The top-rated umbrella insurance agent in Leavenworth, Kansas is Financial Strategies, Inc., rated 4.9 stars across 136 reviews. Other highly rated options include Eddie Moore - State Farm Insurance Agent, Klotz Realtors, Brett Miller Agency, LLC American Family Insurance. This directory lists 16 umbrella insurance agents serving Leavenworth.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Financial Strategies, Inc. | 100 S 4th St | (913) 758-4450 |
| 2 | Eddie Moore - State Farm Insurance Agent | 600 S 5th St | (913) 682-8185 |
| 3 | Klotz Realtors | 100 S 3rd St | (913) 682-7400 |
| 4 | Brett Miller Agency, LLC American Family Insurance | 1918 S 4th St | (913) 682-5212 |
| 5 | Shelter Insurance - David Rafie | 501 Delaware St Ste. 8 | (913) 250-5539 |
| 6 | The Reilly Company | 608 Delaware St | (913) 682-1234 |
| 7 | Armed Forces Insurance | 550 W Eisenhower Rd | (800) 255-0193 |
| 8 | The Chapman Insurance Agency | 430 Walnut St | (913) 297-0300 |
| 9 | Farm Bureau Financial Services: Devon Burrell | 4501 Commercial Pl B | (913) 651-6167 |
| 10 | Safety Net Insurance Kansas | 319 Delaware St | (913) 285-5099 |
Financial Strategies, Inc. serves the Leavenworth, Kansas area as an umbrella insurance agent. This company helps local clients secure additional liability coverage that extends beyond the limits of standard homeowners or auto policies. The firm works to protect assets and future income against major claims or lawsuits. Its services assistance includes explaining how umbrella policies apply to rental properties and overseeing adjustments when existing underlying policies are renewed.
Eddie Moore - State Farm Insurance Agent provides umbrella insurance coverage in Leavenworth, Kansas, offering an additional layer of liability protection that extends beyond standard policies. Service and maintenance plans are tailored to coordinate with existing homeowners or auto policies, ensuring seamless coverage adjustments as client needs evolve. The agency works with single-family homes, apartments, retail stores, and restaurants to help protect assets against major claims or lawsuits.
Klotz Realtors serves the Leavenworth, Kansas area and its surrounding communities as an umbrella insurance agent. The company focuses on providing liability coverage that extends beyond the limits of standard home and auto policies, helping clients protect significant assets. Their typical approach involves assessing a client’s current coverage levels to identify potential gaps and vulnerabilities. From there, they work to secure a policy that offers an additional layer of financial defense against major claims or lawsuits, using a straightforward consultative process tailored to individual risk profiles.
Brett Miller Agency, LLC American Family Insurance provides umbrella insurance options in Leavenworth, KS, where a one-time policy offers immediate added liability coverage beyond standard homeowners or auto limits, while a recurring policy ensures continuous protection through annual renewals. This additional layer safeguards assets against major claims or lawsuits. Service for local clients runs on an as-needed basis for initial quotes and adjustments, with scheduled annual reviews to reassess coverage needs as personal circumstances change.
As winter storms bring heavy snow and ice to Leavenworth, homeowners often worry about liability from slippery walkways or fallen branches. Shelter Insurance - David Rafie provides umbrella insurance policies that offer extra liability coverage beyond standard home and auto limits, protecting personal assets against major claims or lawsuits. These policies help local residents manage risks from accidents on their property or involving their vehicles. The initial step typically involves a review of existing coverage and a discussion of potential exposures during a brief inspection or assessment.
The Reilly Company specializes in providing umbrella insurance coverage in Leavenworth, KS, focusing on extended personal liability protection beyond standard policies. It also assists clients with general insurance needs, offering guidance on structuring broader coverage for assets and future earnings. The business helps residents assess potential risks from accidents or unforeseen events that could lead to major financial loss. This includes addressing specific concerns during the spring storm season, when increased liability from falling tree limbs or water runoff becomes a frequent worry for local homeowners.
Armed Forces Insurance in Leavenworth, Kansas serves homeowners, businesses, and property managers seeking umbrella insurance coverage to extend their liability protection beyond standard policy limits. The agency evaluates existing personal and commercial policies to recommend appropriate additional layers of risk coverage. Its services include tailoring higher-limit liability policies for residential landlords and commercial operators who require protection against major claims. The firm also provides coverage solutions for clients across the nearby Kansas City metropolitan area.
The Chapman Insurance Agency helps individuals and businesses manage their liability risks through general insurance brokerage services in Leavenworth, KS. It also offers specialized umbrella insurance policies, which provide additional coverage beyond standard home and auto limits. These policies protect against large claims or lawsuits. The agency can assist various commercial sectors, including offices, warehouses, and food service operations, tailoring extra liability layers to their operational exposures.
Farm Bureau Financial Services: Devon Burrell, based in Leavenworth, KS, is known for providing personalized umbrella insurance solutions to local residents and businesses. This agency helps clients secure additional liability coverage that extends beyond standard home and auto policies, offering crucial financial protection against major claims and lawsuits. Their services are designed to address the specific risk needs of property owners and drivers in the Kansas area. Specialty add-on services include tailored coverage for rental properties and personal watercraft liability.
What Does an a Umbrella Insurance Agent in Leavenworth Cost?
Typical costs for a 1 million dollar umbrella policy in Kansas range from 150 to 300 dollars per year. A 2 million dollar policy may cost 250 to 500 dollars annually. Premiums depend on your driving record number of properties and other risk factors. This is general information not insurance advice.
About umbrella insurance agents in Leavenworth
Umbrella insurance provides an extra layer of liability coverage beyond standard home and auto policies. In Leavenworth Kansas agents can help you understand how this policy interacts with state liability laws. Local agents are familiar with Kansas specific risks such as severe weather and high traffic areas along Interstate 70.
Frequently Asked Questions
What does an umbrella insurance agent in Leavenworth do?
An agent helps you assess your liability exposure and recommends an umbrella policy limit. They review your existing home and auto coverage to ensure the umbrella policy meets Kansas requirements. The agent then shops among multiple carriers to find a suitable policy for your situation.
How much umbrella insurance do I need in Kansas?
Most agents recommend at least 1 million dollars in coverage to protect assets like a home or savings. Kansas law does not set a minimum umbrella limit but insurers often require underlying auto and home policies to have certain base limits. Your agent can help calculate a limit based on your net worth and potential lawsuit risks.
Can I bundle umbrella insurance with other policies in Leavenworth?
Yes many insurers offer a discount if you bundle umbrella insurance with your auto and home policies. This can simplify billing and reduce overall costs. Your agent can compare bundled options from different companies available in Kansas.