk management for the transportation industry, the team assists drivers in navigating complex coverage requirements. They handle physical damage protection for over-the-road rigs and non-trucking liability for personal use periods.
Amanda Sugden American Family Insurance provides truck insurance agent services in Janesville, Wisconsin, including policy consulting, risk management guidance, and tailored coverage solutions for commercial vehicles. Its maintenance plans focus on helping clients manage policy renewals, adjust coverage limits as business needs change, and navigate local regulatory requirements. These services support independent operators and small fleet owners alike. The company also helps insure properties commonly associated with trucking operations, such as single-family homes, apartments, retail spaces, and restaurants.
Don Gerharz - State Farm Insurance Agent serves homeowners, businesses, and property managers in Janesville, Wisconsin. It provides truck insurance policies tailored to local commercial driving needs, including liability coverage and physical damage protection. The agency helps clients navigate coverage requirements for small fleets and owner-operators operating in the region. Road risks common to the area are assessed to ensure proper policy limits. This agency also extends its truck insurance services to clients in Beloit and surrounding Rock County communities.
Serving Janesville, Wisconsin, and the surrounding southern Wisconsin communities, Jaysen Jorgensen - State Farm Insurance Agent provides truck insurance coverage for local owner-operators and small fleet companies. The agency handles policies for commercial vehicles, including liability, physical damage, and cargo protection for regional routes. Each client's specific driving history and vehicle value are reviewed to match appropriate coverages and deductibles. The agent typically starts with a detailed assessment of the business’s hauling needs and then recommends a tailored policy to address its most common operational risks.
For local trucking operations in Janesville, WI, distinct needs emerge between a single truck owner-operator requiring one-time policy setup and fleets needing recurring adjustments for changing cargo or drivers. Colleen Frentzel American Family Insurance provides tailored coverage options addressing liability and physical damage common to this sector. Managing risk specifics such as interstate permits or local route exposures typically involves annual renewals. Service runs on an as-needed basis, with consultations available when city or regional routes change.
TLLA Insurance Agency in Janesville, WI specializes in policies tailored for commercial trucks and fleet operators, covering liability, cargo, and physical damage. It also assists local drivers with general business insurance needs for their trucking operations. The agency helps clients navigate coverage adjustments before winter months, when icy roads and longer delivery delays increase the need for comprehensive protection.
As spring thaws bring increased freight volume through the Janesville area, local truck operators often need updated liability coverage to match new seasonal contracts. Wisco Insurance Company serves as a truck insurance agent, helping owner-operators and small fleets review policy limits for hauling regional produce and machinery. The agency works with standard trucking insurers familiar with Midwest routes and weather-related risks. Each new inquiry begins with a detailed review of current cargo and equipment specifications, followed by a complete physical inspection of the vehicles to verify safety and compliance requirements.
Rob Seeman Agency Llc is a truck insurance agent serving Janesville, WI, and the surrounding region. The agency provides liability, physical damage, and cargo coverage for owner-operators and small fleet owners. Policies are tailored to the specific needs of local trucking operations, including long-haul and regional routes. As a specialty service, the agency can arrange for downtime coverage that helps cover lost income when a truck is out of service due to an accident or mechanical failure.
Adam Johnston Insurance provides residential truck insurance for Janesville, WI area drivers, covering personal policies alongside commercial coverage for local operators. The agency services regional transportation needs in Janesville and the surrounding communities, handling standard liability and physical damage policies for owner-operators and small fleets. Clients receive policy review and renewal support, with agents available for follow-up service between regular visits to adjust coverage as needed.
Bryan Holder Insurance Agency LLC in Janesville, WI provides truck insurance coverage for local and regional operators. Its work focuses on protecting commercial vehicles, with specialty add-ons for cargo liability and physical damage. The agency helps businesses navigate Wisconsin’s insurance requirements for freight and delivery fleets. It can serve a variety of commercial sectors, including offices that rely on light-duty trucks, warehouses managing supply chain logistics, and food service companies operating distribution vehicles.
What Does a a Truck Insurance Agent in Janesville Cost?
Typical truck insurance costs in Wisconsin range from 8,000 to 15,000 dollars per year for a single owner-operator with a clean record. Fleet policies can cost more depending on the number of vehicles and cargo type. Rates vary significantly based on coverage limits, deductibles, and driving history. This is general information and not insurance advice.
About truck insurance agents in Janesville
Truck insurance agents in Janesville Wisconsin help owner-operators and fleet managers secure coverage that meets state and federal requirements. Wisconsin law mandates minimum liability insurance of 750,000 dollars for interstate trucking under federal regulations. Local agents understand the specific risks of hauling freight through southern Wisconsin including winter weather and rural routes.
Frequently Asked Questions
What are the minimum insurance requirements for trucks in Wisconsin?
For interstate trucking, federal law requires at least 750,000 dollars in liability coverage. Wisconsin also requires proof of financial responsibility for intrastate commercial vehicles. An agent can help you determine the exact limits needed for your operation.
How do I find a truck insurance agent in Janesville?
You can search online for commercial truck insurance agencies in Janesville or ask for referrals from other trucking companies. Many agents in the area specialize in covering local fleets and owner-operators serving Wisconsin and the Midwest.
What factors affect truck insurance costs in Wisconsin?
Costs depend on your driving record, the type of cargo you haul, annual mileage, and the value of your truck. Wisconsin weather and road conditions also influence premiums. A local agent can review your specific situation to find appropriate coverage.
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