ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Umbrella Insurance Agents Near You in Alameda, CA

Browse umbrella insurance agents serving Alameda, California. Updated 2026-07-14.

The top-rated umbrella insurance agent in Alameda, California is Kelly Lux - State Farm Insurance Agent, rated 5.0 stars across 527 reviews. Other highly rated options include AAA Alameda Branch, Christie Kennett - State Farm Insurance Agent, Farmers Insurance - Alfonso Servin. This directory lists 11 umbrella insurance agents serving Alameda.

Showing 11 umbrella insurance agents in Alameda, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Kelly Lux - State Farm Insurance Agent2221 Harbor Bay Pkwy(510) 521-1222
2AAA Alameda Branch2650 5th St Building F, Suite H(510) 336-7100
3Christie Kennett - State Farm Insurance Agent550 Park St Ste 108(510) 521-0060
4Farmers Insurance - Alfonso Servin550 Park St Ste 104(510) 522-0123
5Farmers Insurance - Leah Nishi1516 Oak St Suite 100(510) 473-5565
6Aurora Noche - State Farm Insurance Agent2236 Mariner Square Dr STE 100(510) 865-2110
7Farmers Insurance - David Reidenbach2306 Central Ave Ste D(510) 523-3677
8Larkins insurance Agency1101 Marina Village Pkwy suit 202(341) 223-3403
9Wellguard Insurance Solutions1516 Oak St Ste 219(510) 749-6759
10Mahoney Walker Agency, LLC1138 Ballena Blvd(510) 814-7270
KL
2221 Harbor Bay Pkwy
Kelly Lux - State Farm Insurance Agent
Umbrella Insurance Agent · Alameda, CA

Kelly Lux - State Farm Insurance Agent serves the Alameda, California area, offering umbrella insurance policies that extend personal liability coverage beyond standard home and auto limits. Umbrella insurance agents in this region help clients protect their assets against major claims and lawsuits by providing an extra layer of security. The agent works with residents to assess individual risk levels and tailor coverage to meet specific needs. This agency handles policy customization and claims assistance for umbrella insurance clients.

AA
2650 5th St Building F, Suite H
AAA Alameda Branch
Umbrella Insurance Agent · Alameda, CA

AAA Alameda Branch provides personal umbrella liability coverage designed to extend beyond the limits of standard homeowners and auto policies in Alameda, California. As part of its service approach, the agency works with clients to review current liability exposures and helps structure appropriate excess limits for added protection. Maintenance of these policies typically involves periodic reassessments to account for life changes or new asset acquisitions. The agency serves a variety of property types in the surrounding area, including single-family homes, apartments, retail spaces, and restaurants.

CK
550 Park St Ste 108
Christie Kennett - State Farm Insurance Agent
Umbrella Insurance Agent · Alameda, CA

Homeowners, property managers, and business owners in Alameda turn to Christie Kennett - State Farm Insurance Agent for umbrella insurance, which provides extra liability coverage beyond standard policies. This agent helps clients protect assets from major claims or lawsuits, offering a critical layer of financial security. Services include policy review and integration with existing home or auto insurance. The agency also assists residents throughout Oakland and the greater East Bay area with coverage needs.

FI
550 Park St Ste 104
Farmers Insurance - Alfonso Servin
Umbrella Insurance Agent · Alameda, CA

Farmers Insurance - Alfonso Servin serves Alameda, California, and the surrounding East Bay communities. It handles umbrella insurance policies, providing additional liability coverage that extends beyond standard homeowners and auto policies. This agent assesses each client's unique risk profile to determine appropriate coverage limits. For a typical job, it reviews existing base policies to ensure the umbrella layer integrates seamlessly for comprehensive financial protection.

FI
1516 Oak St Suite 100
Farmers Insurance - Leah Nishi
Umbrella Insurance Agent · Alameda, CA

Farmers Insurance - Leah Nishi in Alameda, CA, offers umbrella insurance either as a one-time policy or as a recurring annual service. This coverage extends beyond standard auto and home liability limits, protecting clients from major claims and lawsuits in everyday situations such as accidents on their property or libel allegations. The agency can arrange a single policy for immediate, temporary needs or establish a scheduled, long-term plan that automatically renews each year. Services are available on a one-time or scheduled recurring basis, depending on the client’s preference for continuous protection.

