The top-rated umbrella insurance agent in Olathe, Kansas is Debbie Swinney - State Farm Insurance Agent, rated 4.9 stars across 605 reviews. Other highly rated options include AHI Insurance Group, Kevin J Hale - State Farm Insurance Agent, Jim Martin - State Farm Insurance Agent. This directory lists 20 umbrella insurance agents serving Olathe.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Debbie Swinney - State Farm Insurance Agent | 2099 E 151st St #100 | (913) 782-3289 |
| 2 | AHI Insurance Group | 13633 S Mur-Len Rd | (913) 839-1478 |
| 3 | Kevin J Hale - State Farm Insurance Agent | 15024 W 117th St | (913) 829-4488 |
| 4 | Jim Martin - State Farm Insurance Agent | 16037 S Bradley Dr | (913) 764-1000 |
| 5 | Farmers Insurance - George Steven Kohnle | 16567 W 151st St | (913) 871-4040 |
| 6 | Farmers Insurance - Jon Wren Agency | 234 S Cherry St | (913) 839-8422 |
| 7 | Absolute Insurance Group, Inc. | 14106 W 135th St | (913) 851-2886 |
| 8 | Insurance Resources Group (now powered by Inszone Insurance Services) | 1310 E Park St | (913) 768-0008 |
| 9 | Farmers Insurance - Daniel Hathaway | 16069 S Bradley Dr | (913) 738-2988 |
| 10 | Jedidiah Seely American Family Insurance | 1851 S Ridgeview Rd | (913) 829-4240 |
Debbie Swinney - State Farm Insurance Agent serves the Olathe, Kansas area, offering umbrella insurance coverage. This type of policy provides an additional layer of liability protection beyond standard home and auto policies. It helps safeguard personal assets and future earnings from major claims or lawsuits. Many local residents purchase umbrella insurance to secure extra financial security for unforeseen incidents. The agency frequently assists with personal liability umbrella policies and excess liability coverage tailored for homeowners in the region.
AHI Insurance Group serves clients in Olathe, Kansas, as an umbrella insurance agent, offering personal and commercial liability coverage that extends beyond primary policy limits. The company provides comprehensive service through initial policy consultations and ongoing coverage reviews to ensure adequate protection as circumstances change. Its service plans include assistance with claim coordination and policy adjustments for evolving risk profiles. AHI Insurance Group also handles apartments in the area, along with single-family homes, retail establishments, and restaurants.
Kevin J Hale’s agency in Olathe, KS serves homeowners, businesses, and property managers seeking umbrella insurance to extend their liability coverage beyond standard policy limits. The office helps clients protect assets and future earnings by securing additional layers of financial defense against major claims or lawsuits. Tailored policies address common risks faced by local residential and commercial property holders. The agency also covers clients in neighboring Gardner, KS, offering the same specialized umbrella protection for that growing metro area.
Jim Martin’s State Farm Insurance office serves Olathe and the surrounding Kansas City area communities with umbrella insurance policies. This agency handles excess liability coverage that extends beyond standard homeowner and auto policies to provide additional financial protection. For a typical client, the agent reviews existing personal insurance limits and assesses potential exposure from property, vehicles, and everyday activities to determine appropriate umbrella policy amounts. The general approach involves a thorough consultation followed by a tailored recommendation, matching coverage to the client’s specific asset and risk profile.
Farmers Insurance - George Steven Kohnle in Olathe, KS distinguishes between one-time policy review and recurring policy management for umbrella insurance. Their coverage typically extends liability protection beyond standard home and auto policies, safeguarding assets against major claims or lawsuits. Service runs on a one-time, scheduled, or as-needed basis depending on whether the client is purchasing a new policy or requires periodic risk reassessment.
In the often severe Kansas storm season, Olathe homeowners and drivers face increased liability risks that can exceed standard policy limits. Farmers Insurance - Jon Wren Agency addresses these vulnerabilities by providing dedicated umbrella insurance agent services, helping clients secure extra liability coverage for their assets and future earnings. The agency guides individuals through the process of layering protection over auto, home, or boat policies without inflating costs. An initial interview and coverage review are typically conducted to assess personal exposure before recommending an appropriate policy amount.
Absolute Insurance Group, Inc. in Olathe, KS focuses on umbrella insurance, offering supplemental liability coverage that extends beyond standard policies. The agency also helps clients coordinate their existing auto, home, or watercraft protection with broader excess limits. It evaluates individual risk profiles to match coverage levels for potential financial exposure. In the Kansas City area, this includes addressing concerns from unexpected snowmelt flooding that can exceed primary homeowner limits.
Insurance Resources Group, now powered by Inszone Insurance Services, provides comprehensive protection for individuals and businesses in Olathe, Kansas. The agency specializes in umbrella insurance, which adds an extra layer of liability coverage beyond standard home and auto policies for enhanced financial security. This additional coverage helps safeguard assets from major claims and lawsuits. The firm serves a variety of commercial sectors, including offices, warehouses, and food service operations.
Jedidiah Seely American Family Insurance is known for providing personalized coverage options to clients in Olathe, Kansas, and the surrounding region. As an umbrella insurance agent, the agency specializes in offering extra liability protection that extends beyond the limits of standard home and auto policies. This added layer of security helps safeguard personal assets and future earnings against substantial claims or lawsuits. Clients can also explore adding coverage for recreational vehicles or watercraft for more complete protection.
What Does an a Umbrella Insurance Agent in Olathe Cost?
The cost for an umbrella insurance policy in Kansas typically ranges from 150 to 350 dollars per year for 1 million dollars of coverage. Factors that affect the price include your driving record number of properties and the underlying limits on your auto and home policies. Costs can be higher if you have multiple vehicles or a teenage driver. This is general information and not insurance advice.
About umbrella insurance agents in Olathe
An umbrella insurance agent in Olathe Kansas can help you secure additional liability coverage beyond your auto or homeowners policy. Kansas law does not require umbrella insurance but it can protect your savings and future wages from large lawsuits. Local agents understand the unique risks for Johnson County residents including severe weather and high traffic areas.
Frequently Asked Questions
What does an umbrella insurance agent in Olathe do?
An umbrella insurance agent in Olathe helps you buy a personal umbrella policy that adds extra liability coverage on top of your existing auto and home insurance. They assess your assets and risks to recommend an appropriate coverage limit. The agent also explains how the policy works with your underlying Kansas insurance policies.
How much umbrella coverage do I need in Kansas?
Most Kansas agents recommend at least 1 million dollars in umbrella coverage. The right amount depends on your net worth, income, and potential liability risks. A local Olathe agent can review your assets and help you choose a limit that fits your situation.
Can I buy umbrella insurance from any agent in Olathe?
Yes many independent and captive agents in Olathe offer umbrella policies. However not all carriers provide umbrella coverage so an agent who works with multiple insurance companies can find the best option for you. Ask the agent if they represent carriers that offer personal umbrella policies in Kansas.
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