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Find Umbrella Insurance Agents Near You in Yuma, AZ

Browse umbrella insurance agents serving Yuma, Arizona. Updated 2026-07-14.

The top-rated umbrella insurance agent in Yuma, Arizona is Morales Insurance Group, rated 4.9 stars across 935 reviews. Other highly rated options include Andrea's Insurance & Tax, Farmers Insurance - Flores Insurance Agency LLC, Yuma Risk Management Group, LLC. This directory lists 20 umbrella insurance agents serving Yuma.

Showing 20 umbrella insurance agents in Yuma, AZListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Morales Insurance Group1406 S 4th Ave(928) 276-4543
2Andrea's Insurance & Tax160 S 4th Ave(928) 783-3322
3Farmers Insurance - Flores Insurance Agency LLC2851 S Avenue B Ste 301(928) 726-7222
4Yuma Risk Management Group, LLC220 E 16th St Suite 2(928) 726-9338
5Martin Armijo - State Farm Insurance Agent708 E 32nd St(928) 341-1150
6Inszone Insurance Services11487 S Fortuna Rd #3(928) 342-3077
7Yuma Insurance, Inc.2691 S 4th Ave(928) 344-3500
8R L Jones Insurance Services Inc2180 S 4th Ave D(928) 627-8212
9Best Buy Insurance1835 S 4th Ave(928) 783-2801
10R L Jones Insurance Services847 W 8th St(928) 627-8212
MI
1406 S 4th Ave
Morales Insurance Group
Umbrella Insurance Agent · Yuma, AZ

Morales Insurance Group serves Yuma, Arizona, as an umbrella insurance agent. It provides additional liability coverage that extends beyond the limits of standard home and auto policies. This extra layer of protection helps safeguard personal assets against major claims or lawsuits. The company focuses on helping local residents secure affordable umbrella policies that integrate seamlessly with existing insurance. In this area, it handles personal umbrella liability insurance and excess liability coverage for homeowners and auto policyholders.

AS
160 S 4th Ave
Andrea's Insurance & Tax
Umbrella Insurance Agent · Yuma, AZ

Homeowners, property managers, and businesses in Yuma, AZ turn to Andrea's Insurance & Tax for umbrella insurance coverage. This extra liability protection extends beyond standard policy limits, offering a safeguard against major claims and lawsuits. The agency helps clients assess their personal assets and property risks to choose an appropriate level of additional security. Serving the greater Yuma area, its services also reach surrounding communities like Somerton.

FI
2851 S Avenue B Ste 301
Farmers Insurance - Flores Insurance Agency LLC
Umbrella Insurance Agent · Yuma, AZ

Farmers Insurance - Flores Insurance Agency LLC offers umbrella insurance coverage tailored to provide supplemental liability protection beyond standard policies. The agency supports clients in Yuma, AZ, by developing comprehensive insurance strategies that integrate umbrella policies with existing home or auto plans. Services include personalized risk assessments and ongoing policy reviews to ensure adequate coverage limits as circumstances evolve. The team provides maintenance support through regular updates and claims assistance. The agency serves various property types, including single-family homes, apartments, retail spaces, and restaurants.

YR
220 E 16th St Suite 2
Yuma Risk Management Group, LLC
Umbrella Insurance Agent · Yuma, AZ

Yuma Risk Management Group, LLC serves Yuma, Arizona, and the surrounding communities in the region, handling umbrella insurance policies that provide additional liability coverage beyond standard homeowners and auto limits. The company helps clients protect against major claims and litigation that could otherwise exceed primary policy caps. To manage a typical job, it reviews a client’s existing underlying policies to confirm eligibility and then procures supplementary coverage to close those potential gaps in protection.

MA
708 E 32nd St
Martin Armijo - State Farm Insurance Agent
Umbrella Insurance Agent · Yuma, AZ

Martin Armijo, a local umbrella insurance agent in Yuma, AZ, assists clients in distinguishing between one-time liability policies for special circumstances and recurring annual coverage that layers over existing auto and homeowners plans. Umbrella insurance extends personal liability protection above standard policy limits, safeguarding assets from major lawsuits. The agent tailors each umbrella policy to the individual property and liability exposure of the client. Services run on an annual scheduled renewal basis with additional one-time adjustments as needed.

II
11487 S Fortuna Rd #3
Inszone Insurance Services
Umbrella Insurance Agent · Yuma, AZ

Inszone Insurance Services in Yuma, Arizona assists clients in obtaining general liability protection, then helps them add umbrella coverage for extra financial security beyond standard policy limits. Umbrella insurance can safeguard personal assets from large claims or lawsuits that might otherwise exceed primary coverage. The agency works with a variety of commercial sectors, including offices, warehouses, and food service operations, to help businesses manage their risk exposure effectively.

