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Compare umbrella insurance agents in Bakersfield. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Bakersfield, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 umbrella insurance agents in Bakersfield, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Freeway Insurance
5021 Stockdale Hwy, Bakersfield, CA 93309
(661) 282-1855
locations.freeway.com
AAA Bakersfield Insurance and Member Services
1500 Commercial Way, Bakersfield, CA 93309
(661) 327-4661
ace.aaa.com
Adriana's Insurance Services
3900 Niles St suite 103, Bakersfield, CA 93306
(661) 246-4470
adrianasinsurance.com
Acceptance Insurance
3512 Ming Ave Ste A, Bakersfield, CA 93309
(661) 430-2008
locations.acceptance.com
Dreamers Multi Services Insurance Agency
308 H St, Bakersfield, CA 93304
(661) 489-3555
NavSav Insurance - Bakersfield
525 H St, Bakersfield, CA 93304
(661) 322-1888
navsav.com
Dugan Insurance Services Inc.
15007 Oakencroft Dr, Bakersfield, CA 93314
(661) 343-5414
needmedicareplan.com
Oliver Insurance Agency LLC
2508 Niles St, Bakersfield, CA 93306
(661) 363-8078
oliverinsuranceagencyllc.com
Saber Insurance Agency
8120 Rosedale Hwy Suite 100, Bakersfield, CA 93312
(661) 365-0100
saberinsurance.com
OLIVER INSURANCE AGENCY LLC
6300 White Ln suite a, Bakersfield, CA 93309
(661) 836-6525
oliverinsuranceagencyllc.com
InsureOne Insurance
2100 F St, Bakersfield, CA 93301
(661) 430-2004
insureone.com
Cal Total Insurance Services, LLC
4800 White Ln Suite E, Bakersfield, CA 93309
(661) 369-8902
caltotalinsurance.com
Omega Financial & Insurance Services Inc
400 H St, Bakersfield, CA 93304
(661) 326-6870
quoteomega.com
B&Y Insurance Agency
2400 Wible Rd # 5, Bakersfield, CA 93304
(661) 412-4139
Fallgatter Rhodes Insurance Services
1701 G St, Bakersfield, CA 93301
(661) 324-2424
frins.com
HARIOM DAHIYA Insurance Agency
5630 District Blvd Ste 103, Bakersfield, CA 93313
(661) 996-7944
Praise Insurance
238 H St, Bakersfield, CA 93304
(661) 873-4983
Premier Insurance Services
1601 Panama Ln Ste D104, Bakersfield, CA 93307
(661) 397-9800
mypremierinsurance.net
Charpentier Insurance Services
2501 Edison Hwy, Bakersfield, CA 93307
(661) 855-4448
charpentierinsurance.com
Blue Rivers Insurance Brokers
4450 Stine Rd STE G, Bakersfield, CA 93313
(661) 498-5555
blueriversins.com
Umbrella insurance agents in Bakersfield help you obtain personal liability coverage that extends beyond the limits of your home and auto policies. In California, where high property values and frequent lawsuits are common, an umbrella policy can provide an extra layer of financial protection. Agents in Kern County can guide you through policy options tailored to your specific risk profile.
What Does a Umbrella Insurance Agent in Bakersfield Cost?
The cost of an umbrella insurance policy in California typically ranges from 150 to 300 dollars per year for one million dollars in coverage. Higher limits of two to five million dollars may cost 300 to 800 dollars annually. Factors like your driving record, number of properties, and existing insurance claims affect the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Bakersfield do?
An umbrella insurance agent helps you purchase a personal liability policy that covers claims exceeding your primary insurance limits. They assess your assets and risks to recommend appropriate coverage amounts, often starting at one million dollars.
How much umbrella coverage do I need in California?
The amount depends on your net worth and potential liability exposure. Many agents suggest coverage equal to or greater than your total assets. In California, high medical costs and legal fees make at least one million dollars in umbrella coverage a common starting point.
Do umbrella policies cover legal defense costs in California?
Yes, most umbrella policies include coverage for legal defense costs even if the lawsuit is groundless. This is important in California where litigation can be expensive and time consuming.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.