The top-rated umbrella insurance agent in Bangor, Maine is Kathy Commeau - State Farm Insurance Agent, rated 5.0 stars across 320 reviews. Other highly rated options include Bill Tisdale - State Farm Insurance Agent, Sandy Beaulieu: Allstate Insurance, AAA Bangor Insurance and Member Services. This directory lists 18 umbrella insurance agents serving Bangor.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kathy Commeau - State Farm Insurance Agent | 1219 Broadway | (207) 947-0924 |
| 2 | Bill Tisdale - State Farm Insurance Agent | 499 Hammond St | (207) 947-6781 |
| 3 | Sandy Beaulieu: Allstate Insurance | 849 Stillwater Ave | (207) 945-3612 |
| 4 | AAA Bangor Insurance and Member Services | 339 Griffin Rd | (207) 942-8287 |
| 5 | Jenny Schnedler at Comparion Insurance Agency | 23 Water St #201 | (207) 249-7165 |
| 6 | Cross Insurance | Cross Insurance, 491 Main St | (207) 947-7345 |
| 7 | Comparion Insurance Agency | 23 Water St #201 | (207) 947-7326 |
| 8 | Varney Agency | 32 Oak St | (207) 947-8637 |
| 9 | Matt Haskell - State Farm Insurance Agent | 189 State St Ste B | (207) 307-2554 |
| 10 | Quirk Insurance | 377 Hogan Rd | (207) 299-1800 |
Kathy Commeau - State Farm Insurance Agent serves the Bangor, Maine, metro area, offering personal umbrella liability coverage for local residents. As an umbrella insurance agent, the agency provides extra liability protection that extends beyond the limits of standard home and auto policies. This coverage helps protect clients from major claims and lawsuits. The agency assists homeowners and drivers with umbrella policies for added financial security. It handles family-focused protection plans for the Bangor community.
Bill Tisdale - State Farm Insurance Agent in Bangor, ME, provides umbrella insurance policies that extend liability coverage beyond standard home and auto limits. Services include risk assessment consultations to help clients determine appropriate coverage levels, along with policy review and renewal management to ensure continued protection. The agent assists homeowners, renters, and vehicle owners in safeguarding their assets against major claims and lawsuits. Single‑family homes, apartments, retail storefronts, and local restaurants are among the properties it regularly serves.
Sandy Beaulieu: Allstate Insurance in Bangor, Maine, serves Bangor and the surrounding Penobscot County communities, specializing in umbrella insurance policies that provide extra liability coverage beyond standard home and auto plans. This agency handles personal umbrella insurance, which protects clients from major claims and lawsuits by extending liability limits for broader financial security. A typical job is approached by first reviewing the client’s existing policies, then recommending a tailored umbrella limit that aligns with their specific assets and risk exposure.
Serving homeowners, businesses, and property managers in Bangor, this agency arranges umbrella insurance policies that provide extra liability coverage beyond the limits of standard home or auto plans. These policies help protect clients from major claims and lawsuits that could otherwise threaten personal assets. AAA Bangor Insurance and Member Services works to secure coverage limits that fit each client’s unique exposure and risk profile. Its services extend to clients throughout neighboring Orono as well.
Jenny Schnedler at Comparion Insurance Agency in Bangor, Maine provides umbrella insurance, which differs from standard policies by offering one-time quote-based coverage for a term rather than recurring monthly service options. This additional liability coverage extends beyond the limits of primary home and auto policies, protecting clients against major claims and lawsuits that exceed standard coverage. Service consultations and policy setup are available on a one-time or as-needed basis.
Cross Insurance in Bangor, Maine, specializes in umbrella insurance coverage, offering extended liability protection that goes beyond the limits of standard home and auto policies. It serves local residents and businesses by helping to secure financial safeguards against major claims or lawsuits. These policies are designed to cover a range of potential risks common in the area, including accidents on private property and vehicle incidents. As winter approaches, the agency frequently assists clients in reviewing their liability exposure related to snow removal and icy conditions.
As winter snow and spring rain threaten the Bangor area, unexpected liability can arise from a neighbor’s slip on an unshoveled walk or a dog escaping an unfenced yard. Comparion Insurance Agency in Bangor works with homeowners, offering umbrella insurance policies that extend extra liability coverage beyond standard home and auto limits. This additional layer helps protect local assets and future earnings from substantial claims. An initial consultation with an agent typically reviews current policies to determine the correct amount of added protection needed for each household.
Varney Agency provides comprehensive insurance guidance to clients in Bangor, focusing on general business coverage needs with the addition of umbrella liability policies. These extra policies offer a crucial layer of protection above standard property and casualty limits, helping safeguard against large, unforeseen claims. The agency works with various commercial sectors, offering solutions for offices, warehouses, and food service operations.
Matt Haskell - State Farm Insurance Agent in Bangor provides umbrella insurance for residential clients, offering added liability coverage beyond standard home and auto policies. The agency also assists commercial customers in protecting businesses across the Bangor area with the same type of extra coverage. Serving the local community, the agent works to help policyholders secure greater financial protection from unexpected claims. Follow-up service is available between regular visits to adjust coverage as needed, ensuring ongoing protection for changing circumstances.
Quirk Insurance, operating in Bangor, Maine, serves as an umbrella insurance agent, providing clients with additional liability coverage that extends beyond the limits of standard home and auto policies. This service is designed to protect assets and future earnings from major claims or lawsuits common in the region. The firm assists local residents in securing higher coverage limits through established carriers. For complex coverage needs, it can add specialty insurance for rental properties.
What Does an a Umbrella Insurance Agent in Bangor Cost?
In Maine, a personal umbrella insurance policy typically costs between 150 and 400 dollars annually for 1 million dollars of coverage. Higher limits, such as 2 million or 5 million dollars, will cost more but remain relatively inexpensive compared to the coverage provided. Factors like your driving record, property value, and number of vehicles can affect the premium. This is general information and not insurance advice.
About umbrella insurance agents in Bangor
Umbrella insurance provides an extra layer of liability coverage beyond your auto, home, or boat policies. In Bangor, Maine, agents can help you assess your risk and secure a policy that meets Maine state requirements. Maine law does not mandate umbrella insurance, but it is often recommended for those with significant assets or higher liability exposure.
Frequently Asked Questions
What does an umbrella insurance agent in Bangor do?
An umbrella insurance agent in Bangor helps you purchase a personal umbrella policy that provides additional liability coverage. This policy kicks in after your underlying home or auto insurance limits are exhausted. Agents can review your current coverage and recommend appropriate limits.
How much umbrella insurance do I need in Maine?
The amount of umbrella insurance you need depends on your assets and risk profile. Common limits in Maine start at 1 million dollars and go up to 5 million dollars or more. Your agent can help you calculate a suitable amount based on your net worth and potential liability.
Is umbrella insurance expensive in Maine?
Umbrella insurance in Maine is generally affordable, often costing between 150 and 300 dollars per year for 1 million dollars in coverage. Costs vary based on your risk factors, claims history, and the number of underlying policies. Always compare quotes from multiple agents.
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