The top-rated umbrella insurance agent in Lawrence, Kansas is Tim Waltrip: Allstate Insurance, rated 4.9 stars across 258 reviews. Other highly rated options include Kurt Goeser - State Farm Insurance Agent, Miller Insurance, Edie Insurance Group, LLC.. This directory lists 20 umbrella insurance agents serving Lawrence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tim Waltrip: Allstate Insurance | 2321 Harper St | (785) 843-2532 |
| 2 | Kurt Goeser - State Farm Insurance Agent | 1811 Wakarusa Dr # 100 | (785) 843-0003 |
| 3 | Miller Insurance | 2336 Ridge Ct Ste. A | (785) 503-9089 |
| 4 | Edie Insurance Group, LLC. | 3109 W 6th St A | (785) 856-3343 |
| 5 | Justin Moravec American Family Insurance | 4106 W 6th St C | (785) 841-6776 |
| 6 | AAA Lawrence | 3514 Clinton Parkway Ste K | (785) 843-1600 |
| 7 | Jenny Huber American Family Insurance | 2420 Iowa St | (785) 843-6591 |
| 8 | Integrity Midwest Insurance, LLC | 3301 Clinton Pkwy Ct | (785) 856-5100 |
| 9 | Stephens Chapin Insurance - now Elliott Insurance Group | 1201 Wakarusa Dr #A-4 | (785) 267-4840 |
| 10 | Lawrence Insurance | 1219A E 23rd St | (785) 783-5545 |
Tim Waltrip: Allstate Insurance serves the Lawrence, Kansas area as an umbrella insurance agent. The company provides liability coverage that extends beyond the limits of standard auto, home, or boat policies, helping to protect clients from major claims and lawsuits. This type of coverage is particularly important for residents seeking additional financial security. Tim Waltrip: Allstate Insurance typically assists area customers with both personal umbrella policies and excess liability insurance solutions, addressing needs specific to the local Lawrence community.
Kurt Goeser - State Farm Insurance Agent in Lawrence, Kansas, provides personal umbrella insurance policies that extend liability coverage beyond standard home and auto limits. The agency offers consultation to help clients assess their risk exposure and select appropriate coverage levels. Service includes policy review and updates to ensure adequate protection during life changes. The firm services single-family homes, apartments, retail locations, and restaurants.
Homeowners, landlords, and small business owners in Lawrence, KS turn to Miller Insurance for personalized umbrella insurance guidance. These policies extend liability coverage beyond standard home or auto limits, protecting assets from major lawsuit claims. The agency helps clients understand their coverage gaps and selects appropriate policy layers. Miller Insurance also serves clients in the Eudora metro area, ensuring comprehensive liability protection for those with significant property or higher risk profiles.
Edie Insurance Group, LLC serves Lawrence, Kansas, and surrounding communities, handling umbrella insurance agent services for local residents and businesses. It addresses clients' needs by evaluating their existing liability coverage and identifying potential gaps in protection. The goal is to provide an extra layer of security beyond standard policies, offering broader financial safeguards against major claims or lawsuits. For a typical job, it reviews a client's current assets and risk exposure individually, then selects an appropriate policy limit to match those specific circumstances.
Specializing in umbrella insurance policy assessments, Justin Moravec American Family Insurance helps Lawrence residents evaluate their personal liability coverage needs. The agency advises clients on how additional liability protection addresses gaps found in standard home or auto policies. This service is particularly valuable during the winter months, when increased risk from icy walkways or snow-related accidents may elevate a household’s legal exposure beyond typical insurance limits.
AAA Lawrence in Lawrence, KS offers both one-time and recurring service options for umbrella insurance, allowing individuals to secure an extra layer of liability coverage that goes beyond standard auto or homeowners policies. This protection is designed to safeguard assets against major claims or lawsuits that could otherwise exceed primary coverage limits. Their services are available on an as-needed basis, making it simple for clients to add or adjust this crucial financial protection whenever their situation changes.
As spring storms and shifting weather patterns bring both rain and wind to Lawrence, evaluation of coverage gaps becomes a priority for many homeowners. Jenny Huber American Family Insurance in Lawrence provides umbrella insurance that extends beyond the limits of standard home and auto policies. This extra liability protection helps safeguard assets against major claims or lawsuits. For area residents interested in determining their current exposure levels, the company offers a straightforward consultation and personal risk assessment inspection.
Integrity Midwest Insurance, LLC serves clients in Lawrence, Kansas, by providing general liability coverage and then specializing in umbrella insurance as an additional layer of protection. This extra policy extends beyond the limits of standard home and auto plans, shielding policyholders from catastrophic claims. The agency’s umbrella insurance function helps professionals, property owners, and businesses handle major lawsuits and settlement costs. It can serve commercial operations ranging from small offices and retail warehouses to food service establishments.
Lawrence Insurance provides residential umbrella insurance services to homeowners in Lawrence, Kansas, offering an additional layer of liability protection beyond standard policies. The agency also covers local commercial properties for area businesses, helping clients safeguard assets against major claims across the community. Service limits and policy details are assessed to meet individual needs for both personal and business risks. After initial coverage is placed, routine policy reviews and follow-up service are available between regular renewals to adjust limits as life circumstances change.
What Does an a Umbrella Insurance Agent in Lawrence Cost?
Umbrella insurance in Kansas typically costs between 150 and 400 dollars per year for 1 million dollars in coverage. The price depends on your risk factors such as number of vehicles and property value. Some insurers offer discounts when you bundle with home and auto policies. This is general information and not insurance advice.
About umbrella insurance agents in Lawrence
Umbrella insurance provides extra liability coverage beyond standard home and auto policies. In Lawrence Kansas this coverage is important for homeowners and drivers who want to protect their savings. Local agents can help you understand how Kansas liability laws affect your coverage needs.
Frequently Asked Questions
What does an umbrella insurance agent in Lawrence do?
An umbrella insurance agent helps you buy a personal liability policy that kicks in after your other insurance limits are used up. They assess your assets and risks to recommend a coverage amount. For example if you have a swimming pool or a dog an agent can help you get extra protection.
How much umbrella insurance do I need in Kansas?
Most agents recommend at least 1 million dollars in umbrella coverage. The right amount depends on your net worth and potential lawsuit risks. Kansas law does not set a minimum for umbrella policies but your auto or home insurer may require certain underlying limits.
Can I get umbrella insurance if I have a rental property in Lawrence?
Yes umbrella insurance can cover liability from rental properties you own. Landlords in Kansas often need extra protection because tenant injuries or property damage claims can exceed standard policy limits. An agent can help you bundle coverage for multiple properties.
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