AN
2236 Mariner Square Dr STE 100
Aurora Noche - State Farm Insurance Agent
Umbrella Insurance Agent · Alameda, CA

Aurora Noche - State Farm Insurance Agent in Alameda, CA, specializes in umbrella insurance policies that provide additional liability coverage beyond standard home and auto limits. The agency also assists clients with reviewing their existing coverage to identify potential gaps in protection. With a focus on safeguarding assets and future income, it serves local homeowners, vehicle owners, and landlords. As storm and wildfire seasons approach in the Bay Area, it helps residents assess whether their current liability limits are adequate against increased risks from property damage lawsuits.

FI
2306 Central Ave Ste D
Farmers Insurance - David Reidenbach
Umbrella Insurance Agent · Alameda, CA

As spring storms and seasonal high tides bring flood risks to Alameda’s shoreline neighborhoods, Farmers Insurance - David Reidenbach provides umbrella insurance agent services for residents seeking added liability protection beyond standard policies. The agency helps policyholders understand how excess coverage can safeguard assets against major claims or lawsuits. Local homeowners facing seasonal weather events may want reassurance that their financial security is reinforced. David Reidenbach begins by reviewing current home and auto policies during an initial consultation to assess potential coverage gaps and recommend appropriate umbrella limits.

LI
1101 Marina Village Pkwy suit 202
Larkins insurance Agency
Umbrella Insurance Agent · Alameda, CA

Larkins Insurance Agency in Alameda, California, assists clients with general insurance needs, specializing in umbrella insurance agents who provide additional liability coverage beyond standard policies. Umbrella policies protect against significant claims that exceed underlying limits, offering crucial financial security. Services include assessing personal and business risk exposures to establish appropriate additional coverage layers. The firm helps food service establishments, offices, and warehouses safeguard assets through tailored umbrella policies designed for commercial operations in the local market.

WI
1516 Oak St Ste 219
Wellguard Insurance Solutions
Umbrella Insurance Agent · Alameda, CA

Wellguard Insurance Solutions serves homeowners in Alameda seeking supplemental liability protection beyond standard policies. The agency also addresses commercial coverage needs for local businesses requiring broader asset safeguarding. Their services extend throughout Alameda and nearby communities. Clients often connect with this umbrella insurance agent when their existing policies require higher limits for property or vehicle liability. A typical engagement involves evaluating current exposures, then securing appropriate policy adjustments. This provider often receives follow-up inquiries following major life events, such as property acquisitions, with repeat service between regular renewal visits.

MW
1138 Ballena Blvd
Mahoney Walker Agency, LLC
Umbrella Insurance Agent · Alameda, CA

Mahoney Walker Agency, LLC is known for providing umbrella insurance agent services to clients in Alameda, CA. The agency helps individuals and businesses extend their liability coverage beyond standard policy limits. These policies offer crucial protection against major claims and lawsuits that could otherwise threaten personal assets or business finances. In an area like Alameda, such additional coverage addresses risks from property ownership and local activities. The agency can add on a separate personal liability umbrella policy to safeguard against uncommon but severe incidents.

NI
1101 Marina Village Pkwy suit 201
Nationwide Insurance: Nathan Douglas Gleason
Umbrella Insurance Agent · Alameda, CA
(510) 694-7700
agency.nationwide.com/ca/alameda/94501/nathan-douglas-gleason

What Does an a Umbrella Insurance Agent in Alameda Cost?

The cost of an umbrella insurance policy in California typically ranges from 150 to 500 dollars per year for 1 million dollars in coverage. Higher limits, such as 2 million or 5 million dollars, may cost 200 to 800 dollars annually. Your actual premium depends on your risk profile, number of properties, and driving record. This is general information, not insurance advice.

About umbrella insurance agents in Alameda

An umbrella insurance agent in Alameda, California can help you secure additional liability coverage that goes beyond the limits of your auto, home, or watercraft policies. California law requires minimum auto liability coverage of 15/30/5, but an umbrella policy can provide an extra layer of protection against large claims or lawsuits. For Alameda residents, this extra coverage is especially valuable given the areas high property values and active waterfront lifestyle.

Frequently Asked Questions

What is an umbrella insurance policy?

An umbrella insurance policy provides extra liability coverage above the limits of your existing home, auto, or boat insurance. It can also cover certain claims that your underlying policies do not, such as false arrest or slander.

How much umbrella coverage do I need in Alameda?

Most agents recommend at least 1 million dollars in umbrella coverage, but your needs may vary based on your assets and risk factors. California courts can award large judgments, so many residents choose 2 to 5 million dollars in coverage.

Does umbrella insurance cover legal defense costs in California?

Yes, umbrella policies typically cover legal defense costs even if the lawsuit is groundless. In California, defense costs are often in addition to the policy limit, meaning the full limit remains available to pay a settlement or judgment.

Umbrella Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.