YI
2691 S 4th Ave
Yuma Insurance, Inc.
Umbrella Insurance Agent · Yuma, AZ

Yuma Insurance, Inc. in Yuma, AZ provides residential umbrella insurance to protect homeowners from liability claims that exceed standard policy limits. Commercial coverage is also available for local businesses seeking added liability protection. The agency serves clients throughout the Yuma area, ensuring policyholders have sufficient coverage against unforeseen events. After an initial policy setup, representatives can follow up to review coverage needs and arrange adjustments between regular visits.

RL
2180 S 4th Ave D
R L Jones Insurance Services Inc
Umbrella Insurance Agent · Yuma, AZ

R L Jones Insurance Services Inc provides comprehensive risk management solutions for clients in and around Yuma, AZ. Its primary focus includes crafting general liability policies, and it further strengthens client protection through customized umbrella insurance coverage that extends above underlying policy limits. These higher-layer liability policies help safeguard personal and business assets from major claims that might otherwise exceed primary coverage. The firm serves a range of local commercial sectors, offering its excess liability expertise to protect offices, warehouses, and food service operations.

BB
1835 S 4th Ave
Best Buy Insurance
Umbrella Insurance Agent · Yuma, AZ

Best Buy Insurance in Yuma, Arizona specializes in umbrella insurance, providing extra liability coverage that extends beyond standard home and auto policies. It serves local residents and businesses by offering protection against major claims and lawsuits. This agent helps clients safeguard assets such as savings and property from unforeseen incidents. During monsoon season, when unexpected storm damage can lead to significant liability claims, the company assists policyholders in securing that additional layer of coverage.

RL
847 W 8th St
R L Jones Insurance Services
Umbrella Insurance Agent · Yuma, AZ

In Yuma’s monsoon season, unexpected storm damage can create gaps in standard liability coverage. R L Jones Insurance Services in Yuma, AZ, addresses this need by offering umbrella insurance policies that extend protection beyond a homeowner’s or auto policy’s limits, safeguarding assets from major claims. The agency helps clients understand how an extra layer of liability coverage can defend against a lawsuit’s financial impact. Every policy review begins with a thorough assessment of the client’s current exposures and desired amount of added security.

AA
2850 S Pacific Ave # L
The Adams Agency
Umbrella Insurance Agent · Yuma, AZ
(928) 341-9622
theadamsagency.com
SI
670 E 32nd St #12
Sheltra Insurance Group, LLC
Umbrella Insurance Agent · Yuma, AZ
(928) 317-1212
sheltrainsurance.com
RS
992 W 16th St
RL Sullivan Insurance Agency
Umbrella Insurance Agent · Yuma, AZ
(928) 782-6536
rlsullivaninsurance.com
CI
301 S Main St
Coverage Insurance AZ
Umbrella Insurance Agent · Yuma, AZ
(928) 267-3536
SI
2435 S 8th Ave
Schofield Insurance (formerly AT Pancrazi Schofield Family Insurance)
Umbrella Insurance Agent · Yuma, AZ
(928) 783-3345
quoteyuma.com
CI
1405 W 16th St A
Creative Insurance Solutions Inc.
Umbrella Insurance Agent · Yuma, AZ
(928) 314-4466
inshelp4you.com
DI
501 E 16th St
Desert Insurance LLC
Umbrella Insurance Agent · Yuma, AZ
(928) 216-3515
FI
3300 S 8th Ave J
Farmers Insurance - Heather Hummer
Umbrella Insurance Agent · Yuma, AZ
(928) 783-0004
agents.farmers.com/az/yuma/heather-hummer
YF
11487 S Fortuna Rd
Yuma Foothills Insurance
Umbrella Insurance Agent · Yuma, AZ
(928) 225-2820
AP
350 W 16th St Suite 103
AT Pancrazi Insurance
Umbrella Insurance Agent · Yuma, AZ
(928) 783-0000
pancrazi.com

What Does an a Umbrella Insurance Agent in Yuma Cost?

The cost of an umbrella insurance policy in Arizona typically ranges from 150 to 500 dollars per year for 1 million dollars in coverage. Premiums can be higher if you have multiple vehicles, a swimming pool, or other high-risk factors. This is general information and not insurance advice.

About umbrella insurance agents in Yuma

Umbrella insurance agents in Yuma, Arizona help you secure extra liability coverage that goes beyond the limits of your auto and homeowners policies. This type of insurance is especially useful in Arizona due to the state's community property laws, which can expose shared assets in a lawsuit. An agent can review your personal risk profile and recommend an appropriate policy limit.

Frequently Asked Questions

What does an umbrella insurance agent in Yuma do?

An umbrella insurance agent in Yuma helps you assess your liability risks and find a policy that provides additional coverage above your existing home and auto insurance. They explain policy terms, limits, and exclusions specific to Arizona law.

How much umbrella coverage do I need in Arizona?

The amount of umbrella coverage you need depends on your assets and potential lawsuit exposure. Many agents recommend at least 1 million dollars in coverage, but you may need more if you own property or have significant savings.

Is umbrella insurance required by law in Arizona?

Umbrella insurance is not required by Arizona law. However, it is a prudent choice for those who want extra protection against large liability claims that could exceed standard policy limits.

Umbrella Insurance Agents in Other Arizona Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.