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Compare umbrella insurance agents in Surprise. Review contact information and insurance categorys before you decide.
18 agents listed
Updated May 2026
Surprise, AZ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Arizona before hiring.
Showing 18 umbrella insurance agents in Surprise, AZ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
William Kohl - State Farm Insurance Agent
18789 N Reems Rd Ste 200, Surprise, AZ 85374
(623) 546-1124
williamkohl.com
Oasis Insurance
12751 W Bell Rd Suite 129, Surprise, AZ 85378
(623) 435-4082
oasisinsurance.com
American Insurance Benefits - Andy Orlikoff
14955 W Bell Rd #8031, Surprise, AZ 85374
(623) 742-3878
azhealth.us
InsuranceBeacon.com
15270 W Brookside Ln Ste 125, Surprise, AZ 85374
(623) 584-0071
insurancebeacon.com
Guillermo Morales - State Farm Insurance Agent
14763 Cactus Rd #108, Surprise, AZ 85379
(623) 594-2845
mysurpriseagent.com
Moore Insurance Agency
15282 W Brookside Ln, Surprise, AZ 85374
(623) 556-1576
Giles & Iten Insurance
11503 W Bell Rd Suite C, Surprise, AZ 85378
(623) 201-8570
gilesanditen.com
The LaChance Insurance Agency
14245 W Grand Ave Ste 3, Surprise, AZ 85374
(623) 400-9800
lachanceinsurance.com
Aabar Insurance Services, Inc.
15027 W Bell Rd # 150, Surprise, AZ 85374
(623) 594-8209
aabarinsurance.com
HealthMarkets Insurance Broker - Polly Chan
16054 W Shaw Butte Dr, Surprise, AZ 85379
(602) 316-9913
healthmarkets.com
Sands Insurance Agency: Allstate Insurance
13474 N Autoshow Ave, Surprise, AZ 85388
(623) 455-7707
agents.allstate.com
Farmers Insurance - Mary Hofstetter
16630 W Greenway Rd Ste 324, Surprise, AZ 85388
(623) 444-5776
agents.farmers.com
Scheller Insurance Agency LLC
15278 W Bell Rd #109, Surprise, AZ 85374
(623) 217-5576
schellerinsuranceagency.com
Surprise insurance agency
15495 N Reems Rd, Surprise, AZ 85374
(520) 497-5756
rochellefanner1945.wixsite.com
Farmers Insurance - Jon Lance Clements
16920 W Bell Rd Ste 102, Surprise, AZ 85374
(623) 582-2552
agents.farmers.com
SML Insurance Brokerage Inc
15435 W Becker Ln, Surprise, AZ 85379
(866) 765-4671
smlinsurance.net
Arcadian Insurance Agency Of Arizona LLC
16551 N Dysart Rd #104b, Surprise, AZ 85378
(623) 455-4148
arcadianins.com
Integra Insurance Group
11325 W Bell Rd ste 250, Surprise, AZ 85378
(623) 322-5955
iigroupinc.com
An umbrella insurance agent in Surprise, Arizona helps you secure extra liability coverage beyond your home and auto policies. Arizona law does not require umbrella insurance, but it can protect your assets from large claims or lawsuits. Local agents understand the unique risks in Surprise, such as pool ownership and desert recreational activities.
What Does a Umbrella Insurance Agent in Surprise Cost?
The cost of an umbrella insurance policy in Arizona typically ranges from 150 to 500 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars can cost 300 to 1,500 dollars annually. Your premium depends on factors like your home value, number of vehicles, driving record, and whether you have a pool or trampoline. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Surprise do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides additional coverage limits. This policy kicks in after your underlying home or auto insurance is exhausted. The agent can explain how Arizona liability laws affect your coverage needs.
How much umbrella coverage do I need in Arizona?
Most agents recommend at least 1 million dollars in umbrella coverage for Arizona homeowners. The amount you need depends on your assets, income, and risk factors like owning a pool or rental property. Your agent can perform a risk assessment to suggest an appropriate limit.
Does umbrella insurance cover legal fees in Arizona?
Yes, umbrella policies typically cover legal defense costs for covered claims in Arizona. This includes attorney fees, court costs, and settlements up to your policy limit. Arizona follows a pure comparative fault rule, so your coverage can help pay damages even if you are partially at fault.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Arizona.