The top-rated umbrella insurance agent in Phoenix, Arizona is Phoenix Health Insurance, rated 5.0 stars across 601 reviews. Other highly rated options include AALL Insurance, AALL, Arizona Preferred Insurance. This directory lists 31 umbrella insurance agents serving Phoenix.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Phoenix Health Insurance | 20823 N Cave Creek Rd Building B Suite 101 | (623) 516-8300 |
| 2 | AALL Insurance | 5830 W Thomas Rd | (623) 873-3777 |
| 3 | AALL | 5411 S Central Ave | (602) 304-0000 |
| 4 | Arizona Preferred Insurance | 1940 E Camelback Rd # 204 | (602) 266-0020 |
| 5 | Adrar Insurance Agency | 4801 N 19th Ave #4 | (888) 253-4476 |
| 6 | Samuel Insurance Agency | 3109 E Cactus Rd | (602) 600-0742 |
| 7 | Touchdown Insurance | 11022 S 51st St #205 | (602) 677-2310 |
| 8 | Southland Insurance Services | 3030 N Central Ave suite 1000 | (623) 259-4100 |
| 9 | Freeway Insurance | 3536 W Baseline Rd Suite 122 | (602) 246-3630 |
| 10 | Lumenasa Insurance Agency LLC | 4742 N 24th St suite 355 | — |
Phoenix Health Insurance serves homeowners, businesses, and property managers in the greater Phoenix area seeking personal umbrella liability coverage. This firm helps clients extend their underlying policy limits to protect assets against major claims and lawsuits. The agency provides professional guidance on policy structures that complement standard homeowners and auto policies, ensuring broader financial protection. For additional convenience, it also serves clients in the neighboring city of Tempe, located directly east of downtown Phoenix.
Clients can choose between a single session focused on immediate umbrella concerns or ongoing access for periodic policy adjustments. Coverage from AALL Insurance extends personal liability protection beyond standard home and auto limits, safeguarding assets against major claims or lawsuits in the Phoenix area. For residents seeking consistent risk management, the agent offers scheduled reviews, though specific policy modifications are arranged on an as-needed basis throughout the year.
AALL provides umbrella insurance agent services throughout the Phoenix, Arizona area, offering liability coverage that extends beyond standard home and auto policies. Their service approach includes personalized risk assessments to help clients identify adequate coverage limits for comprehensive liability protection. Regular policy reviews are provided to adjust coverage in response to changing life circumstances or asset accumulation. This company handles liability needs for single-family homes, apartments, retail establishments, and restaurants.
Arizona Preferred Insurance offers umbrella insurance agent services in the Phoenix area, specializing in securing extra liability coverage beyond standard auto and homeowners policies. The firm generally works with clients to protect assets from major claims and lawsuits through this added layer of protection. During Arizona’s monsoon season, the company helps residents address coverage concerns related to storm damage claims and increased liability risks from flooded roadways.
When monsoon storms sweep across the Valley, unexpected liability can arise from a guest's injury on a property or a dog bite in the yard. Adrar Insurance Agency in Phoenix helps homeowners and drivers protect savings with umbrella coverage that extends beyond standard policy limits. This extra layer safeguards assets if a serious accident or incident depletes primary insurance. The process of finding the right amount of protection begins with a liability review, assessing current risks and existing coverage gaps to recommend a customized policy.
Samuel Insurance Agency offers personal and commercial property and casualty insurance coverage throughout the Phoenix area. As an umbrella insurance agent, the company specializes in providing additional liability protection that extends beyond the limits of standard policies. This added layer of coverage helps shield clients from major claims and lawsuits. The agency can serve a variety of commercial sectors, including offices, warehouses, and food service operations, tailoring excess liability solutions to their specific operational risks.
Touchdown Insurance provides umbrella insurance for residential properties throughout Phoenix, Arizona. The agency also offers commercial coverage tailored to local business needs. Serving clients across the metropolitan area, it helps protect personal and commercial assets against major liability claims. After an initial policy setup, the agency follows up with clients to review coverage adjustments before their regular renewal visits. This consistent service ensures each client’s protection remains aligned with their evolving circumstances between scheduled check-ins.
Southland Insurance Services serves clients throughout the Phoenix, Arizona metro area, specializing in umbrella insurance policies that provide extended liability coverage beyond standard home and auto limits. These policies protect personal assets against major claims and lawsuits. The company works with individuals and families seeking additional financial protection from potential legal costs or property damage claims. It handles comprehensive personal umbrella coverage for homeowners and excess liability policies designed to coordinate with underlying auto and watercraft insurance.
Freeway Insurance provides umbrella coverage for clients in El Mirage, Arizona, offering liability protection that extends beyond standard home and auto policies. Its service approach involves assessing each client’s risk profile to determine appropriate policy limits for additional peace of mind. Routine policy reviews are available to adjust coverage as personal assets or lifestyle change. The company services single-family homes, apartments, retail establishments, and restaurants throughout the local area.
What Does an a Umbrella Insurance Agent in Phoenix Cost?
The cost of an umbrella insurance policy in Arizona typically ranges from 150 to 400 dollars per year for one million dollars of coverage. Premiums vary based on your driving record number of properties and other risk factors. Phoenix residents may pay slightly more due to higher population density and claim frequency. This is general information not insurance advice.
About umbrella insurance agents in Phoenix
An umbrella insurance agent in Phoenix Arizona helps you secure additional liability coverage that goes beyond the limits of your auto and homeowners policies. Arizona law requires minimum liability limits for drivers but does not mandate umbrella insurance. Many Phoenix residents choose umbrella policies to protect against large claims or lawsuits common in a growing metropolitan area.
Frequently Asked Questions
What does an umbrella insurance agent in Phoenix do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy. This policy provides extra coverage after your primary insurance limits are exhausted. The agent can explain how Arizona liability laws affect your coverage needs.
How much umbrella insurance do I need in Arizona?
Most agents recommend at least one million dollars in umbrella coverage. Your specific needs depend on your assets and risk factors. Arizona does not set a state minimum for umbrella insurance so you choose the limit that fits your situation.
Can umbrella insurance cover me for incidents in Phoenix?
Yes umbrella insurance covers liability claims that happen anywhere in the United States including Phoenix. It also covers incidents in Canada and many other countries. Your agent can confirm the geographic scope of your specific policy.
Umbrella Insurance Agents in Other Arizona Cities
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