The top-rated umbrella insurance agent in Bellflower, California is Eduardo Mendoza - State Farm Insurance Agent, rated 4.9 stars across 407 reviews. Other highly rated options include Ena Alcaraz - State Farm Insurance Agent, Lucilas Insurance Services, Mike Chai - State Farm Insurance Agent. This directory lists 19 umbrella insurance agents serving Bellflower.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Eduardo Mendoza - State Farm Insurance Agent | 16731 Bellflower Blvd | (323) 581-8270 |
| 2 | Ena Alcaraz - State Farm Insurance Agent | 17814 Woodruff Ave #1 | (562) 866-2250 |
| 3 | Lucilas Insurance Services | 14345 Clark Ave | (562) 222-4479 |
| 4 | Mike Chai - State Farm Insurance Agent | 15925 Bellflower Blvd | (562) 804-2341 |
| 5 | Daniel Trejo Insurance Agency Inc | 17437 Bellflower Blvd | (562) 408-3001 |
| 6 | Farmers Insurance - Gerardo Uriarte Agency | 14209 Bellflower Blvd | (310) 909-7177 |
| 7 | SER Insurance Solutions | 17822 Bellflower Blvd | (562) 916-3214 |
| 8 | Policy Pilot Insurance Agent Inc. DBA, Policy Pilot Insurance Services | 17434 Bellflower Blvd Ste 200-168 | (562) 239-7960 |
| 9 | California Exchange Insurance Center | 17139 Bellflower Blvd | (562) 731-0680 |
| 10 | Jazmin & Co. Solutions | 16704 Clark Ave UNIT B | (562) 306-5486 |
Eduardo Mendoza - State Farm Insurance Agent serves customers in the Bellflower, CA metro area and Los Angeles County. The agency provides umbrella insurance, which offers extra liability coverage beyond standard home and auto policies. This type of insurance helps protect clients from major claims and lawsuits by filling coverage gaps. The company also assists with auto, home, and life insurance options to build comprehensive protection plans. Specific services handled in this area include tailoring personal umbrella policies for households with multiple vehicles or rental properties.
Ena Alcaraz - State Farm Insurance Agent in Bellflower, CA, provides umbrella insurance coverage designed to extend liability protection beyond standard policies. It offers guidance on assessing personal risk exposure and adjusting coverage limits to safeguard assets. Routine policy reviews and updates to reflect life changes are part of its service. This agent works with clients who own single-family homes, apartments, retail spaces, and restaurants.
Lucilas Insurance Services serves homeowners, businesses, and property managers in Bellflower, California, seeking personalized umbrella insurance coverage. The agency helps clients extend their liability protection beyond the limits of standard policies, offering an extra layer of financial security against major claims or lawsuits. This coverage can safeguard assets and future earnings from unexpected events. The company also provides its services to clients throughout neighboring communities in the greater Los Angeles metro area, including the city of Lakewood.
Mike Chai, a State Farm insurance agent, provides umbrella insurance coverage to clients in Bellflower, California, and the surrounding South Bay communities. This type of policy handles additional liability protection that goes beyond the limits of a standard homeowners or auto insurance policy, offering an extra layer of financial security. To manage each case, the agent evaluates the client's existing coverage and personal assets to recommend an appropriate amount of supplementary liability protection.
Clients may hire the Daniel Trejo Insurance Agency Inc in Bellflower, CA for a single umbrella policy purchase or establish an ongoing relationship for periodic coverage reviews. Umbrella insurance provides added liability protection beyond standard auto and homeowners policies, addressing a risk gap many homeowners and landlords in the area face. The agency handles this coverage, which can safeguard assets against major lawsuits. Service operates on either a one-time or scheduled follow-up basis to keep policies current with changing assets.
As an umbrella insurance agent, Farmers Insurance - Gerardo Uriarte Agency in Bellflower, CA, offers specialty liability coverage that extends beyond standard policy limits to provide extra financial protection. It generally works with clients to help safeguard assets from major claims or lawsuits. This agency assists residents with evaluating their current policies for potential gaps in large-scale liability risks. During storm seasons, it helps ensure proper coverage levels are in place against possible flood-related property damage lawsuits.
As seasonal storms approach Bellflower, residents often seek extra liability protection beyond standard policies. SER Insurance Solutions acts as an umbrella insurance agent in the area, helping clients evaluate their exposure to major claims such as accidents on their property or auto incidents. The company explains how umbrella coverage can safeguard personal assets when underlying policy limits are exhausted, tailoring each review to the individual's specific risk profile. An initial consultation begins with a full inspection of current policies and coverage gaps to determine the appropriate level of additional protection needed.
Policy Pilot Insurance Agent Inc. DBA Policy Pilot Insurance Services serves residential clients in Bellflower, California, by helping them secure umbrella liability coverage that extends beyond standard homeowner protections. The agency also advises local businesses on commercial umbrella policies designed to address broader liability risks throughout the greater Bellflower area. For each policyholder, the agent thoroughly reviews existing coverage layers to identify potential gaps and recommend appropriate limits. This dedicated approach often prompts clients to return for adjustments or modifications before their regular policy renewal periods.
California Exchange Insurance Center in Bellflower, California helps local clients secure general liability and property coverage. The agency specializes in umbrella insurance, which adds an extra layer of protection above standard policy limits. This service is valuable for reducing financial exposure from unexpected lawsuits or large claims. Policies can be tailored for various commercial sectors, including offices, warehouses, and food service operations that face unique daily risks.
Jazmin & Co. Solutions is an umbrella insurance agency in Bellflower, CA, recognized for providing excess liability coverage that extends beyond standard home and auto policies. The company serves local residents and businesses seeking additional protection against major claims and lawsuits. Its service range includes helping clients evaluate personal risk exposure and adjust coverage limits accordingly. A focused specialty this agency can add on is policies designed to cover legal defense costs for incidents occurring on the client's property.
What Does an a Umbrella Insurance Agent in Bellflower Cost?
The cost of an umbrella insurance policy in California typically ranges from 150 to 300 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars can cost 300 to 800 dollars annually. Rates vary based on your driving record, home value, and number of properties. This is general information and not insurance advice.
About umbrella insurance agents in Bellflower
An umbrella insurance agent in Bellflower California helps you secure additional liability coverage that goes beyond the limits of your home and auto policies. This extra protection is important in California where high property values and litigation risks can expose your assets. A local agent can explain how umbrella policies work with California specific liability laws.
Frequently Asked Questions
What does an umbrella insurance agent in Bellflower do?
An umbrella insurance agent helps you buy a personal liability policy that covers claims above your standard home and auto insurance limits. They assess your risk based on your assets and lifestyle in California. The agent then finds a policy from an insurer licensed in California.
How much umbrella coverage do I need in Bellflower California?
Most agents recommend at least 1 million dollars in umbrella coverage for homeowners in California. The amount you need depends on your net worth, property value, and potential lawsuit risks. A local agent can help calculate the right limit for your situation.
Does California law require umbrella insurance?
California does not require umbrella insurance by law. However many lenders and landlords may ask for it if you have high value assets or rental properties. Umbrella policies also help meet minimum liability requirements for certain business activities in California.
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