The top-rated truck insurance agent in Racine, Wisconsin is Michelle Christensen - State Farm Insurance Agent, rated 4.9 stars across 334 reviews. Other highly rated options include Compass Insurance Group, Neil Vranak - State Farm Insurance Agent, Goosehead Insurance - Benjamin Murphy. This directory lists 14 truck insurance agents serving Racine.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Michelle Christensen - State Farm Insurance Agent | 5401 Douglas Ave ste d | (262) 639-6663 |
| 2 | Compass Insurance Group | 6021 Durand Ave #600 | (262) 456-0566 |
| 3 | Neil Vranak - State Farm Insurance Agent | 3131 Taylor Ave Bldg 2B | (262) 639-7678 |
| 4 | Goosehead Insurance - Benjamin Murphy | 927 Main St Suite 1 | (608) 467-4577 |
| 5 | Tree Frog Insurance Services, LLC | 548 State St | (262) 975-2225 |
| 6 | Matthew Cobb American Family Insurance | 4000 Spring St Ste 2 | (262) 633-4701 |
| 7 | Martinson Insurance Affiliate of Robertson Ryan Insurance | 2412 Lathrop Ave | (262) 554-1111 |
| 8 | Elite wise Inc. Agency | 1617 Morton Ave | (262) 726-1807 |
| 9 | CRB Insurance | 500 Wisconsin Ave | (262) 884-0900 |
| 10 | Racine Low Cost Auto Insurance Tribe | 601 Lake Ave #116 | (209) 797-7644 |
Michelle Christensen - State Farm Insurance Agent serves the Racine, Wisconsin area by providing truck insurance agent services to local commercial drivers and fleet operators. Policies are designed to cover liabilities and physical damage specific to trucking operations. The business also helps drivers comply with state and federal insurance requirements typically needed for licensing and registration. Michelle Christensen - State Farm Insurance Agent handles policy customization for long-haul and local delivery vehicles operating in and around Racine.
Compass Insurance Group offers specialized truck insurance policies tailored for owner-operators and small fleets in Racine, Wisconsin. The agency works to find suitable liability, cargo, and physical damage coverage for local drivers navigating regional routes. It helps independent truckers assess their unique risk factors and match them with appropriate protection plans. As winter ice and heavy snow affect I-94 and Highway 31, the agency guides operators in ensuring their policies adequately cover weather-related cargo claims and roadside breakdown expenses.
Neil Vranak - State Farm Insurance Agent provides commercial truck insurance coverage for operators in Racine, WI. Service plans include tailored liability protection, cargo coverage, and physical damage insurance for a range of vehicles. The agency reviews each client’s hauling needs to adjust policy terms accordingly. Routine policy maintenance and endorsement updates are available to ensure coverage remains current with local regulations. It services single-family homes, apartments, retail locations, and restaurants needing truck insurance for business operations.
Serving Racine and the surrounding communities in southeastern Wisconsin, Goosehead Insurance - Benjamin Murphy handles truck insurance for local owner-operators and regional fleets operating in the area. As a truck insurance agent, the agency addresses the specific liability, cargo, and physical damage coverage needs common to commercial vehicles traversing the industrial and agricultural routes of this region. To handle a typical job, it reviews a client’s driving radius and cargo type, then compares coverage options to match the operational risks.
Some trucking businesses prefer a single consultation for permit or liability clarification, while others rely on ongoing policy management throughout the year. Tree Frog Insurance Services, LLC, in Racine, WI, assists local and regional carriers in selecting coverage that addresses fleet liability, cargo protection, and physical damage risks. The agent works to align policy details with each client’s operational needs. As individual contracts are completed, further service is arranged strictly on an as-needed basis for renewal review or policy adjustments.
Homeowners and business owners needing commercial truck insurance in Racine, WI turn to Matthew Cobb American Family Insurance for tailored coverage. The agency addresses risk management for local freight and delivery fleets, ensuring compliance with regional regulations. Policies protect vehicles and cargo against common hazards on southeastern Wisconsin roadways. Services also extend to owner-operators requiring liability and physical damage protection. This agency additionally serves clients in nearby Kenosha and throughout the greater Racine metropolitan area.
Martinson Insurance Affiliate of Robertson Ryan Insurance provides specialized truck insurance agency services in Racine, Wisconsin, focusing on coverage for commercial vehicles, fleet operations, and owner-operators. In addition to policy matching and risk assessment, the agency helps local trucking businesses meet state and federal regulatory requirements. During winter months, it assists drivers with snow-related coverage adjustments and weather-specific liability concerns to maintain compliance and operational stability throughout tough seasonal conditions.
Elite wise Inc. Agency provides comprehensive truck insurance solutions for companies operating throughout the Racine area. Its services include standard liability coverage, plus specialty add-ons such as physical damage protection and cargo insurance tailored to fleet requirements. The agency works to align policy options with each client’s specific operational needs, helping manage risks unique to commercial transportation. Its coverage offerings can serve a range of commercial sectors, including local offices, distribution warehouses, and food service operations.
As winter approaches, Racine trucking operators review their coverage for icy roads and cargo protection, and CRB Insurance offers tailored advice for these local needs. Based in Racine, this truck insurance agent works with owner-operators and small fleets to secure necessary liability and physical damage policies. They understand regional routes and terminal risks that affect premiums. A new client typically begins with an inspection of their vehicles and driving logs to assess coverage requirements.
Based in Racine, WI, Racine Low Cost Auto Insurance Tribe handles residential truck insurance needs for local owners. The agency also provides commercial coverage for smaller trucking operations throughout the Racine area. Each policy is written to address specific risks on local roads and highways. Clients can follow up with their agent after regular visits to adjust coverage or update vehicle details as their business changes. This allows for ongoing service between policy renewal periods.
What Does a a Truck Insurance Agent in Racine Cost?
Truck insurance costs in Wisconsin vary widely based on driving record, cargo type, and annual mileage. A typical policy for an owner-operator might range from $8,000 to $15,000 per year for liability and physical damage. High-risk or specialty cargo can cost more. This is general information, not insurance advice.
About truck insurance agents in Racine
Truck insurance agents in Racine, Wisconsin help owner-operators and fleets find coverage that meets state and federal requirements. Wisconsin law requires minimum liability insurance of $750,000 for interstate carriers, and local agents can explain how this applies to your specific operation. They also assist with cargo insurance, physical damage, and non-trucking liability policies.
Frequently Asked Questions
What are the minimum insurance requirements for trucking in Wisconsin?
For interstate trucking, the federal minimum is $750,000 in liability coverage. Wisconsin also requires proof of financial responsibility for intrastate carriers, often met with a $300,000 liability policy. Your agent can help you determine the correct limits for your operation.
How can a truck insurance agent in Racine help me save money?
An agent can compare quotes from multiple insurers and suggest ways to lower premiums, such as increasing deductibles or bundling policies. They also know which safety programs or driver training courses may qualify you for discounts in Wisconsin.
What documents do I need to get a quote from a truck insurance agent?
You will need your commercial drivers license, vehicle registration, and a list of all drivers. You should also provide your USDOT number and MC number if you operate interstate. The agent will use this information to find accurate rates.
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