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Directory of umbrella insurance agents in Scarborough, Maine. Verify credentials with the state department of insurance before hiring.
11 agents listed
Updated May 2026
Scarborough, ME
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maine before hiring.
Showing 11 umbrella insurance agents in Scarborough, ME
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Michelle Raber - State Farm Insurance Agent
696 US-1, Scarborough, ME 04074
(207) 883-0111
michelleraber.com
Michelle Raber - State Farm Insurance Agent
3 Oak Hill Terrace, Scarborough, ME 04074
(207) 883-5867
michelleraberoakhill.com
Foy Insurance, A Division of World
152 US-1 Unit 11, Scarborough, ME 04074
(207) 289-3850
foyinsurance.com
Varney Agency
136 US-1, Scarborough, ME 04074
(207) 883-8229
varneyagency.com
Sentinel Insurance Agency
14 Fieldways Rd, Scarborough, ME 04074
(207) 708-8211
Embassy Auto Insurance - Cheap Auto Insurance Scarborough
600 US-1, Scarborough, ME 04074
(207) 383-4610
Bankers Life
360 US-1 Ste 202, Scarborough, ME 04074
(207) 536-2742
branches.bankerslife.com
Maine Health Solutions
136 US-1, Scarborough, ME 04074
(866) 228-5677
Miller Associates
636 US-1 Ste JA, Scarborough, ME 04074
(207) 510-6301
Hagerman Insurance
162 US-1, Scarborough, ME 04074
(207) 883-1411
Veroneau Insurance
Scarborough, ME 04070
(207) 749-6063
veroneauinsurance.com
An umbrella insurance agent in Scarborough Maine can help you secure extra liability coverage beyond standard home and auto policies. Maine law requires minimum liability limits for auto insurance but umbrella policies provide additional protection for assets and future earnings. Agents in Scarborough understand the unique risks of coastal living including weather events and recreational watercraft use.
What Does a Umbrella Insurance Agent in Scarborough Cost?
The cost of an umbrella insurance policy in Maine typically ranges from 150 to 400 dollars per year for one million dollars in coverage. Factors that affect the premium include your driving record number of properties and whether you have teenage drivers or own a pool. Costs can be higher for those with multiple rental properties or a history of claims. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Scarborough do?
An umbrella insurance agent helps you assess your personal liability exposure and find a policy that covers gaps in your existing insurance. They review your assets and risk factors specific to Maine such as owning a boat or rental property. The agent then obtains quotes from multiple carriers to find suitable coverage.
How much umbrella insurance do I need in Maine?
The amount of umbrella insurance you need depends on your total net worth and potential liability risks. A common recommendation is to have coverage equal to or greater than your total assets. Many Maine agents suggest starting with one million dollars in umbrella coverage and increasing from there based on your situation.
Is umbrella insurance required by law in Maine?
No umbrella insurance is not required by Maine law. However Maine requires all drivers to carry liability insurance with minimum limits of 50 thousand dollars for injury per person 100 thousand per accident and 25 thousand for property damage. An umbrella policy adds extra coverage above these minimums.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Maine.